Payday Loans in Saint George, Georgia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Saint George, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Nice Financial Services 5195 Old National Hwy a, Atlanta, GA 30349 +1 (404) 684 - 0033
Set2go Loans 2385 Wall St SE, Conyers, GA 30013 +1 (678) 964 - 2034
Smart Cash 368 Craig St #102, East Ellijay, GA 30540 +1 (706) 636 - 2274
Security Finance 407 N Main St, Cedartown, GA 30125 +1 (770) 748 - 2345
Colony Bank 206 N Church St, Thomaston, GA 30286 +1 (706) 647 - 6601
EZMoney Payday & Title Loans 1100 E Walnut Ave STE 1, Dalton, GA 30721 +1 (706) 278 - 9146
Republic Finance 6015 Watson Blvd Suite 130, Byron, GA 31008 +1 (478) 334 - 2413
Cash Cow 100 W Calhoun St, Bainbridge, GA 39817 +1 (229) 243 - 7700
World Finance Corporation 715 S Davis St, Nashville, GA 31639 +1 (229) 686 - 9331
World Finance 609 Brannen St Ste 8, Statesboro, GA 30458 +1 (912) 764 - 8902

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint George, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Newnan, GA, Short-term Loans in Peachtree City, GA, Payday Loans in Redan, GA, Payday Loans in Rome, GA, Payday Loans in Roswell, GA, Payday Loans in Savannah, GA, Online Loans in Smyrna, GA and 24-Hour Loan in Statesboro, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint George, GA.

Are Payday Loans Legal In Saint George, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Saint George, GA payday loan calculator

What You Need to Know about Payday Loans in Saint George, Georgia

If you’re living in Saint George, Georgia, and you find yourself in need of quick cash, you may be considering a payday loan. However, it’s important to know that payday loans are prohibited in Georgia. This means that lenders cannot provide payday loans to Georgia residents.

The Georgia Industrial Loan Act of 1955, which governs small loans and payday lending, has made such loans illegal in Georgia. Here’s what you need to know about payday loans in Saint George, Georgia.

What are payday loans?

Payday loans are small, short-term loans designed to help borrowers cover unexpected expenses until their next payday. These loans typically range from $100 to $500, and they come with high interest rates and fees.

Why are payday loans prohibited in Georgia?

Payday loans are prohibited in Georgia because of the high interest rates and fees associated with these loans. While payday lenders argue that these loans are a valuable financial tool for those in need of quick cash, critics argue that they trap borrowers in a cycle of debt.

In 2004, the Georgia legislature passed a law that made payday lending illegal in Georgia. This law capped interest rates on small loans at 60%. Additionally, lenders who violate this law could face fines and other penalties.

What are the alternatives to payday loans in Georgia?

If you’re looking for quick cash in Georgia, there are several alternatives to payday loans:

  • Personal loans. Personal loans are available from banks and credit unions, and they offer lower interest rates and fees than payday loans. However, these loans may have stricter eligibility requirements.
  • Credit cards. If you have a credit card, you may be able to use it to cover your expenses. While credit cards come with high interest rates, they may offer a better option than payday loans.
  • Alternative financial services. Community banks, credit unions, and non-profit organizations may offer small loans or financial assistance programs for those in need.

Interesting Facts and Statistics about Payday Loans

  • 12 million Americans use payday loans each year
  • On average, borrowers take out eight payday loans per year
  • The average payday loan amount is $375
  • Payday lenders collect $9 billion in fees annually
  • Payday loans are prohibited in 16 states, including Georgia

Apply Now

If you’re looking for quick cash in Georgia, TheGuaranteedLoans website can help you find a lender. We are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Simply fill out our online application form to get started.

Conclusion

In conclusion, payday loans are prohibited in Georgia, but there are several alternatives available if you’re in need of quick cash. Personal loans, credit cards, and alternative financial services can offer a better option than payday loans, which often trap borrowers in a cycle of debt. Remember, if you’re considering a loan, be sure to understand the terms and fees associated with the loan before you sign any agreements or contracts.

F.A.Q.

Can I get a payday loan with bad credit in Saint George, Georgia?

No, payday loans are not available in Saint George, Georgia regardless of credit history.

Can I get a payday loan without a checking account in Saint George, Georgia?

No, payday loans are not available in Saint George, Georgia regardless of banking status.