Payday Loans in Sasser, Georgia

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No payday loan companies in Sasser, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Synovus Bank - ATM 1002 2nd St W, Tifton, GA 31794 +1 (888) 796 - 6887
Pineland Bank 501 W 12th St, Alma, GA 31510 +1 (912) 632 - 8631
1st Franklin Financial 1127 W Spring St, Monroe, GA 30655 +1 (770) 267 - 7581
Associated Credit Union 6251 Crooked Creek Rd NW, Norcross, GA 30092 +1 (770) 448 - 8200
1800NewDeal 560 Thornton Rd STE 101, Lithia Springs, GA 30122 +1 (678) 626 - 6859
Altamaha Federal Credit Union 217 W JL Tyre St, Screven, GA 31560 +1 (912) 579 - 2767
SunTrust 606 Cherry St, Macon, GA 31201 +1 (478) 755 - 5133
First American Bank & Trust 550 US-441, Clayton, GA 30525 +1 (706) 782 - 3232
Patriot Pawn-N-Shop 562 Hardee St b, Dallas, GA 30132 +1 (770) 443 - 7370
Equity Auto Loan 2028 Scenic Hwy S, Snellville, GA 30078 +1 (678) 381 - 2018

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sasser, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smyrna, GA, Payday Loans in Statesboro, GA, Guaranteed Loans in Tucker, GA, Guaranteed Loans in Valdosta, GA, Bad Credit Loans in Warner Robins, GA, Payday Loans in Albany, GA, Same Day Loans in Alpharetta, GA and Emergency Loan in Atlanta, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sasser, GA.

Payday Loans Available in Sasser, GA By The Following ZIP Codes:

31785

Are Payday Loans Legal In Sasser, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sasser, GA payday loan calculator

Payday Loans in Sasser, Georgia: What You Need to Know

Are you considering a payday loan in Sasser, Georgia? You might want to think again. Despite the fact that payday loans are illegal in Georgia, many lenders still try to exploit vulnerable borrowers. Here’s what you need to know about payday loans in Sasser, Georgia and why you should avoid them at all costs.

What Are Payday Loans?

Payday loans are short-term loans designed to be repaid on the borrower’s next payday. These loans typically have high interest rates and fees and are often marketed to people who need money quickly but have no other options.

While payday loans might seem like a lifesaver when you’re in a pinch, they can quickly become a vicious cycle of debt. Many borrowers find that they are unable to repay the loan in full on their payday and end up rolling the loan over, incurring additional fees and interest.

Why Are Payday Loans Prohibited in Georgia?

In 2004, the Georgia General Assembly passed a law banning payday loans in the state. The law was designed to protect vulnerable borrowers from the high interest rates and fees associated with these loans.

Despite the ban, payday lenders continue to operate in Georgia, often using online platforms to reach borrowers. Some lenders may claim to be based in other states or countries in an attempt to circumvent Georgia’s laws.

What Are the Risks of Payday Loans?

Payday loans can be incredibly risky for borrowers. The high interest rates and fees associated with these loans can quickly add up, leaving borrowers in even more debt than before.

In addition, payday lenders often require access to the borrower’s bank account or a post-dated check as collateral. This can result in overdraft fees if the lender attempts to withdraw funds from an account with insufficient funds.

Finally, payday lenders often target vulnerable populations, including low-income individuals and those with poor credit. These borrowers may have fewer options for alternative sources of credit and may be more likely to fall into the payday loan trap.

Interesting Facts and Statistics About Payday Loans in Sasser, Georgia

  • The average APR for a payday loan in Georgia is 400%
  • In 2019, Georgia lawmakers introduced legislation to create a new class of payday loans with interest rates as high as 200%
  • In 2020, The Atlanta Journal-Constitution reported that Georgia payday lenders were using loopholes to continue operating in the state, despite the ban on payday lending

Apply Now

Even though payday loans are illegal in Georgia, you may still need financial assistance from time to time. If you’re looking for a loan, TheGuaranteedLoans can help. As a connector service, we connect borrowers with potential lenders who may be able to provide the funds you need.

To get started, fill out our online application form. We’ll ask for basic information about yourself and your financial situation. Once we’ve received your application, we’ll match you with potential lenders who may be able to offer you a loan in Sasser, Georgia.

Remember, payday loans can be incredibly risky and may leave you in even more debt than before. Before you consider taking out a loan, make sure you exhaust all other options and understand the risks involved.

Disclaimer: TheGuaranteedLoans is not a direct lender. We are a connector service that matches borrowers with potential lenders. We do not make credit decisions and are not responsible for any loan approval or denial. Loan approval and terms are determined by the lender and may vary based on your creditworthiness and other factors.

F.A.Q.

Can a payday loan company garnish my wages in Sasser, Georgia?

No, a payday loan company cannot garnish your wages in Sasser, Georgia because these loans are illegal in the state.

Can a payday loan company repossess my property in Sasser, Georgia?

No, a payday loan company cannot repossess your property in Sasser, Georgia because these loans are illegal in the state.