Payday Loans in Tallulah Falls, Georgia

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No payday loan companies in Tallulah Falls, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
American Lending Co 172 Ocilla Hwy ste b, Fitzgerald, GA 31750 +1 (229) 423 - 7128
Republic Finance 9375 The Landing Dr Suite G150, Douglasville, GA 30135 +1 (770) 949 - 6071
Check Into Cash Title Pawn 801 N Main St, Cedartown, GA 30125 +1 (770) 748 - 6828
ACE Cash Express 4420 Altama Ave Ste 36, Brunswick, GA 31520 +1 (912) 554 - 0947
Cash America Pawn 5966 Fairburn Rd, Douglasville, GA 30134 +1 (770) 920 - 8745
Ms Cash Advance 104 W Hendry St, Hinesville, GA 31313 +1 (912) 876 - 4077
World Finance Corporation 12060 US-11, Trenton, GA 30752 +1 (706) 657 - 8210
Atlanta Check Cashers 4204 Lawrenceville Hwy, Lilburn, GA 30047 +1 (770) 638 - 7428
National Title Pawn 117 W Belmont Dr, Calhoun, GA 30701 +1 (706) 629 - 9099
First Port City Bank - Donalsonville Branch 201 S Woolfork Ave, Donalsonville, GA 39845 +1 (229) 524 - 1106

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tallulah Falls, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Valdosta, GA, Payday Loans in Warner Robins, GA, Bad Credit Loans in Albany, GA, Short-term Loans in Alpharetta, GA, Payday Loan Companies in Atlanta, GA, Payday Loans in Columbus, GA, Payday Loan for Dalton, GA and No Credit Check Loans in Douglasville, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tallulah Falls, GA.

Beautiful sights of Tallulah Falls, GA

Payday Loans Available in Tallulah Falls, GA By The Following ZIP Codes:

30573

Are Payday Loans Legal In Tallulah Falls, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Tallulah Falls, GA payday loan calculator

Understanding Payday Loans in Tallulah Falls, Georgia

Payday loans are a type of short-term loan that is typically aimed at borrowers who need quick cash. Generally, borrowers who take out payday loans intend to pay back the loan with their next paycheck. Despite their convenience, however, these loans can have high interest rates and fees, making them a risky option for many borrowers.

Payday Loans are Prohibited in Georgia

While many states in the US allow payday loans, Georgia is not one of them. These types of loans have been illegal in the state since 2004, in an effort to protect consumers from predatory lending practices. This regulation helps to ensure that the interest rates and fees that are associated with payday loans do not harm borrowers in the state.

There are some lenders who may attempt to set up shop in Georgia and offer loans in violation of the state’s laws, however. For this reason, it is important to be cautious when searching for a loan and to try to verify whether a lender is licensed to provide loans in your state.

Why are Payday Loans so Controversial?

Payday loans have come under fire from consumer advocates, religious leaders, and other groups who see them as predatory. Opponents argue that the high interest rates and fees associated with these loans can trap borrowers in a cycle of debt, taking out loan after loan to cover their mounting bills.

Some states, like Georgia, have taken it upon themselves to regulate these types of loans in an effort to protect consumers. While payday loans may seem like a quick fix for those who are in a tight spot, they can quickly spiral out of control if borrowers aren’t careful.

Interesting Facts and Statistics About Payday Loans in Tallulah Falls, Georgia

  • In Georgia, payday loans are considered a felony.
  • According to a study by the Center for Responsible Lending, more than 75% of payday loans in Georgia are taken out by borrowers who take out 12 or more loans per year.
  • The average annual percentage rate (APR) of a payday loan in Georgia is 400%, according to the Consumer Financial Protection Bureau (CFPB).
  • Payday lenders in Georgia typically operate out of small storefronts in strip malls or office buildings.

The Importance of Choosing the Right Lender

While payday loans are prohibited in Georgia, there are still lenders who may try to offer them illegally. Borrowers who are in need of quick cash should be careful when choosing a lender, ensuring that they are working with a reputable organization that adheres to state and federal lending regulations.

At TheGuaranteedLoans, we are not a direct lender. We are a connector service that works with a network of lenders to help connect borrowers with potential lenders. Our aim is to make the lending process as simple and streamlined as possible for our customers, all while ensuring that they are working with a reputable organization.

Apply Now With TheGuaranteedLoans

If you are in need of quick cash and searching for a reputable lender in Tallulah Falls, Georgia, TheGuaranteedLoans can help. Our online application takes only a few minutes to complete, and you will be connected with potential lenders who can provide you with the funds you need.

Remember, payday loans are illegal in Georgia, but there are still reputable lenders who can help you meet your financial needs. Apply now with TheGuaranteedLoans and take the first step toward securing the funds you need today!

F.A.Q.

Why are payday loans illegal in Tallulah Falls, Georgia?

Payday loans are illegal in Tallulah Falls, Georgia because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Tallulah Falls, Georgia?

in Tallulah Falls, Georgia, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.