Payday Loans in The Rock, Georgia

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No payday loan companies in The Rock, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Title Credit Finance, Inc. 201 New Franklin Rd, LaGrange, GA 30240 +1 (706) 884 - 6900
Security Finance 1400 Eatonton Rd # 700, Madison, GA 30650 +1 (706) 342 - 1260
Five Star Credit Union 260 US-19, Camilla, GA 31730 +1 (229) 336 - 5666
Great American Loans 760 Hawthorne Ave a, Athens, GA 30606 +1 (706) 613 - 2274
Regions Bank 15 W Kytle St, Cleveland, GA 30528 +1 (706) 725 - 8810
TitleMax Title Pawns 3934 Cobb Pkwy NW, Acworth, GA 30101 +1 (770) 974 - 4685
BB&T 9861 Rome Blvd, Summerville, GA 30747 +1 (706) 857 - 3431
Consolidated Credit Corporation 23 N McIntosh St, Elberton, GA 30635 +1 (706) 283 - 4101
Southeastern Mortgage Solutions, Inc. B4, 6849 Peachtree Dunwoody Rd 210, Atlanta, GA 30328 +1 (770) 452 - 1424
InstaLoan - Closed 307 S Jefferson Ave, Eatonton, GA 31024 +1 (706) 484 - 0686

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in The Rock, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Statesboro, GA, Payday Loans in Tucker, GA, Payday Loan Companies in Valdosta, GA, Payday Loans in Warner Robins, GA, 24-Hour Loan in Albany, GA, Payday Loans in Alpharetta, GA, Payday Loans in Atlanta, GA and Payday Loans in Columbus, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in The Rock, GA.

Beautiful sights of The Rock, GA

Payday Loans Available in The Rock, GA By The Following ZIP Codes:

30285

Are Payday Loans Legal In The Rock, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

The Rock, GA payday loan calculator

Payday Loans in The Rock, Georgia

Life can be unpredictable at times, and sometimes you may find yourself in a situation where you need cash urgently. In such cases, payday loans often come to the rescue.

While the idea of a quick loan may seem attractive, it’s important to understand the laws and regulations that govern payday loans in your state, such as The Rock, Georgia.

The Legal Landscape of Payday Loans in The Rock, Georgia

First things first – payday loans are prohibited in the state of Georgia. In 2004, Georgia passed a law that made payday lending illegal in the state, effectively ending the practice of payday lending in the state of Georgia.

So if you live in The Rock, Georgia, you cannot get a payday loan from a storefront lender or an online lender. The ban on payday lending has been in place for over 15 years, and there are no indications that this will change anytime soon. So, if you need cash urgently, you will need to explore other options.

Alternatives to Payday Loans in The Rock, Georgia

Although payday loans are illegal in Georgia, there are still several options available to residents of The Rock, Georgia, who need quick cash.

One alternative to payday loans in The Rock, Georgia is to apply for a car title loan. In this type of arrangement, you can obtain a loan by using your vehicle as collateral. Title loans are still legal in Georgia, and they typically have lower interest rates than payday loans.

Another alternative is to consider working with a credit counseling agency or a non-profit organization that specializes in debt management. They can provide you with free advice, counseling, and assistance in creating a budget and managing your finances.

Interesting Facts and Statistics about Payday Loans in The Rock, Georgia

– The average payday loan borrower in Georgia takes out 8 loans per year, with an average loan amount of $402.
– The average APR on a payday loan in Georgia is 521%.
– In 2019, the number of complaints filed with the Consumer Financial Protection Bureau (CFPB) regarding payday loans in Georgia was 2,111.
– In 2016, the CFPB sued a Georgia-based payday lending company for allegedly making illegal loans and charging consumers illegal fees.

Apply Now

At TheGuaranteedLoans, we can help you connect with lenders who specialize in car title loans and other types of short-term loans. We are a connector service, not a direct lender, and we make the process of finding a lending partner easy and convenient.

If you need cash urgently, you can fill out an online application on our website and receive a response from our lenders in minutes. Our online application is secure and confidential, and you can apply from the comfort of your own home.

Conclusion

While payday loans are prohibited in The Rock, Georgia, there are still several alternatives available to those who need quick cash. By exploring your options and working with a reputable lender, you can get the cash you need without falling into a cycle of debt. At TheGuaranteedLoans, we are committed to helping our customers find the best lending partners and solutions that meet their needs and budget.

F.A.Q.

Can a payday loan company file a lawsuit against me in The Rock, Georgia?

No, a payday loan company cannot file a lawsuit against you in The Rock, Georgia because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in The Rock, Georgia?

Yes, there are federal laws that apply to payday loans in The Rock, Georgia, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.