Payday Loans in Turin, Georgia

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No payday loan companies in Turin, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 1221 W 4th St #9, Adel, GA 31620 +1 (229) 896 - 7593
Covington Credit 3201 Macon Road,, Store 121, Columbus, GA 31906 +1 (706) 660 - 8869
Quick Loans of Dodge Co. 110 Main St, Eastman, GA 31023 +1 (478) 374 - 5456
First Citizens Bank 9654 Lavonia Rd, Carnesville, GA 30521 +1 (706) 384 - 4545
World Finance Corporation North,, 680 US-29 #225, Athens, GA 30601 +1 (706) 353 - 6463
Principal Financial 102 E Brazell St, Reidsville, GA 30453 +1 (912) 623 - 4980
Family Budget Finance Inc 515 W Jackson St # A, Thomasville, GA 31792 +1 (229) 226 - 1141
BB&T 43 S Broad St, Winder, GA 30680 +1 (770) 867 - 3161
Sunset Finance 50 Bullsboro Dr, Newnan, GA 30263 +1 (678) 423 - 7022
BB&T 3831 Appalachian Hwy, Blue Ridge, GA 30513 +1 (706) 632 - 6554

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Turin, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, GA, Payday Loans in Alpharetta, GA, Payday Loans in Atlanta, GA, Payday Loan for Columbus, GA, Payday Loan for Dalton, GA, Payday Loan Without a Credit Check in Douglasville, GA, 24-Hour Loan in Evans, GA and Payday Loans in Gainesville, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Turin, GA.

Beautiful sights of Turin, GA

Payday Loans Available in Turin, GA By The Following ZIP Codes:

30289

Are Payday Loans Legal In Turin, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Turin, GA payday loan calculator

If you are a resident of Turin, Georgia, you may have heard about payday loans as a way to deal with financial struggles. However, it’s important to know that payday loans are actually prohibited in Georgia. In this article, we’ll dive into the topic of payday loans in Turin and explore why they are not available in the state.

What are payday loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are often used for emergency expenses or unexpected bills, and can be a quick solution for those in a financial bind. However, they come with high interest rates and fees, making it difficult for many borrowers to pay them off in a timely manner.

Payday loans in Turin, Georgia

Even though payday loans might seem like a viable option for some Turin, Georgia residents, they are actually illegal in the state. In fact, Georgia has some of the strictest laws regarding payday loans in the country. The state prohibits lenders from offering payday loans to Georgia residents, effectively making payday loans unavailable for anyone living in Turin or anywhere else in Georgia.

Why are payday loans prohibited in Georgia?

Payday loans are not just illegal in Georgia, but also in many other states in the USA. The main reason behind this is the predatory lending practices that are commonly associated with payday loans. The high interest rates and fees often trap borrowers in a cycle of debt, making it difficult to pay off the loan. In addition, some payday lenders use aggressive or deceptive tactics to collect payment from borrowers who are unable to pay off their debt.

In Georgia, regulations were put in place to protect residents from these practices. The state’s Industrial Loan Act regulates all small-dollar loans, including payday loans, and prohibits lenders from charging more than 60% interest on these loans. Georgia also has a strong Usury law, which limits the interest rate that can be charged for a loan.

What are the alternatives to payday loans in Turin?

If you are facing a financial emergency and need money quickly, there are alternatives to payday loans that are available in Turin and throughout Georgia. One option is to consider a personal loan from a bank or credit union. These loans often come with lower interest rates and fees, making them a more affordable option than payday loans.

It’s also a good idea to explore other resources such as assistance programs, family and friends, or negotiating with creditors to create a repayment plan. These options may not provide immediate relief, but can help manage financial struggles in a more sustainable manner.

Interesting Facts about Payday Loans in Turin, Georgia

  • According to the Center for Responsible Lending, payday loans cost Georgia families over $300 million in fees each year.
  • Georgia’s ban on payday loans has been in effect since 2004, making it one of the earliest states to take action against predatory lending practices.

Apply Now

If you’re looking for financial assistance in Turin or anywhere in Georgia, TheGuaranteedLoans can connect you with potential lenders who may be able to offer you a personal loan. While we are not a direct lender, we can help you find the right fit for your financial needs. Fill out an application today and see if you qualify for a personal loan.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Turin, Georgia?

Offering or taking out a payday loan in Turin, Georgia is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Turin, Georgia?

No, there are no exceptions to the payday loan prohibition in Turin, Georgia.