Payday Loans in Turnerville, Georgia

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No payday loan companies in Turnerville, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 936 Benson St, Hartwell, GA 30643 +1 (706) 376 - 6361
Republic Finance 719 Turner McCall Blvd NE, Rome, GA 30165 +1 (706) 291 - 2274
ACE Cash Express 904 Thornton Rd, Lithia Springs, GA 30122 +1 (770) 948 - 2123
Georgia hard money 182 Hilderbrand Dr NE 201, Atlanta, GA 30328 +1 (866) 634 - 1270
Personal Finance Co 3 E Broad St, Camilla, GA 31730 +1 (229) 336 - 7500
Check Into Cash Title Pawn 3507 Macon Rd, Columbus, GA 31907 +1 (706) 223 - 6430
Cash America Pawn 1503 GA-16, Griffin, GA 30223 +1 (770) 229 - 6100
Regions Bank 15 W Kytle St, Cleveland, GA 30528 +1 (706) 725 - 8810
Covington Credit Corporation 3791 Mercer University Dr, Macon, GA 31204 +1 (478) 475 - 4932
Synovus Bank 5100 Lavista Rd, Tucker, GA 30084 +1 (888) 796 - 6887

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Turnerville, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Hinesville, GA, Payday Loans in Kennesaw, GA, Payday Loans in Lagrange, GA, Online Loans in Mableton, GA, Short-term Loans in Macon, GA, Payday Loans in Marietta, GA, Quick Loan in Newnan, GA and Payday Loans in Peachtree City, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Turnerville, GA.

Are Payday Loans Legal In Turnerville, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Turnerville, GA payday loan calculator

Payday loans are an attractive option for people who need quick cash to cover unexpected expenses or emergencies. Unfortunately, these types of loans are not available in Georgia, including the town of Turnerville, due to state laws prohibiting payday lending. Potential borrowers in Turnerville need to be aware of the laws and consider alternative options if they are looking for quick cash.

Why are payday loans illegal in Georgia?

In 2004, the Georgia legislature passed a law banning payday loans in the state. Proponents of the law argued that the high-interest rates (up to 300% APR) charged by payday lenders trapped borrowers in a cycle of debt, with many unable to repay the loans on time.

The law also made it illegal for payday lenders to operate in the state and prohibited out-of-state lenders from offering payday loans to Georgia residents.

What are the alternatives to payday loans in Turnerville, Georgia?

While payday loans may not be available in Turnerville, there are several other options for people who need quick cash:

  • Personal loans: Personal loans are available from banks, credit unions, and online lenders. These loans typically have lower interest rates than payday loans and can be used for a variety of purposes, including debt consolidation, home improvements, and unexpected expenses.
  • Credit cards: Credit cards can be a good option for people who need to make a purchase or pay a bill immediately. However, it’s important to remember that credit cards often have high interest rates, so it’s important to pay off the balance as soon as possible to avoid accruing substantial interest charges.
  • Negotiate with creditors: If you’re having trouble paying bills or debts, consider talking to your creditors to see if they are willing to work out a payment plan or negotiate a lower interest rate.
  • Credit counseling: Credit counseling services can help you develop a budget and a plan to pay off your debts. These services are available from non-profit organizations and can be a good option if you’re struggling with debt.

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At TheGuaranteedLoans, we understand that unexpected expenses can arise and leave you in a pinch. While payday loans are not available in Turnerville, we offer a variety of loan options to help you get the funds you need:

  • Short-term loans: Short-term loans are a type of loan that is typically repaid within a few months. These loans can be a good option if you need to cover unexpected expenses or bills.
  • Installment loans: Installment loans are loans that are repaid over a longer period of time, typically one to five years. These loans can be used to cover a variety of expenses and can be a good option if you need to borrow a larger amount of money.
  • Title loans: Title loans are a type of secured loan where the borrower uses their vehicle as collateral. These loans can be a good option if you own your vehicle outright and need quick cash.

It’s important to remember that TheGuaranteedLoans is not a direct lender. Instead, we are a connector service that will facilitate your connection with potential lenders. We work hard to connect you with trusted lenders who offer fair and transparent loan terms and rates. To apply for a loan on our website, simply fill out our online application form and we’ll connect you with a lender who is a good match for your needs.

Interesting Facts about Payday Loans in Turnerville, Georgia:

  • Georgia is one of 15 states that have banned payday lending.
  • The average payday loan borrower takes out eight loans per year and spends an average of 150 days per year in debt to payday lenders.
  • According to a report from the Consumer Financial Protection Bureau, four out of five payday loans are rolled over or renewed within 14 days, leading to high fees and interest charges.

In conclusion, while payday loans are not available in Turnerville, there are still several options available for people who need quick cash. At TheGuaranteedLoans, we are here to help you find the loan that’s right for your needs. Apply today and take the first step towards financial independence.

F.A.Q.

Can I take out a payday loan online in Turnerville, Georgia?

No, even if the lender is located outside of Georgia, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Turnerville, Georgia?

No, it is illegal to use a payday loan from another state in Turnerville, Georgia.