Payday Loans in Waleska, Georgia

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No payday loan companies in Waleska, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleBucks Title Pawns 3715 Ogeechee Rd, Savannah, GA 31405 +1 (912) 503 - 2097
World Finance Corporation 263 Market Pl Blvd, Cartersville, GA 30121 +1 (678) 721 - 0411
TitleMax Title Pawns 2993 Bankhead Hwy, Austell, GA 30168 +1 (770) 941 - 4390
Altamaha Federal Credit Union 217 W JL Tyre St, Screven, GA 31560 +1 (912) 579 - 2767
Peach State Federal Credit Union 948 Lee St, Jefferson, GA 30549 +1 (855) 889 - 4328
Georgia Auto Pawn, Inc. 512 Atlanta Rd, Cumming, GA 30040 +1 (678) 455 - 4769
Synovus Bank 300 E Main St, Canton, GA 30114 +1 (888) 796 - 6887
TitleMax Title Pawns 159 W May St, Winder, GA 30680 +1 (770) 867 - 8629
TitleMax Title Pawns 102 Rose Ln, Toccoa, GA 30577 +1 (706) 297 - 0010
First Choice Title 216 7th St W, Tifton, GA 31794 +1 (229) 382 - 7232

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waleska, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mableton, GA, Payday Loans in Macon, GA, Payday Loans in Marietta, GA, Payday Loan Without a Credit Check in Newnan, GA, Payday Loans in Peachtree City, GA, Bad Credit Loans in Redan, GA, Payday Loans in Rome, GA and Payday Loans in Roswell, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waleska, GA.

Beautiful sights of Waleska, GA

Payday Loans Available in Waleska, GA By The Following ZIP Codes:

30183

Are Payday Loans Legal In Waleska, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Waleska, GA payday loan calculator

Payday Loans in Waleska, Georgia: Understanding the Law

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are designed to provide borrowers with quick access to cash to cover unexpected expenses or emergencies.

However, payday loans are prohibited in Georgia. The Georgia Industrial Loan Act of 1955 declared payday lending illegal in the state. This means that lenders are not allowed to offer payday loans to Georgia residents.

Despite the law, some lenders may still try to offer payday loans in Georgia. It’s important for borrowers to understand the risks involved with these types of loans and to know how to protect themselves.

The Risks of Payday Loans

Payday loans can be very expensive and can lead to a cycle of debt. The fees and interest rates on these loans can cause borrowers to end up owing much more than they originally borrowed.

In states where payday loans are legal, lenders are often required to disclose the fees and interest rates associated with the loan. This allows borrowers to make an informed decision about whether or not to take out the loan.

However, in states where payday loans are illegal, lenders may not be as forthcoming with this information. They may use deceptive tactics to try to pressure borrowers into taking out a loan that they cannot afford to repay.

Borrowers who are unable to repay their payday loans may find themselves in a cycle of debt. They may need to take out additional loans to cover the original loan and its associated fees, leading to even more debt.

Protecting Yourself from Payday Loan Scams

If you are considering taking out a payday loan in Waleska, Georgia, it’s important to be aware of the risks involved and to know how to protect yourself from scams.

First, be wary of any lender who contacts you unsolicited or who asks for an upfront payment to secure the loan. Legitimate lenders will not require payment before they issue the loan.

Second, do your research on any lender before you apply for a loan. Check their BBB rating and search for reviews from other borrowers. If a lender has a history of predatory lending practices or scams, it’s best to avoid them.

Finally, if you believe that you have been the victim of a payday loan scam, report it to the Georgia Department of Law’s Consumer Protection Unit.

Interesting Facts and Statistics about Payday Loans in Waleska, Georgia

  • Payday loans are explicitly illegal in Georgia.
  • Georgia has one of the highest poverty rates in the country, with more than 1 in 6 residents living below the poverty line.
  • The average payday loan borrower takes out 8 loans per year, spending an average of 199 days per year in debt.

Apply Now

If you’re struggling to make ends meet in Waleska, Georgia, it can be tempting to consider a payday loan. However, it’s important to remember that these loans can be very expensive and can lead to a cycle of debt.

Instead, consider other options, such as budgeting, negotiating with creditors, or looking into alternative sources of funding. If you do decide to apply for a loan, be sure to do your research and choose a reputable lender.

At TheGuaranteedLoans, we are a connector service that can help you connect with potential lenders for payday loans and other types of loans. We work with a network of trusted lenders and can help you find a loan that meets your needs.

Remember, we are not a direct lender and do not make lending decisions. Our goal is to connect you with potential lenders and to help you make an informed decision about your loan options.

If you’re ready to apply for a loan, fill out our online application today. We’ll work to match you with a lender who can meet your needs and help you get the cash you need to cover unexpected expenses or emergencies.

F.A.Q.

Are payday loans legal in Waleska, Georgia?

No, payday loans are prohibited in Waleska, Georgia.

What are the alternatives to payday loans in Waleska, Georgia?

Some options for short-term financial assistance in Waleska, Georgia include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.