Payday Loans in Waynesville, Georgia

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No payday loan companies in Waynesville, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Chatsworth Loan Co Inc 125 N 2nd Ave, Chatsworth, GA 30705 +1 (706) 695 - 8358
Complete Cash 4320 Mercer University Dr, Macon, GA 31206 +1 (478) 254 - 2819
First Port City Bank - Donalsonville Branch 201 S Woolfork Ave, Donalsonville, GA 39845 +1 (229) 524 - 1106
Wells Fargo Bank 1505 Newcastle St, Brunswick, GA 31520 +1 (912) 264 - 1730
Mountain Valley Community Bank 111 Collins Ave, Blue Ridge, GA 30513 +1 (706) 946 - 2265
Citizens Bank 860 Patten Ave, Ray City, GA 31645 +1 (229) 455 - 2111
Walmart Money Center 136 E Jarman St, Hazlehurst, GA 31539 +1 (912) 375 - 3627
Walmart Money Center 91 Highland Dr, Ellijay, GA 30536
EZMoney Payday & Title Loans 1100 E Walnut Ave #1, Dalton, GA 30721 +1 (706) 278 - 9146
1st Franklin Financial 408 W Crawford St Suite B, Colquitt, GA 39837 +1 (229) 758 - 6411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waynesville, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Gainesville, GA, Payday Loans in Hinesville, GA, Payday Loan for Kennesaw, GA, Payday Loans in Lagrange, GA, Payday Loans in Mableton, GA, Payday Loans in Macon, GA, Payday Loans in Marietta, GA and Payday Loan Without a Credit Check in Newnan, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waynesville, GA.

Beautiful sights of Waynesville, GA

Payday Loans Available in Waynesville, GA By The Following ZIP Codes:

31566

Are Payday Loans Legal In Waynesville, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Waynesville, GA payday loan calculator

The Truth About Payday Loans in Waynesville, Georgia

If you’re in a financial crisis, you might be considering taking out a payday loan. However, it’s important to know that payday loans are prohibited by law in Georgia, including Waynesville.

What Are Payday Loans?

A payday loan is a type of high-interest short-term loan intended to be repaid with the borrower’s next paycheck. These loans typically come with fees and interest rates that can be significantly higher than traditional loans, making it easy for borrowers to get trapped in a cycle of debt.

Why Are Payday Loans Prohibited in Georgia?

In 2004, the Georgia state legislature passed the Georgia Industrial Loan Act, which made payday lending illegal in the state. This legislative move aimed to protect consumers from the predatory lending practices of payday lenders. While some states have made exceptions for payday lending, Georgia has maintained its firm stance against them.

What Are the Alternatives to Payday Loans in Waynesville?

If you’re in need of quick cash, here are some alternative options:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Get assistance from non-profits, charities, churches, or religious centers

These options may take longer to get approved and may have strict eligibility conditions.

Interesting Facts or Statistics About Payday Loans in Waynesville, Georgia

  • Payday loans are illegal in Georgia.
  • Any online payday loans made to Georgia residents are null and void, so borrowers do not have to repay.
  • In 2016, Georgia-based payday lenders drained about $500 million in fees from consumers in the state.
  • Payday lending drains $3.4 billion and more annually from the national economy.

Apply Now!

While payday loans are not an option in Waynesville or Georgia as a whole, TheGuaranteedLoans offers other loan options to help those in need of financial assistance. Our quick and easy online application process will match you with potential lenders, helping you get the funds you need without the risk of high-interest rates or predatory lending practices.

APPLY NOW and get money in your account fast!

F.A.Q.

Can I be sued for not paying back a payday loan in Waynesville, Georgia?

Because payday loans are illegal in Waynesville, Georgia, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Waynesville, Georgia?

No, payday loan lenders cannot garnish your wages in Waynesville, Georgia because payday loans are illegal in the state.