Payday Loans in Makaweli, Hawaii

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No payday loan companies in Makaweli, HI. Consider companies in other cities:

Company nameAddressZip codePhone number
PayDayHawaii 3-2600 Kaumualii Hwy, Lihue, HI 96766 +1 (808) 241 - 1557
AutoZone Auto Parts 4460 Kapolei Pkwy 2, Kapolei, HI 96707 +1 (808) 650 - 6451
HawaiiUSA Federal Credit Union 920 Kamokila Blvd, Kapolei, HI 96707 +1 (808) 674 - 8350
HFS Federal Credit Union - Hilo 632 Kinoole St, Hilo, HI 96720 +1 (808) 930 - 1400
Family Pawn Shop Waipahu 94-220 Leokane St, Waipahu, HI 96797 +1 (808) 676 - 8800
Kama'aina Mortgage Group 500 Ala Moana Blvd 400-456, Honolulu, HI 96813 +1 (808) 426 - 7661
First Hawaiian Bank Kukui Grove Branch 3, 2600 Kaumualii Hwy Ste 1650, Lihue, HI 96766 +1 (808) 245 - 6394
A Happy Pawn 628 N King St, Honolulu, HI 96817 +1 (808) 383 - 5253
Hawaii VA Loans 111 Hekili St 102, Kailua, HI 96734 +1 (808) 824 - 5272
North Shore Gold & Loan 810 Haiku Rd #157, Haiku, HI 96708 +1 (808) 214 - 6527

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Makaweli, HI, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Hilo, HI, Payday Loans in Honolulu, HI, Payday Loans in Kahului, HI, Payday Loans in Kaneohe, HI, Payday Loans in Pearl City, HI and Payday Loans in Waipahu, HI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Makaweli, HI.

Beautiful sights of Makaweli, HI

Are Payday Loans Legal In Makaweli, Hawaii?

Loan Rates and Fees, Laws and Regulations in Hawaii.

Hawaii Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term32 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced; <$17.65 for $100

Makaweli, HI payday loan calculator

Payday loans are a type of short-term lending option that has gained popularity due to its easy accessibility. Millions of Americans rely on payday loans to get by until their next paycheck arrives. Hawaii is no exception and allows payday loans, although it applies to check cashers only. Makaweli, Hawaii, being a small town, has a limited number of payday loan options. Nonetheless, residents in Makaweli looking for a quick and easy solution to their financial needs can still find payday loan providers.

How do payday loans work in Makaweli, Hawaii?

Payday loans are small loans that generally range between $100 and $1000, although the specific amount varies from lender to lender. In Makaweli, borrowers can take out a payday loan for a maximum of $600. To get a payday loan, borrowers need to provide the lender with proof of income, a valid ID, and a post-dated check that the lender can cash on the borrower’s next payday.

The interest rate on payday loans in Makaweli, Hawaii, is capped at 15% of the face amount of the check. A borrower can take out one loan at a time and must pay off their original loan before taking out a new one. Additionally, the loan term is limited to a maximum of 32 days. If the borrower fails to repay the loan on time, the lender can charge additional fees or interest and take legal action to collect the debt.

What are the benefits of payday loans in Makaweli, Hawaii?

Payday loans have become popular among borrowers in Makaweli, Hawaii, because they provide several benefits. First, payday loans are an easy and quick solution to unexpected expenses. It’s easy to get approved for a payday loan, and the money can be in the borrower’s account within a few hours.

Secondly, payday loans do not require a credit score, making them an option for people with poor credit or no credit history. Finally, payday loans are flexible, allowing the borrower to use the funds for any purpose.

What are the drawbacks of payday loans?

While payday loans can be helpful in meeting urgent financial needs, they come with several drawbacks that borrowers should consider. First, the interest rates on payday loans are higher than those of traditional loans, and if not repaid on time, they can cause a cycle of debt. Secondly, borrowers can only take out one payday loan at a time, limiting their options when faced with multiple financial emergencies. Finally, payday loans are not a long-term solution to financial problems and should only be used as a last resort.

Interesting Facts about Payday loans in Makaweli, Hawaii

  • Hawaii has the second-highest concentration of payday loan storefronts per capita in the United States.
  • According to a 2019 report by the Hawaii State Department of Business, Economic Development & Tourism, the average payday loan in Hawaii is $290 with an average annual percentage rate (APR) of 459%.
  • In Makaweli, there are only a few licensed check cashers and no dedicated payday loan storefronts. However, borrowers can still find payday loans online or in nearby towns.

Apply Now

If you are a resident of Makaweli, Hawaii, and need a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we facilitate the connection between borrowers and lenders. To apply for a payday loan, simply fill out our online application on our website, and we will match you with a lender that best fits your needs. Remember, a payday loan should only be used as a last resort and repaid on time to avoid additional fees or charges.

In conclusion, payday loans in Makaweli, Hawaii, are a viable option for borrowers in need of quick cash to meet unexpected expenses. While they come with several benefits, borrowers should also be aware of the drawbacks and use payday loans responsibly. With its small-town atmosphere, Makaweli might not have many payday loan storefronts, but borrowers can still find several online lending options.

F.A.Q.

Can payday lenders in Makaweli, Hawaii seize my personal property or assets if I default on the loan?

No, payday lenders in Makaweli, Hawaii cannot seize your personal property or assets if you default on the loan. However, the lender can pursue collections action, including garnishing your wages or filing a lawsuit.

How do I know if a payday lender in Makaweli, Hawaii is licensed and regulated?

All payday lenders in Makaweli, Hawaii are required to be licensed and regulated by the Hawaii Division of Financial Institutions. You can check the division's website to verify the licensing status of a lender.

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