Payday Loans in Careywood, Idaho

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No payday loan companies in Careywood, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 589 E 17th St, Idaho Falls, ID 83404 +1 (208) 528 - 8400
Jackson Hewitt Tax Service 550 W Honeysuckle Ave, Hayden, ID 83835 +1 (208) 209 - 4315
Umpqua Bank 365 10th St, Plummer, ID 83851 +1 (208) 686 - 1921
World Finance 775 Yellowstone Ave, Pocatello, ID 83201 +1 (208) 232 - 1773
EZ Money 724 ID-41, Post Falls, ID 83854 +1 (208) 773 - 5102
Xpress Cash 388 Overland Ave, Burley, ID 83318 +1 (208) 678 - 1005
Jackson Hewitt Tax Service 3050 E Mullan Ave, Post Falls, ID 83854 +1 (208) 561 - 9000
Beehive Federal Credit Union 1087 Erikson Dr, Rexburg, ID 83440 +1 (208) 656 - 1000
Check n Go 732 Caldwell Blvd Ste B, Nampa, ID 83651 +1 (208) 463 - 8900
Bank of Commerce 290 S State St, Shelley, ID 83274 +1 (208) 357 - 3418

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Careywood, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Post Falls, ID, Online Loans in Twin Falls, ID, Payday Loans in Boise, ID, Payday Loans in Caldwell, ID, Payday Loan Without a Credit Check in Idaho Falls, ID, Payday Loans in Lewiston, ID, Quick Loan in Meridian, ID and Payday Loans in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Careywood, ID.

Are Payday Loans Legal In Careywood, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Careywood, ID payday loan calculator

Understanding the World of Payday Loans in Careywood, Idaho

If you find yourself in a financial bind and need cash quickly, a payday loan can seem like an attractive option. While they may offer fast relief when you’re short on money, it’s crucial to understand the pros and cons of payday loans before taking one out. In this article, we’ll take a closer look at payday loans in Careywood, Idaho.

What Are Payday Loans?

A payday loan is a small, short-term loan that typically must be repaid on your next payday. These loans are usually for $500 or less and come with high-interest rates, making them a costly option for borrowers.

The process of obtaining a payday loan is relatively simple. You fill out an application, provide proof of income and employment, and post-date a check for the loan amount plus fees. The lender holds onto the check and cashes it on the due date. If you don’t have enough money in your account, you’ll be charged for overdraft fees, and the lender may try to cash the check again.

Payday Loans in Careywood, Idaho

In Idaho, payday loans are legal, and there are many lenders to choose from in Careywood. Idaho has specific laws and regulations in place to protect borrowers and limit the interest rates and fees that lenders can charge. Lenders in Idaho can charge up to 30% interest on loans, but additional fees must be disclosed upfront.

Before taking out a payday loan in Careywood, it’s crucial to understand the terms and conditions of the loan and the fees associated with it. You should also consider alternative options, such as borrowing from family or friends, negotiating with creditors, or seeking credit counseling.

The Pros and Cons of Payday Loans

Before taking out a payday loan, it’s essential to weigh the pros and cons of this type of borrowing.

Pros:

  • Quick access to cash – Payday loans can provide fast cash when you need it most.
  • No credit check – Most payday lenders don’t require a credit check, so you can qualify for a loan even with bad credit.
  • No collateral – You don’t have to put up any collateral to secure a payday loan.

Cons:

  • High-interest rates – Payday loans come with high-interest rates, often surpassing 400%. This can make it challenging to repay the loan on time, resulting in further financial problems.
  • Short repayment terms – Most payday loans must be repaid within two weeks, which can be difficult if you’re already struggling financially.
  • Cycle of debt – If you’re unable to repay the loan on time, you may be tempted to take out another loan to cover the costs, leading to a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Careywood, Idaho

  • In Idaho, the average payday loan is for $425 and is paid back in 32 days.
  • As of 2020, over 22,000 payday loans were taken out in Idaho, with borrowers paying an average interest rate of 350%.
  • Payday lending in Idaho generates over $22 million in fees each year.

Apply Now

If you’ve decided that a payday loan is the right option for you, TheGuaranteedLoans can help you connect with potential lenders. It’s essential to remember that we are a connector service and not a direct lender. We work with a network of reputable lenders to help you find the right loan for your needs. You can apply for a payday loan on our website and get a decision in minutes. Simply click the “Apply Now” button below to get started.


Remember, payday loans should be a last resort when no other options are available. Understanding the terms and conditions of the loan, the fees involved, and the repayment terms are essential for making informed borrowing decisions.

F.A.Q.

Are payday loans legal in Careywood, Idaho?

Yes, payday loans are legal in Careywood, Idaho.

What are the requirements to qualify for a payday loan in Careywood, Idaho?

To qualify for a payday loan in Careywood, Idaho, borrowers must be at least 18 years old and have a regular source of income.

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