Payday Loans in Coolin, Idaho

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No payday loan companies in Coolin, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1982 Addison Ave E, Twin Falls, ID 83301 +1 (208) 733 - 7580
U.S. Bank ATM - Orofino 333 Michigan Ave, Orofino, ID 83544 +1 (800) 872 - 2657
Financial Advisors U.S. Bancorp Investments 111 N Main St, Ketchum, ID 83340 +1 (208) 578 - 3685
Chase Mortgage 290 N 2nd E, Mountain Home, ID 83647 +1 (208) 580 - 2581
Security Finance 1550 Overland Ave, Burley, ID 83318 +1 (208) 678 - 1761
AutoZone Auto Parts 6925 E Super 1 Loop, 1st St, Athol, ID 83801 +1 (208) 683 - 1592
Title Cash of Idaho 708 Blue Lakes Blvd N, Twin Falls, ID 83301 +1 (208) 732 - 6011
Advantage Plus Federal Credit Union 70 E 2nd S, Soda Springs, ID 83276 +1 (208) 547 - 2338
Moneytree 2713 Blaine St, Caldwell, ID 83605 +1 (208) 459 - 6669
Murdoch Finance Company 122 , 12th Ave S, Nampa, ID 83651 +1 (208) 615 - 5599

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coolin, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Post Falls, ID, Short-term Loans in Twin Falls, ID, 24-Hour Loan in Boise, ID, No Credit Check Loans in Caldwell, ID, Quick Loan in Idaho Falls, ID, Short-term Loans in Lewiston, ID, Payday Loans in Meridian, ID and Payday Loans in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coolin, ID.

Beautiful sights of Coolin, ID

Are Payday Loans Legal In Coolin, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Coolin, ID payday loan calculator

Understanding Payday Loans in Coolin, Idaho

When facing a financial emergency, one option that many people turn to is a payday loan. These types of loans are meant to provide quick cash to cover unexpected expenses or bills. They are typically easy to qualify for and can be obtained in a short amount of time. In this article, we will discuss payday loans in Coolin, Idaho, and provide you with all the information you need to know about these types of loans.

What Are Payday Loans?

Payday loans are short-term loans that are meant to be repaid within a few weeks, or on your next payday. They are typically smaller in amount, ranging from $100 to $1000, and are meant to cover unexpected expenses. These loans are also known as cash advance loans, and they are available to people with bad credit or no credit history.

How Do Payday Loans Work?

The process for obtaining a payday loan is straightforward. You will need to provide proof of income, bank account information, and identification. After you fill out the necessary paperwork, your application will be reviewed by the lender. If you are approved, you will receive the loan amount in cash or directly deposited into your bank account.

When the loan is due, the lender will automatically withdraw the repayment amount from your bank account, or you can pay in cash. If you do not have enough money in your bank account to cover the repayment amount, you may be charged an overdraft fee by your bank.

Payday Loan Regulations in Coolin, Idaho

Payday loans are legal in Idaho, and there are regulations in place to protect borrowers from predatory lending practices. In Coolin, lenders are required to be licensed, and they must follow state guidelines regarding loan amounts, interest rates, and repayment terms. The maximum loan amount in Idaho is $1000, and the maximum interest rate is 25 percent.

Potential Risks of Payday Loans

While payday loans can be helpful in a financial emergency, they can also be risky. The interest rates on these types of loans are typically much higher than traditional loans, and if you are not able to repay them on time, you could end up in a cycle of debt. It is essential to carefully consider the terms of the loan before you borrow money. You should also look into other options, such as budgeting, a personal loan, or a credit card.

Interesting Statistics About Payday Loans in Coolin, Idaho

  • In Idaho, the average payday loan amount is $379.
  • There are approximately 200 payday loan lenders in Idaho.
  • According to a report by the Idaho Department of Finance, 37 percent of payday loans are rolled over and extended.

Apply Now

If you find yourself in a financial emergency in Coolin, Idaho, and need quick cash, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service and not a direct lender, which means we work with a network of lenders to help find the best loan terms for you. To apply, simply fill out our online application, and one of our representatives will contact you to discuss your options.

Remember, a payday loan may not be the best option for everyone. It is essential to carefully consider the terms of the loan and to explore other options before borrowing money. If you have any questions about payday loans or need help finding the right loan for your situation, contact us today!

F.A.Q.

Can I get a payday loan in Coolin, Idaho if I am self-employed?

Yes, self-employed individuals can apply for a payday loan in Coolin, Idaho. However, they may be required to provide additional documentation or proof of income to qualify for the loan.

Can I have a payday loan if I have bad credit in Coolin, Idaho?

Yes, payday loans in Coolin, Idaho are typically available to borrowers with bad credit, as the loans are based on income rather than credit score.

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