Payday Loans in Murray, Idaho

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No payday loan companies in Murray, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Tracy K Besler Fairway Independent Mortgage Corporation Loan Officer 16130 N Merchant Way Suite 125, Nampa, ID 83687 +1 (208) 989 - 6620
Charles Friedman at Guaranteed Rate - NMLS 928270 251 Washington Ave Unit C-8, Ketchum, ID 83340 +1 (208) 202 - 7805
Liberty Tax & Loans 730 W Pullman Rd, Moscow, ID 83843 +1 (208) 892 - 8638
Quik Cash 1118 Blue Lakes Blvd, Twin Falls, ID 83301 +1 (208) 732 - 0007
U.S. Bank Branch 855 Yellowstone Ave, Pocatello, ID 83201 +1 (208) 478 - 6614
Karye Rae Fairway Independent Mortgage Corporation Loan Officer 3959 E Overland Rd, Meridian, ID 83642 +1 (208) 957 - 7325
Canyon Financial of Fruitland 1205 N Whitley Dr # 1, Fruitland, ID 83619 +1 (208) 452 - 6274
CapEd Credit Union 80 E Riverside Dr, Eagle, ID 83616 +1 (208) 884 - 0150
Cash Tyme Cash Dollar Tyme 615 21st St, Lewiston, ID 83501 +1 (208) 746 - 9900
U.S. Bank ATM - Potlatch 200 6th St, Potlatch, ID 83855 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Murray, ID, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Post Falls, ID, Payday Loans in Twin Falls, ID, Payday Loans in Boise, ID, Payday Loans in Caldwell, ID, Bad Credit Loans in Idaho Falls, ID, Emergency Loan in Lewiston, ID, Bad Credit Loans in Meridian, ID and Bad Credit Loans in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Murray, ID.

Are Payday Loans Legal In Murray, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Murray, ID payday loan calculator

Payday Loans in Murray, Idaho: A Comprehensive Guide

Payday loans are a common method of obtaining quick cash in Murray, Idaho. These loans can be helpful in times of financial emergency, but they also come with high interest rates and potential risks. In this article, we’ll delve deeper into the world of payday loans and give you a comprehensive overview of what to expect when seeking these loans in Murray, Idaho.

Understanding Payday Loans

Payday loans are short-term loans that typically range from $100 to $1000. The loan is meant to be paid back by the borrower’s next payday, usually within a timeframe of two weeks to one month. In Murray, Idaho, payday loans are legal and regulated under the Idaho Credit Code.

In order to obtain a payday loan, the borrower must provide proof of income and identification. The lender will then give the borrower the loan amount, typically in cash or as a direct deposit into their bank account. The borrower is then responsible for paying back the loan, along with any associated fees and interest charges, on their next payday. If the borrower cannot repay the loan, they may choose to roll the loan over, which incurs additional fees and charges.

Benefits of Payday Loans in Murray, Idaho

  • Quick and easy access to cash
  • No credit checks required for approval
  • No collateral required
  • Loan amount can be as low or high as needed

Risks of Payday Loans in Murray, Idaho

  • High interest rates and fees
  • Potential for loan rollovers, which incur additional fees and charges
  • Potentially damaging impact on credit score if loan is not repaid
  • May lead to a cycle of debt

Applying for a Payday Loan in Murray, Idaho

The process of applying for a payday loan in Murray, Idaho is relatively simple. Most lenders have online applications that can be completed in a matter of minutes. The borrower will need to provide personal information, employment information, and banking information in order to complete the application process.

Once the application has been submitted, the lender will review the information and determine whether or not to approve the loan. If approved, the funds will typically be available within 24 hours.

Interesting Facts and Statistics About Payday Loans in Murray, Idaho

  • In Idaho, the average payday loan amount in 2020 was $402
  • The average APR for a payday loan in Idaho is 582%
  • Idaho has some of the least restrictive payday loan regulations in the country
  • Approximately 1 in 4 payday loan borrowers in Idaho end up defaulting on their loan

Apply Now

If you’re in need of a payday loan in Murray, Idaho, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a network of trusted lenders in the area. Remember, we are a connector service and not a direct lender. We will facilitate your connection with lenders who can provide payday loans that may meet your financial needs.

In Conclusion

Payday loans can be a helpful financial resource in times of emergency, but it’s important to understand the potential risks and benefits associated with these loans. If you’re considering a payday loan in Murray, Idaho, be sure to research your options and make an informed decision.

F.A.Q.

Can I get a payday loan in Murray, Idaho if I don't have a checking account?

No, to get a payday loan in Murray, Idaho, you must have an active checking account. This is because the lender will typically deposit the loan funds directly into your account and automatically withdraw the loan repayment on the agreed-upon date.

Are there any restrictions on the fees that payday lenders can charge in Murray, Idaho?

in Murray, Idaho, there are restrictions on the fees that payday lenders can charge. For example, lenders are not allowed to charge more than $1 for every $5 borrowed, up to a maximum fee of $20 per loan. Additionally, lenders are prohibited from charging certain fees, such as application fees or prepayment penalties.

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