Payday Loans in Paris, Idaho

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No payday loan companies in Paris, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Title Cash 1602-A E Seltice Way, Post Falls, ID 83854 +1 (208) 457 - 9466
North Idaho Native Fund 1005 8th St, Plummer, ID 83851 +1 (208) 686 - 1927
Minuteman Cash 209 Idaho St, American Falls, ID 83211 +1 (208) 226 - 2322
First Federal Savings Bank 123 Broadway Ave N, Buhl, ID 83316 +1 (208) 543 - 8881
Cash Flow Partners 9407 N Government Way 10, Hayden, ID 83835 +1 (208) 762 - 3168
D.L. Evans Bank 680 Sun Valley Rd Suite 101, Ketchum, ID 83340 +1 (208) 622 - 0415
208 Title Loans 8700 W Fairview Ave, Boise, ID 83704 +1 (208) 577 - 2777
D.L. Evans Bank 2281 Overland Ave, Burley, ID 83318 +1 (208) 678 - 6000
Clarity Credit Union - Middleton, Idaho 3 W Main St, Middleton, ID 83644 +1 (208) 467 - 6583
Airman Pawn 690 N 2nd E, Mountain Home, ID 83647 +1 (208) 587 - 7296

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Paris, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Meridian, ID, Payday Loan for Nampa, ID, Payday Loans in Pocatello, ID, Payday Loans in Post Falls, ID, Payday Loans in Twin Falls, ID, Emergency Loan in Boise, ID, Same Day Loans in Caldwell, ID and Payday Loans in Idaho Falls, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Paris, ID.

Beautiful sights of Paris, ID

Payday Loans Available in Paris, ID By The Following ZIP Codes:

83261

Are Payday Loans Legal In Paris, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Paris, ID payday loan calculator

Payday Loans in Paris, Idaho Explained

Payday loans can be an excellent option for those facing unexpected financial hardships. These types of loans are short-term, usually ranging from two to four weeks, and are designed to be repaid on the borrower’s next payday. Paris, Idaho, is a small town, but it has several options for payday loans.

What are Payday Loans?

Payday loans are short-term loans that are typically used to cover unexpected expenses. These loans have high interest rates and fees, making them a risky choice for borrowers who can’t repay them on time. Many payday loan lenders don’t require a credit check to qualify, making them more accessible to those with poor credit.

Payday Loan Regulations in Idaho

Payday loans are legal in Idaho. However, lenders must obtain a license from the Idaho Department of Finance to operate. Idaho has strict regulations to protect borrowers from predatory lending practices. For example, the maximum amount a borrower can obtain from a payday loan is $1000 or 25% of their gross monthly income. Lenders must also provide borrowers with written disclosures of all loan fees and interest rates.

How to Apply for Payday Loans in Paris, Idaho

If you’re considering a payday loan in Paris, Idaho, there are several options available. Many lenders in Paris offer in-store or online applications. To qualify, you’ll need a valid government-issued ID, proof of income, and an active bank account. The lender will use your bank account information to deposit your loan funds and withdraw repayment.

Interesting Facts and Statistics about Payday Loans in Paris, Idaho

  • In 2019, Idaho lawmakers attempted to limit payday loan fees to 36%, but the bill failed to pass.
  • According to a report by the Pew Charitable Trusts, the majority of payday loan borrowers in Idaho earn less than $40,000 a year.
  • Most payday loans in Idaho are used for recurring expenses such as rent and utility bills rather than unexpected emergencies.

Apply Now for a Payday Loan in Paris, Idaho

If you need a payday loan in Paris, Idaho, TheGuaranteedLoans is here to help. We are a connector service, not a direct lender, and we will connect you with potential lenders who match your loan requirements. Our application process is easy; just fill out our online form, and we’ll provide you with potential lender matches. Remember to borrow responsibly and repay on time to avoid high interest rates and fees.

Don’t let unexpected expenses derail your finances. Consider a payday loan in Paris, Idaho, and get back on track. Apply now with TheGuaranteedLoans.

F.A.Q.

Can I get a payday loan if I am a military service member in Paris, Idaho?

Yes, military service members in Paris, Idaho can qualify for payday loans, but they may be subject to different laws and regulations than civilian borrowers.

Can I get a payday loan if I am a student in Paris, Idaho?

Yes, students in Paris, Idaho can qualify for payday loans, but they must have a regular source of income to meet the eligibility requirements.

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