Payday Loans in Parma, Idaho

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No payday loan companies in Parma, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 5157 W Overland Rd, Boise, ID 83705 +1 (208) 343 - 1670
Check Into Cash 1175 E 17th St, Idaho Falls, ID 83404 +1 (208) 552 - 2363
Title Cash 1602 E Seltice Way # A, Post Falls, ID 83854 +1 (208) 457 - 9466
Xpress Cash 1710 N Whitley Dr, Fruitland, ID 83619 +1 (208) 452 - 4416
Idaho Pawn & Gold by Sam's Locker 10250 W Fairview Ave, Boise, ID 83704 +1 (208) 615 - 8714
Quik Cash 830 W Cameron Ave, Kellogg, ID 83837 +1 (208) 786 - 6300
Pawn 1 1580 Yellowstone Ave, Pocatello, ID 83201 +1 (208) 237 - 3929
Northwest Farm Credit Services 16034 Equine Dr, Nampa, ID 83687 +1 (208) 468 - 1600
Zions Bank Fruitland 909 NW 16th St, Fruitland, ID 83619 +1 (208) 452 - 7144
LendNation 402 11th Ave N, Nampa, ID 83687 +1 (208) 463 - 4612

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Parma, ID, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Idaho Falls, ID, Payday Loans in Lewiston, ID, Payday Loans in Meridian, ID, Payday Loans in Nampa, ID, Payday Loans in Pocatello, ID, Payday Loans in Post Falls, ID, Payday Loan Without a Credit Check in Twin Falls, ID and 24-Hour Loan in Boise, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Parma, ID.

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Payday Loans Available in Parma, ID By The Following ZIP Codes:

83660

Are Payday Loans Legal In Parma, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Parma, ID payday loan calculator

Advise to read before applying

Payday loans can be a useful solution when you’re in need of quick cash. If you live in Parma, Idaho, and find yourself in a financial emergency, you may be considering a payday loan. This article will provide valuable information about payday loans in Parma, Idaho, as well as highlight some interesting facts and statistics.

What are payday loans?

A payday loan is a short-term loan that typically has a high interest rate. You borrow money with the agreement that you will repay the loan, along with the interest, on your next payday. This type of loan is intended for people who need cash quickly and don’t have access to other types of credit.

Are payday loans legal in Parma, Idaho?

Yes, payday loans are legal in Idaho, including Parma. However, there are regulations surrounding payday loans, including the amount you can borrow and the interest rates that can be charged.

How much can you borrow with a payday loan in Parma, Idaho?

In Idaho, you can borrow up to $1,000 with a payday loan. This amount is determined by your income and other factors, such as your credit score. It’s important to only borrow what you need and avoid taking out multiple loans at once.

What are the interest rates on payday loans in Parma, Idaho?

The interest rates on payday loans in Idaho are capped at 36%. This means that for every $100 you borrow, you can be charged up to $36 in interest and fees.

How long do you have to repay a payday loan in Parma, Idaho?

The repayment period for a payday loan in Idaho is typically 14 days. However, some lenders may offer longer repayment periods or installment loans.

What are the requirements to qualify for a payday loan in Parma, Idaho?

To qualify for a payday loan in Idaho, you must be at least 18 years old and have a steady income. You will also need to provide proof of your identity and residency. Some lenders may also require a credit check.

Interesting Facts and Statistics

  • According to a report by the Idaho Department of Finance, there were 222,540 payday loans made in Idaho in 2019.
  • The average interest rate on a payday loan in Idaho is 582% APR.
  • Idaho is one of 32 states that allows payday lending.
  • The average payday loan in Idaho is $382.

Apply Now

If you’re in need of a payday loan in Parma, Idaho, TheGuaranteedLoans can help. We’re a connector service that can facilitate your connection with potential lenders. Our application process is quick and easy, and you can apply online from the comfort of your own home. Remember, only borrow what you need and always read the terms and conditions of any loan you’re considering.

Disclaimer: TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply connect borrowers with potential lenders. The terms and conditions of any loan agreement are between the borrower and the lender.

F.A.Q.

Are payday loans legal in Parma, Idaho?

Yes, payday loans are legal in Parma, Idaho.

What are the requirements to qualify for a payday loan in Parma, Idaho?

To qualify for a payday loan in Parma, Idaho, borrowers must be at least 18 years old and have a regular source of income.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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