Payday Loans in Pingree, Idaho

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No payday loan companies in Pingree, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1211 NW 16th St, Fruitland, ID 83619 +1 (208) 452 - 7866
Quik Cash 227 W Main St, Grangeville, ID 83530 +1 (208) 983 - 1079
Liberty Tax & Loans 730 W Pullman Rd, Moscow, ID 83843 +1 (208) 892 - 8638
Lendmark Financial Services LLC 3655 E Overland Rd, Meridian, ID 83642 +1 (208) 343 - 7976
Mountain West Bank - Drive Up 2970 E St Lukes St, Meridian, ID 83642 +1 (208) 855 - 9105
Loan Star Mortgage Co 101 N First Ave, Sandpoint, ID 83864 +1 (208) 265 - 5070
Bank of the West 600 Sun Valley Rd, Ketchum, ID 83340 +1 (208) 725 - 0672
KeyBank 110 E Main St, Rexburg, ID 83440 +1 (208) 356 - 5454
Zions Bank Fruitland 909 NW 16th St, Fruitland, ID 83619 +1 (208) 452 - 7144
MoneyMax Title Loans 551 Blue Lakes Blvd N, Twin Falls, ID 83301 +1 (208) 734 - 0323

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pingree, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Post Falls, ID, Payday Loans in Twin Falls, ID, No Credit Check Loans in Boise, ID, Quick Loan in Caldwell, ID, Payday Loans in Idaho Falls, ID, Payday Loans in Lewiston, ID, Payday Loans in Meridian, ID and Quick Loan in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pingree, ID.

Are Payday Loans Legal In Pingree, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Pingree, ID payday loan calculator

Payday Loans in Pingree, Idaho

Payday loans are a form of short-term loans that are meant to be repaid on the borrower’s next payday. These loans have become increasingly popular in recent years, especially in states like Idaho where they are legal. In this article, we’ll delve into the specifics of payday loans in Pingree, Idaho and help you determine whether they are the right option for you.

How Payday Loans Work:

Unlike traditional bank loans, payday loans are considered unsecured loans, meaning you don’t need to provide collateral to secure them. Instead, lenders base their decision to lend on your ability to repay the loan, usually on your next payday. Generally, borrowers apply for payday loans for unexpected expenses, such as car repairs or medical bills.

The loan itself typically ranges in amounts from $100 to $1,000, though this amount can vary depending on state laws and lender rules. The repayment period is usually two to four weeks.

Payday Loans in Pingree: What You Need to Know:

If you live in Pingree, Idaho, you have access to payday loans as they are legal in the state. Idaho law requires that payday lenders register with the state and adhere to specific lending rules to protect borrowers.

You can expect to pay around $20 in interest for every $100 borrowed, and the annual percentage rate (APR) can reach upwards of 400%. It’s important to note that these loans can be expensive and should be used only as a last resort.

The Pros and Cons of Payday Loans:

Pros:

  • Access to fast cash for unexpected expenses;
  • Relatively easy qualifications;
  • No collateral required;
  • No credit check required;
  • Can improve your credit score if you repay on time.

Cons:

  • High interest rates and fees;
  • Short repayment terms;
  • Potential for predatory lending practices;
  • Risk of falling into a cycle of debt if not repaid on time;
  • Can damage your credit score if not repaid on time.

Interesting Facts and Statistics:

  • Idaho is one of 32 states that allow payday lending;
  • In 2019, Idaho payday lenders gave out 303,461 loans;
  • The average payday loan borrower in Idaho takes out eight loans per year.

Applying for a Payday Loan in Pingree:

If you’ve decided that a payday loan is the right option for you, you can apply for one on our website. TheGuaranteedLoans is a connector service that can match you with potential lenders based on your information. Our service is free to use, and you are not obligated to accept any loan terms.

To apply, simply fill out our online form and provide your personal and financial information. We’ll take care of the rest and match you with lenders who may be able to offer you a loan. Remember, borrowers must be at least 18 years old and have a steady income source to qualify for a loan.

Conclusion:

Payday loans in Pingree, Idaho, can be a useful tool to access quick cash for unexpected expenses. However, it is important to use them responsibly and only when necessary. Be sure to read and understand the loan terms before agreeing to anything, and always remember to repay the loan on time to avoid damaging your credit score or falling into a cycle of debt.

If you have any questions about payday loans or need help with your application, please contact us. Our team is always here to assist you in any way we can.

F.A.Q.

What happens if I can't repay my payday loan in Pingree, Idaho?

If a borrower is unable to repay their payday loan in Pingree, Idaho, they may be subject to late fees and collection efforts. In some cases, the lender may pursue legal action to recover the funds.

Are there any alternatives to payday loans in Pingree, Idaho?

Yes, there are alternative options to payday loans in Pingree, Idaho, such as personal loans from banks or credit unions, borrowing from friends or family, or using credit cards for emergency expenses.

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