Payday Loans in Rathdrum, Idaho

Payday Loan Companies in Rathdrum, ID

Company nameAddressZip codePhone number
Academy Mortgage - Rathdrum 8052 Main St #202 83858 +1 (208) 712 - 8230
Columbia Bank 6878 W Hwy 53 83858 +1 (208) 687 - 5585

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rathdrum, ID, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Twin Falls, ID, Payday Loan Companies in Boise, ID, 24-Hour Loan in Caldwell, ID, Payday Loans in Idaho Falls, ID, Short-term Loans in Lewiston, ID, Payday Loans in Meridian, ID, No Credit Check Loans in Nampa, ID and Payday Loan Without a Credit Check in Pocatello, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rathdrum, ID.

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Payday Loans Available in Rathdrum, ID By The Following ZIP Codes:

83858

Are Payday Loans Legal In Rathdrum, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Rathdrum, ID payday loan calculator

F.A.Q.

Can I get a payday loan in Rathdrum, Idaho if I don't have a checking account?

No, to get a payday loan in Rathdrum, Idaho, you must have an active checking account. This is because the lender will typically deposit the loan funds directly into your account and automatically withdraw the loan repayment on the agreed-upon date.

Are there any restrictions on the fees that payday lenders can charge in Rathdrum, Idaho?

in Rathdrum, Idaho, there are restrictions on the fees that payday lenders can charge. For example, lenders are not allowed to charge more than $1 for every $5 borrowed, up to a maximum fee of $20 per loan. Additionally, lenders are prohibited from charging certain fees, such as application fees or prepayment penalties.

How Many Cash Advance Companies are in Rathdrum, ID?

With the help of our service, you will be able to find 2 cash advance companies in Rathdrum, ID

What Cash Advance Companies in Rathdrum, ID are the most popular?

You should check Academy Mortgage - Rathdrum and Columbia Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Boise Caldwell Idaho Falls Lewiston Meridian Nampa Pocatello Post Falls Twin Falls
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TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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