Payday Loans in Shoshone, Idaho

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No payday loan companies in Shoshone, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Xpress Cash 1815 American Legion Blvd, Mountain Home, ID 83647 +1 (208) 587 - 1600
Guild Mortgage Company 400 Sun Valley Rd suite 205-j, Ketchum, ID 83340 +1 (208) 309 - 0170
Cash Store 505 N 2nd E Ste 202, Rexburg, ID 83440 +1 (208) 359 - 8100
Trust Express Loans 2619 S Indiana Ave Suite B, Caldwell, ID 83605 +1 (208) 402 - 5068
Canyon Financial of Meridian 39 E Fairview Ave, Meridian, ID 83642 +1 (208) 893 - 5015
Teton Financial 668 N 5th Ave, Pocatello, ID 83201 +1 (208) 478 - 5800
Title Cash 120 W Cameron Ave Suite 1, Kellogg, ID 83837 +1 (208) 783 - 1040
U.S. Bank ATM - Potlatch 200 6th St, Potlatch, ID 83855 +1 (800) 872 - 2657
Liberty Loans 8249 W Overland Rd Ste 110, Boise, ID 83709 +1 (208) 322 - 4015
Idaho Central Credit Union 525 W 3rd St, Moscow, ID 83843 +1 (208) 667 - 7722

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shoshone, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lewiston, ID, Payday Loan Companies in Meridian, ID, Payday Loans in Nampa, ID, Emergency Loan in Pocatello, ID, Payday Loan Without a Credit Check in Post Falls, ID, Payday Loans in Twin Falls, ID, Payday Loans in Boise, ID and Payday Loans in Caldwell, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shoshone, ID.

Beautiful sights of Shoshone, ID

Payday Loans Available in Shoshone, ID By The Following ZIP Codes:

83352

Are Payday Loans Legal In Shoshone, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Shoshone, ID payday loan calculator

When unexpected expenses come your way, you may find yourself in a financial pinch. This is where payday loans come in handy. These short-term loans can help you make ends meet when you need it most. If you live in Shoshone, Idaho, you may be wondering about the payday loan options available to you. In this article, we’ll cover everything you need to know about payday loans in Shoshone, Idaho, including how to apply, the requirements to qualify, and key regulations to keep in mind.

What are Payday Loans?

Before delving into the specifics of payday loans in Shoshone, it’s important to understand the basics. A payday loan is a type of short-term loan that is typically due on your next payday. These loans are designed to help you cover unexpected expenses or bridge the gap between paychecks.

Payday loans are typically not recommended as a long-term financial solution. Due to their high interest rates and fees, they can be expensive in the long run. However, if used responsibly and paid back on time, payday loans can be a helpful tool for those in need of quick cash.

How to Apply for Payday Loans in Shoshone, Idaho

If you find yourself in need of a payday loan in Shoshone, Idaho, the application process is relatively simple. There are many lenders in the area that offer payday loans, both in-store and online.

To apply for a payday loan in Shoshone, you will typically need to provide proof of income and a valid ID. Some lenders may also require a post-dated check to be held as collateral.

It’s important to note that each lender may have different requirements, so it’s important to do your research before choosing a lender to apply with. You can also use online aggregator services, such as TheGuaranteedLoans, to compare multiple lenders at once.

Requirements to Qualify for Payday Loans in Shoshone, Idaho

In order to qualify for a payday loan in Shoshone, Idaho, you must meet certain requirements. These requirements may vary depending on the lender, but typically include:

  • Being at least 18 years of age
  • Having a valid ID
  • Proof of income
  • A checking account in good standing
  • A working phone number and email address

If you meet these requirements, you may be eligible for a payday loan in Shoshone, Idaho. It’s important to note that each lender may have different requirements, so it’s always a good idea to double-check before applying.

Regulations to Keep in Mind

Payday loans are legal in Idaho, but there are certain regulations you should be aware of. In Idaho, the maximum loan amount is $1,000 or 25% of your gross monthly income, whichever is less. The maximum loan term is 31 days, and the maximum finance charge is $20 for every $100 borrowed.

It’s important to understand the regulations surrounding payday loans in Idaho to ensure you are borrowing from a reputable lender that follows the law.

Interesting Facts and Statistics

  • In Idaho, the average payday loan is $362, and the average annual percentage rate (APR) is 582%.
  • According to a survey conducted by the Idaho Department of Finance, nearly half of payday loan borrowers in Idaho reported taking out a payday loan to cover basic living expenses such as housing and groceries.
  • The number of payday loan storefronts in Idaho has decreased consistently since 2014.

Apply Now

If you find yourself in need of a payday loan in Shoshone, Idaho, TheGuaranteedLoans can help. We are a connector service that works with multiple lenders to help you find the best loan option for your needs.

Remember, payday loans are not a long-term financial solution, and should only be used in emergencies. However, if used responsibly, they can help you get back on your feet when unexpected expenses arise.

Apply for a payday loan today through TheGuaranteedLoans to get the cash you need, when you need it most.

F.A.Q.

Are payday loans legal in Shoshone, Idaho?

Yes, payday loans are legal in Shoshone, Idaho.

What are the requirements to qualify for a payday loan in Shoshone, Idaho?

To qualify for a payday loan in Shoshone, Idaho, borrowers must be at least 18 years old and have a regular source of income.

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