Payday Loans in Spirit Lake, Idaho

Payday Loan Companies in Spirit Lake, ID

Company nameAddressZip codePhone number
First Interstate Bank 31845 N 5th Ave 83869 +1 (208) 623 - 5700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spirit Lake, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Post Falls, ID, Payday Loan for Twin Falls, ID, Payday Loans in Boise, ID, Payday Loans in Caldwell, ID, Payday Loans in Idaho Falls, ID, Payday Loans in Lewiston, ID, Payday Loans in Meridian, ID and Payday Loans in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spirit Lake, ID.

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Payday Loans Available in Spirit Lake, ID By The Following ZIP Codes:

83869

Are Payday Loans Legal In Spirit Lake, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Spirit Lake, ID payday loan calculator

F.A.Q.

Are there any protections for borrowers using payday loans in Spirit Lake, Idaho?

Yes, Idaho has laws in place to protect borrowers using payday loans, such as requiring lenders to disclose all fees and interest charges upfront, limiting the number of times a loan can be renewed, and requiring lenders to offer repayment plans if a borrower is unable to pay the loan in full.

Can I have more than one payday loan in Spirit Lake, Idaho at a time?

Yes, it is possible to have more than one payday loan in Spirit Lake, Idaho at a time, but borrowers should be cautious about taking on multiple loans as it can lead to financial difficulties.

How Many Cash Advance Companies are in Spirit Lake, ID?

With the help of our service, you will be able to find 1 cash advance companies in Spirit Lake, ID

What Cash Advance Companies in Spirit Lake, ID are the most popular?

You should check First Interstate Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Boise Caldwell Idaho Falls Lewiston Meridian Nampa Pocatello Post Falls Twin Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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