Payday Loans in Viola, Idaho

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Viola, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
WaFd Bank 405 N 2nd Ave, Sandpoint, ID 83864 +1 (208) 263 - 7591
Home Street Bank 560 S 16th St, Payette, ID 83661 +1 (208) 642 - 5020
U.S. Bank Branch 104 Main St, Cottonwood, ID 83522 +1 (208) 962 - 3292
MAD MIKES TRADING POST 1238 N Main St, Pocatello, ID 83204 +1 (208) 234 - 3788
Idaho Central Credit Union Rexburg Innovation Center 175 W 2nd S Ste 104, Rexburg, ID 83440 +1 (208) 478 - 3300
Connections Credit Union 510 21st St, Heyburn, ID 83336 +1 (208) 233 - 5544
Cash Store 3134 E Mullan Ave d, Post Falls, ID 83854 +1 (208) 773 - 2274
Freedom Title Loans, Boise 6927 W Fairview Ave, Boise, ID 83704 +1 (208) 505 - 8966
Snowy River Dental Danton Bradshaw, DDS 304 S Main St, Bellevue, ID 83313 +1 (208) 788 - 2006
Community Title Co 7184 Main St, Bonners Ferry, ID 83805 +1 (208) 267 - 6500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Viola, ID, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Idaho Falls, ID, Emergency Loan in Lewiston, ID, Payday Loans in Meridian, ID, Payday Loans in Nampa, ID, Payday Loan Companies in Pocatello, ID, Payday Loan Companies in Post Falls, ID, Payday Loans in Twin Falls, ID and Payday Loan Without a Credit Check in Boise, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Viola, ID.

Are Payday Loans Legal In Viola, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Viola, ID payday loan calculator

In Viola, Idaho, payday loans are a popular choice for people who need quick cash. These short-term loans can be a useful financial tool, especially for those who don’t have access to traditional credit options. However, it is important to understand the terms of a payday loan before taking one out.

What are payday loans?

Payday loans, also known as cash advance loans, are short-term loans that are meant to cover unexpected expenses until the borrower’s next paycheck. These loans are typically small, ranging from $100 to $1,000, and are meant to be repaid in full within a few weeks.

The application process for a payday loan is typically easy and quick, requiring minimal documentation. Borrowers need proof of income and a bank account for the funds to be deposited into. In most cases, borrowers can receive the funds within one business day.

Are payday loans legal in Idaho?

Yes, payday loans are legal in Idaho. The Idaho Department of Finance regulates payday loans in the state.

What are the fees and interest rates for payday loans in Idaho?

In Idaho, lenders can charge a maximum of $20 for every $100 borrowed. This equates to an annual percentage rate (APR) of 521%. While this may seem high, it is important to remember that payday loans are meant to be short-term and the fees are calculated based on the loan’s duration.

What are the risks of payday loans?

While payday loans can be a helpful way to access funds quickly, they can also be risky. The high fees and interest rates associated with payday loans can make it difficult for borrowers to repay the loan on time, which can lead to additional fees and charges.

Additionally, some lenders may engage in predatory practices, such as offering loans to individuals who do not have the ability to repay or charging excessive fees and interest rates. It is important to carefully review the terms and conditions of a payday loan before signing a contract and to only borrow what is necessary and what can be repaid on time.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we offer a simple, easy-to-use service that connects borrowers with potential lenders. Our network of lenders operates under the regulations set forth by the Idaho Department of Finance, ensuring that borrowers have access to safe and transparent lending options.

To get started, simply fill out our online application. Once you’ve submitted your application, we will work to connect you with potential lenders who may be able to offer you a loan that meets your needs. It’s that easy.

Interesting Facts

  • Idaho is one of 27 states that has legalized payday lending.
  • The average payday loan borrower in Idaho takes out 3 loans per year.
  • The average loan amount for a payday loan in Idaho is $363.

In conclusion

Payday loans can be a helpful financial tool for those who need quick access to cash. However, it is important to understand the risks associated with these loans and to only borrow what can be repaid on time. At TheGuaranteedLoans, we strive to provide our borrowers with safe, transparent lending options that meet their needs.

F.A.Q.

Are there any restrictions on the interest rates charged on payday loans in Viola, Idaho?

Yes, the maximum interest rate that can be charged on payday loans in Viola, Idaho is 456% APR.

Can I be sued for not repaying a payday loan in Viola, Idaho?

Yes, if a borrower is unable to repay their payday loan in Viola, Idaho, the lender may pursue legal action to recover the funds. It is important for borrowers to carefully consider their ability to repay the loan before taking out a payday loan.

Look for Short-Term Loans in Other Cities: