Payday Loans in Chillicothe, Illinois

Payday Loan Companies in Chillicothe, IL

Company nameAddressZip codePhone number
Better Banks 900 N 4th St 61523 +1 (309) 272 - 1000
CEFCU 110 S 4th St 61523 +1 (309) 274 - 9057
Raymond James 917 N 4th St 61523 +1 (309) 676 - 4444
Title Cash 120 N 4th St suite a 61523 +1 (309) 274 - 5850
Title Cash of Illinois 120 N 4th St A 61523 +1 (309) 274 - 5850

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chillicothe, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oswego, IL, No Credit Check Loans in Palatine, IL, Quick Loan in Park Ridge, IL, 24-Hour Loan in Pekin, IL, Emergency Loan in Peoria, IL, Payday Loans in Plainfield, IL, Online Loans in Quincy, IL and Payday Loans in Rock Island, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chillicothe, IL.

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Payday Loans Available in Chillicothe, IL By The Following ZIP Codes:

61523

Are Payday Loans Legal In Chillicothe, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Chillicothe, IL payday loan calculator

F.A.Q.

Are there any protections for borrowers in Chillicothe, Illinois who take out payday loans?

Yes, Illinois law provides several protections for payday loan borrowers. For example, lenders must provide borrowers with a clear and concise written contract outlining the terms of the loan, including the interest rate, fees, and repayment schedule.

Can payday lenders in Chillicothe, Illinois garnish my wages if I default on my loan?

No, in Chillicothe, Illinois, payday lenders cannot garnish wages to collect on unpaid payday loans. Borrowers who are facing wage garnishment related to their payday loan should contact the Illinois Attorney General's office for assistance.

How Many Cash Advance Companies are in Chillicothe, IL?

With the help of our service, you will be able to find 5 cash advance companies in Chillicothe, IL

What Cash Advance Companies in Chillicothe, IL are the most popular?

You should check Better Banks, CEFCU, and Raymond James. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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