Payday Loans in Effingham, Illinois

Payday Loan Companies in Effingham, IL

Company nameAddressZip codePhone number
America's Financial Choice 101 S Henrietta St 62401 +1 (217) 342 - 4000
America's Financial Choice, Inc. 101 S Henrietta St 62401 +1 (217) 342 - 4000
Cash Store 1304 Thelma Keller Ave Ste 106 62401 +1 (217) 347 - 7000
Central Illinois Loans 702 N Keller Dr 62401 +1 (217) 342 - 3303
Courtesy Loans 103 N Keller Dr 62401 +1 (217) 347 - 2344
Crossroads Bank 2000 S Banker St 62401 +1 (217) 347 - 7751
Dieterich Bank Corporate Center 300 Sur Woods Dr 62401 +1 (800) 699 - 9766
Dieterich Bank Lake Sara 10911 E State Highway 33 62401 +1 (217) 868 - 5995
Dieterich Bank Teutopolis 1510 E Fayette Ave 62401 +1 (217) 857 - 1313
Dwight Erskine - Raymond James 300 E Washington Ave 62401 +1 (217) 347 - 7171
Farm Credit Illinois 1506 E Fayette Ave 62401 +1 (217) 857 - 6450
Fifth Third Bank & ATM 200 E Jefferson Ave 62401 +1 (217) 342 - 5700
First Mid Bank & Trust Effingham 902 N Keller Dr 62401 +1 (217) 342 - 6111
First National Bank of Waterloo 210 E Fayette Ave 62401 +1 (217) 342 - 3200
Heights Finance Corporation 312 N Keller Dr b 62401 +1 (217) 342 - 2801
Heights Finance Corporation 312 N Keller Dr 62401 +1 (217) 342 - 2801
Julie Pruemer Pike Fairway Independent Mortgage Corporation Loan Officer 304 E Jefferson Ave Suite C 62401 +1 (217) 821 - 7045
Land of Lincoln Credit Union 2302 S Banker St 62401 +1 (217) 342 - 7077
Mariner Finance 206 N Banker St 62401 +1 (217) 342 - 2105
Midland States Bank - Effingham Corporate Center 1201 Network Centre Dr 62401 +1 (855) 696 - 4352
Money Place 209 N Henrietta St 62401 +1 (217) 347 - 3888
Mumma Jeffrey S 201 W Jefferson Ave 7 62401 +1 (217) 347 - 9291
Raymond James Financial Services 1201 Network Centre Dr 62401 +1 (217) 342 - 7354
Security Finance 2001 S Banker St # A 62401 +1 (217) 342 - 7272
Security Finance 209 N Henrietta St 62401 +1 (217) 342 - 7272
Teutopolis State Bank 902 W Jefferson Ave 62401 +1 (217) 342 - 2526
Title Cash 305 E Fayette Ave 62401 +1 (217) 342 - 3478
Tower Loan 103 N Keller Dr 62401 +1 (217) 347 - 2344
Tower Loan 612 S Willow St 62401 +1 (217) 342 - 6500
Washington Savings Bank 1300 N Keller Dr 62401 +1 (217) 347 - 7127
World Finance 400 W Clark Ave Ste 104 62401 +1 (217) 342 - 2922
World Finance Corporation 400 W Clark Ave # 104 62401 +1 (217) 342 - 2922

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Effingham, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Woodridge, IL, Same Day Loans in Addison, IL, Payday Loans in Algonquin, IL, Online Loans in Arlington Heights, IL, Payday Loan Without a Credit Check in Aurora, IL, Payday Loans in Bartlett, IL, Payday Loans in Belleville, IL and Bad Credit Loans in Berwyn, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Effingham, IL.

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Beautiful sights of Effingham, IL

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Payday Loans Available in Effingham, IL By The Following ZIP Codes:

62401

Are Payday Loans Legal In Effingham, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Effingham, IL payday loan calculator

F.A.Q.

How do I find a licensed payday lender in Effingham, Illinois?

To find a licensed payday lender in Effingham, Illinois, you can visit the Illinois Department of Financial and Professional Regulation website and search for licensed lenders in your area. You can also search online for payday lenders and check their license status with the state.

How do I compare payday loan offers in Effingham, Illinois?

To compare payday loan offers in Effingham, Illinois, you should carefully review and compare the interest rate, fees, repayment terms, and any other applicable charges for each lender. You should also consider the lender's reputation and customer service, as well as any potential consequences of defaulting on the loan.

How Many Cash Advance Companies are in Effingham, IL?

With the help of our service, you will be able to find 32 cash advance companies in Effingham, IL

What Cash Advance Companies in Effingham, IL are the most popular?

You should check Heights Finance Corporation, Security Finance, and Tower Loan. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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