Payday Loans in Elmwood, Illinois

Payday Loan Companies in Elmwood, IL

Company nameAddressZip codePhone number
Elmwood Community Bank 101 E Evergreen St 61529 +1 (309) 742 - 2091
Farmers State Bank 104 E Main St 61529 +1 (309) 742 - 3711

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elmwood, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Park Ridge, IL, Online Loans in Pekin, IL, Payday Loan for Peoria, IL, Payday Loan Without a Credit Check in Plainfield, IL, Same Day Loans in Quincy, IL, No Credit Check Loans in Rock Island, IL, Payday Loans in Rockford, IL and Payday Loans in Romeoville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elmwood, IL.

Beautiful sights of Elmwood, IL

Payday Loans Available in Elmwood, IL By The Following ZIP Codes:

61529

Are Payday Loans Legal In Elmwood, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Elmwood, IL payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Elmwood, Illinois?

Yes, there are several alternatives to payday loans in Elmwood, Illinois, including traditional bank loans, credit union loans, and community development financial institutions (CDFIs). These alternatives may offer more favorable terms, such as lower interest rates and longer repayment periods, than payday loans.

Can I get a payday loan if I have bad credit in Elmwood, Illinois?

Yes, you can typically get a payday loan even if you have bad credit in Elmwood, Illinois. Payday lenders do not typically check the borrower's credit history, so a poor credit score will not necessarily prevent you from getting a loan. However, it's important to carefully consider whether a payday loan is the right option for you, as the high fees and interest rates can make it difficult to repay the loan if you are already struggling with credit issues.

How Many Cash Advance Companies are in Elmwood, IL?

With the help of our service, you will be able to find 2 cash advance companies in Elmwood, IL

What Cash Advance Companies in Elmwood, IL are the most popular?

You should check Elmwood Community Bank and Farmers State Bank. Also, you can start your application online on our website.