Payday Loans in Enfield, Illinois

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No payday loan companies in Enfield, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Mariner Finance 1411 W Main St suite m, Fairfield, IL 62837 +1 (618) 842 - 2623
Metro Loan Store 7612 95th St, Hickory Hills, IL 60457 +1 (708) 571 - 3330
MidWest America Federal Credit Union - Mattoon Office 500 Lake Land Blvd, Mattoon, IL 61938 +1 (217) 258 - 8242
Tower Loan 7501 N University St #101, Peoria, IL 61614 +1 (309) 691 - 2884
World Finance Corporation 221 N Park Ave, Herrin, IL 62948 +1 (618) 988 - 8274
Town & Country Bank Midwest 524 N 30th St, Quincy, IL 62301 +1 (217) 222 - 0015
Citizens State Bank Of Milford 36 E Jones St, Milford, IL 60953 +1 (815) 889 - 4131
Bancmart 7100 W Addison St, Chicago, IL 60634 +1 (773) 205 - 2323
TBK Bank 1300 John Deere Expy, Silvis, IL 61282 +1 (309) 752 - 9280
SIU Credit Union 2809 Outer Dr, Marion, IL 62959 +1 (618) 457 - 3595

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Enfield, IL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Palatine, IL, Payday Loans in Park Ridge, IL, No Credit Check Loans in Pekin, IL, Same Day Loans in Peoria, IL, Payday Loan Without a Credit Check in Plainfield, IL, Payday Loans in Quincy, IL, Online Loans in Rock Island, IL and 24-Hour Loan in Rockford, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Enfield, IL.

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Payday Loans Available in Enfield, IL By The Following ZIP Codes:

62835

Are Payday Loans Legal In Enfield, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Enfield, IL payday loan calculator

Advise to read before applying

Everything You Need to Know About Payday Loans in Enfield, Illinois

Whether it’s an unexpected expense or just trying to make it to your next paycheck, sometimes you need a little extra cash. Payday loans can be a convenient option for those living in Enfield, Illinois, to help make ends meet. In this article, we’ll cover everything you need to know about payday loans in Enfield, Illinois.

What Are Payday Loans?

Payday loans are a type of short-term loan that is typically due on your next payday. These loans are often used to cover unexpected expenses, such as medical bills or car repairs. In Illinois, payday loans are legal and regulated by the Illinois Department of Financial and Professional Regulation.

How Do Payday Loans Work?

In Enfield, Illinois, you can typically borrow up to $1,000 with a payday loan. You’ll need to provide proof of income and other personal information when you apply. If you’re approved for the loan, the funds will be deposited into your checking account. You’ll then need to repay the loan on your next payday, which is typically within two to four weeks.

What Are the Fees and Interest Rates?

Payday loans in Enfield, Illinois, typically have high fees and interest rates. The fees can range from $15 to $30 for every $100 borrowed. The interest rates can be as high as 400%. It’s important to carefully review the terms and conditions of any payday loan before you apply.

What Are the Requirements for Obtaining a Payday Loan in Enfield, Illinois?

To qualify for a payday loan in Enfield, Illinois, you must be at least 18 years old and have a steady source of income. You’ll also need to provide proof of residency and a government-issued ID.

What Are the Risks of Payday Loans?

Payday loans can be risky because of their high fees and interest rates. If you’re not able to repay the loan on time, the fees and interest can quickly add up, leading to even more financial problems. It’s important to carefully consider whether a payday loan is the right option for your financial situation.

Interesting Facts and Statistics about Payday Loans in Enfield, Illinois:

  • The average payday loan in Illinois is $354.
  • Approximately 400,000 payday loans are issued in Illinois each year.
  • Illinois has one of the highest cap rates for payday loans in the country, allowing for fees of up to $15.50 per $100 borrowed.
  • The average APR for payday loans in Illinois is 297%.

Apply Now

Need a payday loan in Enfield, Illinois? TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy. Remember, we are a connector service, not a direct lender. We’ll facilitate your connection with potential lenders who can offer the loan you need. Apply now to get started.

In conclusion, while payday loans in Enfield, Illinois, may be a convenient option to help make ends meet, they come with high fees and interest rates, and can be risky. If you do decide to take out a payday loan, it’s important to read the terms and conditions carefully and make sure you can repay the loan on time.

F.A.Q.

Can I apply for a payday loan if I have bad credit or no credit history?

Yes, you can apply for a payday loan even if you have bad credit or no credit history. Payday lenders typically do not require a credit check to approve a loan, and instead rely on other factors such as proof of income and a checking account to determine loan eligibility.

What are the eligibility requirements for payday loans in Enfield, Illinois?

To be eligible for a payday loan in Enfield, Illinois, borrowers must be at least 18 years of age, have a valid government-issued ID, and have a verifiable source of income.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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