Payday Loans in Fenton, Illinois

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No payday loan companies in Fenton, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodforest National Bank 12495 IL-143, Highland, IL 62249 +1 (618) 654 - 9210
CFSC Currency Exchange New Arlington Heights 118 E Wing St, Arlington Heights, IL 60004 +1 (847) 255 - 2266
Check Into Cash 2378 E 172nd St Suite 6, Lansing, IL 60438 +1 (708) 889 - 0129
First State Bank 10001 US-30, Waterman, IL 60556 +1 (815) 264 - 3023
Bridge Community Development Corporation 100 19th St 109, Rock Island, IL 61201 +1 (309) 788 - 6311
Stockton Service Center 325 E North Ave, Stockton, IL 61085 +1 (815) 947 - 3477
Midland States Bank 1611 Veterans Ave, Vandalia, IL 62471 +1 (618) 283 - 7239
Logan County Bank 303 Pulaski St, Lincoln, IL 62656 +1 (217) 732 - 3151
United States Postal Service 115 E Market St, Manito, IL 61546 +1 (800) 275 - 8777
First Payday Loans 1 N Gilbert St, Danville, IL 61832 +1 (217) 709 - 1110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fenton, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tinley Park, IL, Payday Loan for Urbana, IL, Payday Loans in Waukegan, IL, Payday Loan Without a Credit Check in Wheaton, IL, Online Loans in Wheeling, IL, Payday Loan for Woodridge, IL, Short-term Loans in Addison, IL and Payday Loans in Algonquin, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fenton, IL.

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Payday Loans Available in Fenton, IL By The Following ZIP Codes:

61251

Are Payday Loans Legal In Fenton, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Fenton, IL payday loan calculator

Advise to read before applying

Payday Loans in Fenton, Illinois – Why They Can Be A Viable Solution In Times of Financial Hardship

It’s no secret that unexpected financial emergencies can cause stress and anxiety. Unfortunately, this can have long-lasting effects on an individual’s financial well-being. Fortunately, payday loans in Fenton, Illinois, can offer a quick and effective solution to help deal with such situations.

Payday loans are a type of short-term loan that is meant to be paid back on your next payday. They are available to all Illinois residents, including those living in Fenton. So, if you’re strapped for cash and need some financial relief, then you might want to consider payday loans as a viable option.

How Do Payday Loans Work?

Payday loans in Fenton, Illinois, are designed to be a fast and easy solution to your financial emergencies. They are typically unsecured and require no collateral; this means that they are available to people who may not have any assets to put up as security.

The repayment term of payday loans is typically two to four weeks, depending on when your next payday is. The amount you can borrow varies from lender to lender and usually ranges between $100 and $1,000. The loan application process is simple and quick, and you can get approved within hours of submitting your application.

What Are The Requirements To Get A Payday Loan In Fenton, Illinois?

To obtain a payday loan in Fenton, Illinois, you need to meet certain requirements. These include:

  • Being at least 18 years old
  • Being a resident of Illinois
  • Having a valid government-issued ID
  • Having a checking bank account
  • Having proof of income (pay stub, bank statement, etc.)

If you meet these requirements, you can apply for a payday loan in Fenton, Illinois, and get approved quickly.

The Benefits of Payday Loans

Payday loans are a viable solution for people who need money quickly. Here are a few of the benefits:

  • No credit check – Payday loan lenders do not carry out a credit check, which means that people with poor credit scores can still qualify for a loan.
  • No collateral required – Payday loans are unsecured, meaning that you don’t have to put up collateral to get approved.
  • Fast approval – Payday loan lenders can approve loans quickly, often within hours of submitting an application.
  • Easy application – Applying for a payday loan is easy and can be completed online or in-person.

Interest Rates and Fees

Payday loans in Fenton, Illinois, are subject to interest rates and fees, just like any other loan type.

The interest rates on payday loans are higher than traditional bank loans because they are short-term loans and don’t require any collateral. Although they may seem high when compared to traditional loans, they are generally favorable when compared to credit card late fees and overdraft fees.

In Illinois, payday loan fees are set to a maximum of $15.50 per $100 borrowed. This means that if you borrow $100, you would be charged $15.50 in fees. The maximum loan term is 45 days, and rollovers or extensions are not allowed.

Apply Now

If you need a payday loan in Fenton, Illinois, then TheGuaranteedLoans can help you get connected with potential lenders. We are a connector service, not a direct lender, and we can help you find a lender that fits your needs and budget.

Applying for a payday loan through TheGuaranteedLoans is easy. Fill out our online form, and we will match you with potential lenders. You can get approved quickly, and the funds can be deposited directly into your bank account.

Interesting Facts and Statistics About Payday Loans in Fenton, Illinois

  • Payday loans in Illinois have a maximum interest rate of 99%, which is much higher than other states.
  • In 2019, Illinois borrowers took out 1.5 million payday loans, totaling $563 million in value.
  • The average payday loan in Illinois is $375.
  • Payday lenders in Illinois are required to disclose all fees and interest rates to borrowers before they sign the loan agreement.

Clearly, payday loans are a popular and effective solution for people who need financial assistance in Fenton, Illinois. They are easy to apply for, have fast approval times, and can help tide you over until your next payday. Remember, if you’re in need of a payday loan, TheGuaranteedLoans can help you find a lender that fits your needs and budget.

F.A.Q.

How do payday loans work in Fenton, Illinois?

To obtain a payday loan in Fenton, Illinois, borrowers typically have to provide proof of income, a valid ID, and a checking account. The lender will then advance the borrower a small amount of money, typically up to $1,000, which must be repaid on the borrower's next payday. The loan will typically include fees and interest charges, which can make it expensive to repay.

Are payday loans legal in Fenton, Illinois?

Yes, payday loans are legal in Fenton, Illinois, but they are subject to certain regulations designed to protect borrowers from predatory lending practices. For example, Illinois law limits the amount of interest and fees that can be charged on payday loans, and it requires lenders to disclose the terms of the loan to the borrower before the loan is made.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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