Payday Loans in Girard, Illinois

Payday Loan Companies in Girard, IL

Company nameAddressZip codePhone number
First National Bank of Raymond 625 N 3rd St 62640 +1 (217) 627 - 2112
Prairie State Bank & Trust 402 N 3rd St 62640 +1 (217) 627 - 2186

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Girard, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mount Prospect, IL, Payday Loans in Mundelein, IL, Payday Loans in Naperville, IL, Emergency Loan in North Chicago, IL, 24-Hour Loan in Northbrook, IL, Short-term Loans in Oak Lawn, IL, 24-Hour Loan in Oak Park, IL and Payday Loans in Orland Park, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Girard, IL.

Beautiful sights of Girard, IL

Payday Loans Available in Girard, IL By The Following ZIP Codes:

62640

Are Payday Loans Legal In Girard, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Girard, IL payday loan calculator

F.A.Q.

How do payday loans work in Girard, Illinois?

To obtain a payday loan in Girard, Illinois, borrowers typically have to provide proof of income, a valid ID, and a checking account. The lender will then advance the borrower a small amount of money, typically up to $1,000, which must be repaid on the borrower's next payday. The loan will typically include fees and interest charges, which can make it expensive to repay.

Are payday loans legal in Girard, Illinois?

Yes, payday loans are legal in Girard, Illinois, but they are subject to certain regulations designed to protect borrowers from predatory lending practices. For example, Illinois law limits the amount of interest and fees that can be charged on payday loans, and it requires lenders to disclose the terms of the loan to the borrower before the loan is made.

How Many Cash Advance Companies are in Girard, IL?

With the help of our service, you will be able to find 2 cash advance companies in Girard, IL

What Cash Advance Companies in Girard, IL are the most popular?

You should check First National Bank of Raymond and Prairie State Bank & Trust. Also, you can start your application online on our website.