Payday Loans in Hagarstown, Illinois

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No payday loan companies in Hagarstown, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 114 W Broadway St, Sparta, IL 62286 +1 (618) 708 - 4630
Bank Direct Capital Finance 150 N Field Dr Ste 190, Lake Forest, IL 60045 +1 (847) 295 - 4120
Speedy Cash 1931 Mannheim Rd, Melrose Park, IL 60160 +1 (708) 681 - 6253
Preferred Bank 602 IL-49, Casey, IL 62420 +1 (217) 932 - 2265
First National Bank 209 S Railroad St, Patoka, IL 62875 +1 (618) 432 - 7233
COUNTRY Financial 4590 Princeton Ln 120, Lake in the Hills, IL 60156 +1 (847) 515 - 2436
Beardstown Savings 301 S State St, Beardstown, IL 62618 +1 (217) 323 - 1400
First State Bank of Dongola 108 SE Front St, Dongola, IL 62926 +1 (618) 827 - 3541
Metro Loans 4312 S Ashland Ave, Chicago, IL 60609 +1 (773) 371 - 0000
Mariner Finance 10 Lincoln Ave STE 3, Charleston, IL 61920 +1 (217) 208 - 4116

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hagarstown, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Northbrook, IL, Emergency Loan in Oak Lawn, IL, Payday Loans in Oak Park, IL, Bad Credit Loans in Orland Park, IL, Online Loans in Oswego, IL, Short-term Loans in Palatine, IL, Payday Loan for Park Ridge, IL and Payday Loans in Pekin, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hagarstown, IL.

Are Payday Loans Legal In Hagarstown, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Hagarstown, IL payday loan calculator

Payday Loans in Hagarstown, Illinois: What You Need to Know

Life is unpredictable, and sometimes you may be faced with unexpected financial expenses. In such situations, payday loans can be a viable option for those who need quick cash. If you live in Hagarstown, Illinois, and are considering a payday loan, here is what you need to know.

What are payday loans?

Payday loans are short-term loans that can help you cover unexpected expenses until your next paycheck. They are usually due on your next payday, hence the name “payday loan.” These loans often have high interest rates and fees, but they can be a useful option if you can’t access other forms of credit, such as a personal loan or credit card.

Are payday loans legal in Hagarstown, Illinois?

Yes, payday loans are legal in Illinois, and they are regulated by the Illinois Department of Financial and Professional Regulation.

How to apply for a payday loan in Hagarstown, Illinois

To apply for a payday loan in Hagarstown, you will need to find a lender that operates in the area. The process of applying for a payday loan usually involves:

  • Filling out an application form
  • Providing your personal and financial information
  • Agreeing to the terms and conditions of the loan
  • Providing the lender with a postdated check or authorization to withdraw the funds from your bank account on the due date

It is crucial to read and fully understand the terms and conditions of the loan, including the interest rates, fees, and repayment schedule. Make sure you can afford to repay the loan on time, as missing payments can lead to additional fees and damage to your credit score.

Benefits of payday loans in Hagarstown, Illinois

Payday loans in Hagarstown, Illinois, can provide you with quick access to cash when you need it. Some of the benefits include:

  • Fast and easy application process
  • No collateral required
  • No credit check required (in most cases)
  • Flexible repayment options

However, it is crucial to weigh the benefits against the high interest rates and fees associated with payday loans. Make sure you understand your repayment obligations and only borrow what you can afford to repay.

Interesting facts and statistics about payday loans in Hagarstown, Illinois

  • Over 329 payday lenders operate in Illinois
  • The average payday loan term in Illinois is 13 days
  • The maximum amount you can borrow in Illinois is $1000 or 25% of your monthly income
  • The average APR for a payday loan in Illinois is 297%, making it one of the highest in the country

Apply Now

If you need quick cash and are considering a payday loan, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service and not a direct lender, so we will facilitate your connection with potential lenders who can meet your borrowing needs. Fill out our online application form today and get connected with lenders in Hagarstown, Illinois.

Note: Short-term loans are high-cost loans. You may be eligible for lower-cost alternatives.

Remember, payday loans are a short-term solution and should not be used as a long-term financial strategy. If you are struggling with debt, or need help managing your finances, there are a variety of resources available in Hagarstown, Illinois, such as non-profit credit counseling services or financial literacy classes.

In conclusion

Payday loans can be a useful option when you need quick cash, but they come with high-interest rates and fees. Make sure you read and fully understand the terms and conditions of the loan, and only borrow what you can afford to repay. Apply for a payday loan with confidence by using TheGuaranteedLoans connector service, and take control of your finances today.

F.A.Q.

Do I need to have a checking account to take out a payday loan in Hagarstown, Illinois?

Yes, most payday lenders in Hagarstown, Illinois require borrowers to have a checking account in order to take out a payday loan.

What information do I need to provide to apply for a payday loan in Hagarstown, Illinois?

To apply for a payday loan in Hagarstown, Illinois, you will typically need to provide personal information such as your name, address, social security number, and proof of income. You may also need to provide information about your checking account.