Payday Loans in Hammond, Illinois

Payday Loan Companies in Hammond, IL

Company nameAddressZip codePhone number
First State Bank 200 Don Ryan St 61929 +1 (217) 262 - 3093

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hammond, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Woodridge, IL, Payday Loans in Addison, IL, Guaranteed Loans in Algonquin, IL, Payday Loan for Arlington Heights, IL, 24-Hour Loan in Aurora, IL, No Credit Check Loans in Bartlett, IL, Payday Loans in Belleville, IL and Payday Loan for Berwyn, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hammond, IL.

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Beautiful sights of Hammond, IL

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Payday Loans Available in Hammond, IL By The Following ZIP Codes:

61929

Are Payday Loans Legal In Hammond, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Hammond, IL payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Hammond, Illinois?

Yes, there are several alternatives to payday loans in Hammond, Illinois. For example, borrowers can seek out small personal loans from banks or credit unions, apply for assistance from social service organizations, or negotiate payment plans with creditors.

Can I be charged additional fees if I make a payment on my payday loan late?

Yes, Illinois law allows lenders to charge additional fees for late payments on payday loans. The maximum late fee that can be charged is $25, or 5% of the unpaid balance, whichever is less.

How Many Cash Advance Companies are in Hammond, IL?

With the help of our service, you will be able to find 1 cash advance companies in Hammond, IL

What Cash Advance Companies in Hammond, IL are the most popular?

You should check First State Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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