Payday Loans in Lewistown, Illinois

Payday Loan Companies in Lewistown, IL

Company nameAddressZip codePhone number
Havana National Bank 143 S Main St 61542 +1 (309) 547 - 3051
Ipava State Bank 1203 S Main St A 61542 +1 (309) 547 - 2064
MidAmerica National Bank 120 E Washington Ave St 61542 +1 (309) 547 - 2246
Prairie State Bank & Trust 105 W Lincoln Ave 61542 +1 (309) 547 - 3006
Terrill Title Co Inc 143 W Lincoln Ave 61542 +1 (309) 547 - 7280

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lewistown, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hanover Park, IL, 24-Hour Loan in Hoffman Estates, IL, Quick Loan in Joliet, IL, Quick Loan in Lombard, IL, Payday Loans in Moline, IL, Payday Loans in Mount Prospect, IL, Payday Loan for Mundelein, IL and 24-Hour Loan in Naperville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lewistown, IL.

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Payday Loans Available in Lewistown, IL By The Following ZIP Codes:

61542

Are Payday Loans Legal In Lewistown, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Lewistown, IL payday loan calculator

F.A.Q.

Are there any protections in place for consumers who take out payday loans in Lewistown, Illinois?

Yes, Illinois law provides several protections for consumers who take out payday loans. For example, lenders are required to provide clear and concise information about the terms of the loan, and cannot use deceptive or unfair practices. Borrowers also have the right to cancel a payday loan within 24 hours of signing the loan agreement.

Can I be arrested or have my wages garnished if I default on a payday loan in Lewistown, Illinois?

No, Illinois law prohibits lenders from using criminal actions, such as arrest or wage garnishment, to collect on payday loans. If a borrower defaults on a payday loan, the lender can only take legal action to recover the outstanding amount.

How Many Cash Advance Companies are in Lewistown, IL?

With the help of our service, you will be able to find 5 cash advance companies in Lewistown, IL

What Cash Advance Companies in Lewistown, IL are the most popular?

You should check Havana National Bank, Ipava State Bank, and MidAmerica National Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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