Payday Loans in Macedonia, Illinois

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No payday loan companies in Macedonia, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Illinois Title Loans, Inc. 540 W St Louis Ave, East Alton, IL 62024 +1 (618) 259 - 3189
TitleMax Title Loans 2301 S MacArthur Blvd, Springfield, IL 62704 +1 (217) 726 - 6570
CEFCU 2449 N Dirksen Pkwy, Springfield, IL 62702 +1 (217) 528 - 9441
CreditBox.com 2400 E Devon Ave Suite 210, Des Plaines, IL 60018 +1 (888) 669 - 4227
Sun Loan Company 1611 Veterans Ave Ste F, Vandalia, IL 62471 +1 (618) 283 - 9614
Check Into Cash 8547 S Cicero Ave, Chicago, IL 60652 +1 (773) 582 - 0971
Check 'n Go 7101 W North Ave, Oak Park, IL 60302 +1 (708) 660 - 9655
Currency Exchange 329 S Schmale Rd, Carol Stream, IL 60188
Payday Loans Elgin 2730-2792 W Highland Ave, Elgin, IL 60124
Mariner Finance 1979 McDowell Rd 107, Naperville, IL 60563 +1 (331) 814 - 2608

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Macedonia, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Arlington Heights, IL, Short-term Loans in Aurora, IL, Payday Loans in Bartlett, IL, Payday Loans in Belleville, IL, Payday Loans in Berwyn, IL, No Credit Check Loans in Bloomington, IL, Short-term Loans in Bolingbrook, IL and Same Day Loans in Buffalo Grove, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Macedonia, IL.

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Payday Loans Available in Macedonia, IL By The Following ZIP Codes:

62860

Are Payday Loans Legal In Macedonia, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Macedonia, IL payday loan calculator

Advise to read before applying

Payday Loans in Macedonia, Illinois: What You Need to Know

Life can be unpredictable, and sometimes we find ourselves in a financial bind. It’s not always easy to cover unexpected expenses like car repairs or medical bills, especially when your next paycheck is still a few days away. This is where payday loans can come in handy.

How do Payday Loans Work in Macedonia, Illinois?

Payday loans are a type of short-term loan that can help you bridge the gap between paychecks. In Macedonia, Illinois, payday loans are legal, and you can borrow up to $1000 or 25% of your gross monthly income, whichever is less. The loan term can range from 13 – 45 days, and you are allowed to have up to two loans at a time.

To apply for a payday loan in Macedonia, Illinois, you must be at least 18 years old and have a steady source of income. You will need to provide proof of income and a valid government-issued ID to complete the application process.

What are the Fees and Interest Rates?

As with any loan, you will be charged interest and fees. In Macedonia, Illinois, you can be charged up to $15.50 per $100 borrowed. This means if you were to take out a loan of $400, you would need to repay $462.

The APR, or annual percentage rate, of payday loans in Illinois can be as high as 400%. It’s essential to keep in mind that payday loans are designed to be short-term loans, so the high-interest rates may seem significant, but you will only pay them for a short period.

Are Payday Loans Safe?

Payday loans can be a useful tool if you find yourself in a bind, but they do come with risks. It’s crucial to keep in mind that the fees and interest rates are high, and if you’re unable to repay the loan on time, it can lead to further financial trouble.

The Consumer Financial Protection Bureau (CFPB) recommends that you only take out a payday loan if you cannot get other forms of credit and only borrow what you can afford to repay. It’s also essential to read the loan agreement carefully and understand the terms and conditions before signing on the dotted line.

How can TheGuaranteedLoans Help?

At TheGuaranteedLoans, we understand that life can be unpredictable, and unexpected expenses can arise. We are a connector service that can help you find potential lenders who can provide payday loans in Macedonia, Illinois.

We work with a network of trusted lenders who are dedicated to providing fair and transparent lending practices. Our online application process is quick and easy, and you can submit your application from the comfort of your home. If you’re approved for a loan, the funds can be deposited into your bank account as soon as the next business day.

Interesting Facts and Statistics About Payday Loans in Macedonia, Illinois

  • Illinois has some of the strongest payday loan protections in the country, including a cap on fees and interest rates.
  • In 2019, more than 88,000 payday loans were taken out in Illinois, totaling over $36 million in loans.
  • The average payday loan in Illinois is $365 with an average term of 21 days.
  • 78% of all payday loans in Illinois are taken out within two weeks of a previous loan.
  • In Illinois, payday lenders can charge up to $30 for a returned check.

Apply Now

Are you interested in applying for a payday loan in Macedonia, Illinois? TheGuaranteedLoans can help connect you with potential lenders who can provide the funds you need to cover unexpected expenses.

Our online application process is simple, and you can complete it in just a few minutes. Please keep in mind that TheGuaranteedLoans is a connector service and not a direct lender. We will work to connect you with potential lenders who can provide you with the loan you need.

Don’t let unexpected expenses catch you off guard. Apply now and get the funds you need to cover your expenses.

F.A.Q.

How do I qualify for a payday loan in Macedonia, Illinois?

To qualify for a payday loan in Macedonia, Illinois, borrowers must be at least 18 years old, have a valid ID, and have a steady source of income.

How much can I borrow with a payday loan in Macedonia, Illinois?

in Macedonia, Illinois, payday loans are typically limited to $1,000 or 25% of the borrower's gross monthly income, whichever is less.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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