Payday Loans in Mason City, Illinois

Payday Loan Companies in Mason City, IL

Company nameAddressZip codePhone number
First State Bank of Mason City 123 W Elm St 62664 +1 (217) 482 - 3285

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mason City, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wheeling, IL, Quick Loan in Woodridge, IL, Short-term Loans in Addison, IL, Quick Loan in Algonquin, IL, Payday Loan for Arlington Heights, IL, No Credit Check Loans in Aurora, IL, Payday Loans in Bartlett, IL and Payday Loans in Belleville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mason City, IL.

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Payday Loans Available in Mason City, IL By The Following ZIP Codes:

62664

Are Payday Loans Legal In Mason City, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Mason City, IL payday loan calculator

F.A.Q.

Are there any protections for borrowers in Mason City, Illinois who take out payday loans?

Yes, Illinois law provides several protections for payday loan borrowers. For example, lenders must provide borrowers with a clear and concise written contract outlining the terms of the loan, including the interest rate, fees, and repayment schedule.

Can payday lenders in Mason City, Illinois garnish my wages if I default on my loan?

No, in Mason City, Illinois, payday lenders cannot garnish wages to collect on unpaid payday loans. Borrowers who are facing wage garnishment related to their payday loan should contact the Illinois Attorney General's office for assistance.

How Many Cash Advance Companies are in Mason City, IL?

With the help of our service, you will be able to find 1 cash advance companies in Mason City, IL

What Cash Advance Companies in Mason City, IL are the most popular?

You should check First State Bank of Mason City. Also, you can start your application online on our website.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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