Payday Loans in Mooseheart, Illinois

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No payday loan companies in Mooseheart, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 406 6th St, Charleston, IL 61920 +1 (217) 345 - 2505
Heights Finance Corporation 1200 W Jackson St #4, Macomb, IL 61455 +1 (309) 833 - 3872
Jackson Hewitt Tax Service 201 Mattes Ave, Vandalia, IL 62471 +1 (618) 283 - 9039
Check 'n Go 192 Town Center Rd., Matteson, IL 60443 +1 (708) 481 - 3990
Stifel 10310 Orland Pkwy 104, Orland Park, IL 60467 +1 (708) 390 - 5900
America's Financial Choice, Inc. 1107 E Sibley Blvd, Dolton, IL 60419 +1 (708) 201 - 0668
Woodforest National Bank 505 Riverstone Pkwy, Kankakee, IL 60901 +1 (815) 802 - 0743
Cash Store 3701 N Sterling Ave, Peoria, IL 61615 +1 (309) 681 - 8700
World Finance 4034 Blackhawk Rd, Rock Island, IL 61201 +1 (309) 794 - 1735
Mariner Finance 12B Towne Centre, Danville, IL 61832 +1 (217) 443 - 0503

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mooseheart, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Crystal Lake, IL, Payday Loan for Danville, IL, Payday Loans in Decatur, IL, Payday Loans in Dekalb, IL, Same Day Loans in Des Plaines, IL, No Credit Check Loans in Downers Grove, IL, Payday Loans in Dundee, IL and Payday Loans in Elgin, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mooseheart, IL.

Beautiful sights of Mooseheart, IL

Are Payday Loans Legal In Mooseheart, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Mooseheart, IL payday loan calculator

Payday Loans in Mooseheart, Illinois: What You Need to Know

In the U.S., payday loans are a popular way for people to access quick cash when they need it. While payday loans can be helpful in emergency situations, they can also be risky if you don’t fully understand their terms and conditions. If you live in Mooseheart, Illinois, and are considering taking out a payday loan, here is some important information you need to know.

Payday Loans are Legal in Illinois

The first thing to know is that payday loans are legal in Illinois. The maximum amount you can borrow is $1,000 or 25% of your gross monthly income, whichever is less. The maximum loan term is 120 days, and lenders are allowed to charge up to $15.50 per $100 borrowed. That means if you borrow $100, you’ll have to pay back $115.50 on your due date. If you default on your loan, the lender can charge you up to $25 in NSF fees.

Payday Loans Can Be Costly

While payday loans can be a helpful way to access quick cash, they can also be expensive. Lenders are allowed to charge high interest rates and fees, which means that your loan could end up costing you more than you anticipated. Before you take out a payday loan, make sure you understand the full cost of the loan and how much you’ll be expected to repay.

Payday Loans Have Short Repayment Terms

Another thing to keep in mind is that payday loans have short repayment terms. You’ll typically have to repay your loan within two to four weeks, depending on the terms of the loan. If you’re unable to repay your loan on time, you may be charged additional fees and interest, which can make it even harder to repay your loan.

You Need to Have a Source of Income

In order to qualify for a payday loan in Mooseheart, Illinois, you’ll need to have a source of income. This could be from employment, self-employment, or Social Security benefits. You’ll also need to have a valid checking account in your name. Some lenders may also require you to have a minimum credit score, so it’s important to check the lender’s requirements before you apply.

Interesting Facts and Statistics About Payday Loans in Mooseheart, Illinois

  • In 2020, there were over 350 payday loan storefronts in Illinois.
  • The average payday loan amount in Illinois is $365.
  • The average interest rate on a payday loan in Illinois is 404.1%.
  • In 2019, Illinois borrowers paid over $700 million in fees and interest on payday loans.

Apply Now

If you need a payday loan in Mooseheart, Illinois, TheGuaranteedLoans can help. Our online application process is quick and easy, and we’re connected with a network of reputable lenders who can offer you the loan you need. Just fill out our online application and get connected with lenders today. Remember, we’re a connector service, not a direct lender, so you’ll have access to a variety of loan options from our network of lenders.

Apply now and get the cash you need today.

F.A.Q.

Are there any restrictions on how payday loans can be used in Mooseheart, Illinois?

Yes, payday loans in Mooseheart, Illinois must be used for immediate, short-term financial needs, and cannot be used to pay off other loans or debts.

What are the interest rates and fees associated with payday loans in Mooseheart, Illinois?

in Mooseheart, Illinois, payday lenders can charge an annual interest rate of up to 99%. In addition, lenders can charge origination fees, late fees, and non-sufficient funds fees.