Payday Loans in New Athens, Illinois

Payday Loan Companies in New Athens, IL

Company nameAddressZip codePhone number
U.S. Bank Branch 1100 Spotsylvania St 62264 +1 (618) 475 - 2155
United States Postal Service 200 S Benton St 62264 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Athens, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Palatine, IL, Payday Loans in Park Ridge, IL, Payday Loan for Pekin, IL, Same Day Loans in Peoria, IL, Payday Loan for Plainfield, IL, Payday Loan for Quincy, IL, Same Day Loans in Rock Island, IL and 24-Hour Loan in Rockford, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Athens, IL.

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Payday Loans Available in New Athens, IL By The Following ZIP Codes:

62264

Are Payday Loans Legal In New Athens, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

New Athens, IL payday loan calculator

F.A.Q.

Can I renew or extend a payday loan in New Athens, Illinois?

Yes, payday loans in New Athens, Illinois can be renewed or extended, but only under certain circumstances. Borrowers must pay off a portion of the loan and any fees before the loan can be extended or renewed.

What happens if I can't repay a payday loan in New Athens, Illinois?

If a borrower is unable to repay a payday loan in New Athens, Illinois, the lender may attempt to collect the debt through traditional methods, such as phone calls and letters. The lender may also report the default to credit bureaus, which could affect the borrower's credit score.

How Many Cash Advance Companies are in New Athens, IL?

With the help of our service, you will be able to find 2 cash advance companies in New Athens, IL

What Cash Advance Companies in New Athens, IL are the most popular?

You should check U.S. Bank Branch and United States Postal Service. Also, you can start your application online on our website.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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