Payday Loans in Oraville, Illinois

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No payday loan companies in Oraville, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Solutions Bank - Kent 717 N Kent Rd, Kent, IL 61044 +1 (815) 443 - 2711
German-American State Bank 1305 Main St, Pecatonica, IL 61063 +1 (815) 239 - 1700
Evergreen Bank Group - Oak Brook HQ 1515 22nd St 100, Oak Brook, IL 60523 +1 (630) 413 - 9580
Anna-Jonesboro National Bank 201 S Main St, Anna, IL 62906 +1 (618) 833 - 8506
World Finance 45 N Vermilion St, Danville, IL 61832 +1 (217) 446 - 4264
State Bank of Blue Mound 202 St Marie St, Blue Mound, IL 62513 +1 (217) 692 - 2157
U.S. Bank Branch 122 W Boyd St, Dixon, IL 61021 +1 (815) 288 - 3471
Raymond James Financial Services 204 E Cherry St, Watseka, IL 60970 +1 (815) 432 - 5231
United Community Bank 2201 Woodlawn Rd, Lincoln, IL 62656 +1 (217) 735 - 5400
A & B Jewelry and Loan 3520 Dempster St, Skokie, IL 60076 +1 (847) 779 - 3170

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oraville, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wheeling, IL, Payday Loans in Woodridge, IL, Payday Loans in Addison, IL, Payday Loan for Algonquin, IL, Payday Loan Companies in Arlington Heights, IL, Payday Loans in Aurora, IL, Payday Loans in Bartlett, IL and Same Day Loans in Belleville, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oraville, IL.

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Are Payday Loans Legal In Oraville, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Oraville, IL payday loan calculator

Advise to read before applying

Are you in need of some extra cash to help make ends meet? If you’re in Oraville, Illinois, then payday loans may be a viable option for you. In this article, we’ll provide you with valuable information about payday loans in Oraville so that you can make an informed decision about your financial needs.

What Are Payday Loans?

Payday loans are a type of short-term loan that are typically repaid on your next payday. Essentially, the amount you borrow is due in full, plus interest and fees, upon receiving your next paycheck. These loans are used to address immediate financial needs, such as covering an unexpected expense or making ends meet when your budget is tight.

What Are the Requirements for a Payday Loan in Oraville?

In Illinois, payday loans are legal and regulated by state law. To qualify for a payday loan in Oraville, you must meet the following requirements:

  • Be at least 18 years of age
  • Have a valid ID or driver’s license
  • Provide proof of income
  • Have an active checking account

If you meet these requirements, then you may be eligible for a payday loan in Oraville.

How Much Money Can I Borrow?

The amount of money you can borrow with a payday loan in Oraville varies ranging from $100 to $1000 depending on your income and the lender. Since the loan is meant to provide temporary relief, most lenders will only allow you to borrow up to a certain percentage of your income.

What Are the Fees and Interest Rates for Payday Loans in Oraville?

The fees and interest rates for payday loans in Oraville are regulated by state law. To give you an idea, Illinois law allows payday lenders to charge up to $15.50 per $100 borrowed. This is in addition to any other fees or charges that the lender may require.

How Long Will I Have to Repay the Loan?

The repayment terms for a payday loan in Oraville are typically due on your next payday. However, some lenders may offer you the option to extend your repayment period for an additional fee. It’s important to familiarize yourself with the terms of your loan agreement so that you can make timely payments and avoid any additional fees or charges.

What Are the Risks of Payday Loans?

Like any loan, payday loans come with risks. If you fail to repay the loan on time, you may face additional fees, charges, or even legal action. Additionally, payday loans can be expensive due to high interest rates and fees. It’s essential to only take out a payday loan if you’re confident that you can repay it on time.

Interesting Facts About Payday Loans in Oraville, Illinois

Did you know that the average payday loan borrower takes out eight loans per year? In Oraville, the average loan amount is $375. These facts show that payday loans can be an important financial resource for those in need, but it’s important to use them responsibly.

Apply Now for a Payday Loan in Oraville, Illinois

If you’re in need of a payday loan in Oraville, consider using TheGuaranteedLoans to help you find a lender. We are a connector service, not a direct lender, so you can trust that we’ll work with reputable lenders who can provide you with a loan that fits your needs and budget.

Our online application process is quick and straightforward, so you can get the funds you need when you need them most. Don’t hesitate – apply now for a payday loan in Oraville, Illinois.

F.A.Q.

How do I qualify for a payday loan in Oraville, Illinois?

To qualify for a payday loan in Oraville, Illinois, borrowers must be at least 18 years old, have a valid ID, and have a steady source of income.

How much can I borrow with a payday loan in Oraville, Illinois?

in Oraville, Illinois, payday loans are typically limited to $1,000 or 25% of the borrower's gross monthly income, whichever is less.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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