Payday Loans in Pekin, Illinois

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Payday Loan Companies in Pekin, IL

Company nameAddressZip codePhone number
Advance America 3257 Court St 61554 +1 (309) 346 - 8333
Advance America 1627 Broadway St 61554 +1 (309) 353 - 3131
Cash Store 3324 Court St 61554 +1 (309) 346 - 2274
CEFCU ATM 1520 Sheridan Rd 61554 +1 (800) 542 - 3328
CENTRAL ILLINOIS LOAN 1616 Broadway St 61554 +1 (309) 620 - 9462
Commerce Bank 2012 Court St 61554 +1 (309) 676 - 1311
Cook Fast Cash 121 S 14th St 61554 +1 (309) 346 - 2626
Derby Pawn & Coins LLC 814 Derby St 61554 +1 (309) 346 - 8609
First Pekin Savings Bank 532 Court St 61554 +1 (309) 347 - 3106
Heights Finance Corporation 2918 Court St 61554 +1 (309) 353 - 2274
Mariner Finance 3279 Court St 61554 +1 (309) 346 - 1155
PNC Mortgage 3545 Court St 61554 +1 (309) 353 - 7758
Security Finance 2135 Court St 61554 +1 (309) 347 - 8339
SERVPRO of North Central Tazewell County SERVPRO of Peoria SERVPRO of Galesburg and Macomb 113 Sapp St 61554 +1 (309) 346 - 5600
Sun Loan Company 509 S Parkway Dr 61554 +1 (309) 346 - 2057
Title Cash of Illinois 2916 Court St 61554 +1 (309) 353 - 5009
TitleMax Title Loans 2800 Court St 61554 +1 (309) 347 - 4006
Wise Finance of Pekin, llc 1633 Broadway St 61554 +1 (309) 353 - 3800
Woodforest National Bank 3320 Veterans Dr 61554 +1 (309) 319 - 9396
World Finance 2105 Court St 61554 +1 (309) 353 - 4043

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pekin, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Peoria, IL, 24-Hour Loan in Plainfield, IL, Payday Loans in Quincy, IL, Payday Loans in Rock Island, IL, Payday Loans in Rockford, IL, Bad Credit Loans in Romeoville, IL, Payday Loans in Saint Charles, IL and Payday Loans in Schaumburg, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pekin, IL.

Beautiful sights of Pekin, IL

Payday Loans Available in Pekin, IL By The Following ZIP Codes:

61554, 61555, 61558

Are Payday Loans Legal In Pekin, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Pekin, IL payday loan calculator

Payday Loans in Pekin, Illinois: Everything You Need To Know

Illinois is one of the few states in the US that allows payday loans. Payday loans provide short-term financial help to individuals in need of emergency funds. Payday loans are legal in Illinois and are not subject to state-imposed restrictions such as APR caps or maximum loan amounts. This makes payday loans in Pekin, Illinois a great option for individuals looking for quick cash.

What Are Payday Loans?

Payday loans are short-term loans that provide individuals with immediate cash when they need it. Payday loans are typically for small amounts, usually up to $500. Most payday loans are due on the borrower’s next payday, hence the name payday loan. Borrowers must provide proof of income, address, and a valid checking account in order to be approved for a payday loan.

Why Choose A Payday Loan In Pekin, Illinois?

Payday loans are a viable option for individuals who need cash quickly. Payday loans in Pekin, Illinois can provide quick access to the cash you need in order to cover unexpected expenses or help you get by until your next paycheck. Payday loans are a great option for many people because they have minimal requirements and no credit check. This makes them easy to qualify for and get approved quickly.

Benefits of A Payday Loan In Pekin, Illinois

Payday loans provide a number of benefits for borrowers in Pekin, Illinois. These benefits include:

  • Quick Access To Cash: Payday loans provide quick access to cash. This is especially beneficial for individuals who need cash to cover unexpected expenses or who are facing financial hardship.
  • Minimal Requirements: Payday loans have minimal requirements which makes them easy to qualify for. Borrowers must provide proof of income, address, and a valid checking account.
  • No Credit Check: Payday loans do not require a credit check, which makes them a great option for individuals with poor credit.
  • Flexible Repayment Options: Payday lenders offer flexible repayment options which make it easy to repay your loan on time. Borrowers can choose to repay their loans in multiple installments or they can choose to pay the loan back in one lump sum.

Things To Consider Before Taking Out A Payday Loan In Pekin, Illinois

Payday loans are a great option for individuals in need of quick cash, however there are a few things to consider before taking out a payday loan. Borrowers should consider their current financial situation and their ability to repay the loan. Additionally, borrowers should understand that payday loans may be expensive and can come with high fees. Before taking out a payday loan, individuals should make sure they understand the terms and conditions of the loan and the fees associated with it.

F.A.Q.

What Is A Payday Loan?

A payday loan is a short-term loan that provides individuals with immediate cash when they need it. Payday loans are typically for small amounts, usually up to $500.

Are Payday Loans Legal In Illinois?

Yes, payday loans are legal in Illinois. Payday loans are not subject to state-imposed restrictions such as APR caps or maximum loan amounts.

What Do I Need To Qualify For A Payday Loan In Pekin, Illinois?

In order to qualify for a payday loan in Pekin, Illinois, borrowers must provide proof of income, address, and a valid checking account.

Are Payday Loans Expensive?

Yes, payday loans can be expensive and can come with high fees. Before taking out a payday loan, individuals should make sure they understand the terms and conditions of the loan and the fees associated with it.

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If you are looking for a payday loan in Pekin, Illinois, TheGuaranteedLoans can help. Our experts will connect you with lenders to provide you with the cash you need. We are not a lender and do not offer any loans.

More F.A.Q.

What rights do I have as a borrower of a payday loan in Pekin, Illinois?

As a borrower of a payday loan in Pekin, Illinois, you have the right to receive clear and transparent information about the terms and conditions of the loan. You also have the right to receive timely and accurate statements about your account, and to dispute any errors or discrepancies.

Is it possible to dispute a payday loan in Pekin, Illinois?

Yes, it is possible to dispute a payday loan in Pekin, Illinois. If you feel that you have been treated unfairly or that the terms of the loan are not in line with state regulations, you can contact the lender or the Illinois Department of Financial and Professional Regulation to file a complaint.

How Many Cash Advance Companies are in Pekin, IL?

With the help of our service, you will be able to find 20 cash advance companies in Pekin, IL

What Cash Advance Companies in Pekin, IL are the most popular?

You should check Advance America, CEFCU ATM, and CENTRAL ILLINOIS LOAN. Also, you can start your application online on our website.