Payday Loans in Ramsey, Illinois

Payday Loan Companies in Ramsey, IL

Company nameAddressZip codePhone number
First National Bank 227 S Superior St 62080 +1 (618) 423 - 2396

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ramsey, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bloomington, IL, Bad Credit Loans in Bolingbrook, IL, Bad Credit Loans in Buffalo Grove, IL, Payday Loans in Calumet City, IL, Online Loans in Carol Stream, IL, Payday Loans in Carpentersville, IL, Short-term Loans in Champaign, IL and Payday Loans in Chicago, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ramsey, IL.

Payday Loans Available in Ramsey, IL By The Following ZIP Codes:

62080

Are Payday Loans Legal In Ramsey, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Ramsey, IL payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Ramsey, Illinois?

Yes, there are several alternatives to payday loans in Ramsey, Illinois, such as credit union loans, community development financial institution loans, or borrowing from friends or family. Borrowers are encouraged to explore these options before taking out a payday loan.

Can I be charged with criminal activity if I default on a payday loan in Ramsey, Illinois?

No, in Ramsey, Illinois, it is illegal for lenders to use criminal charges as a means of collecting on unpaid payday loans. Borrowers who are facing criminal charges related to their payday loan should contact the Illinois Attorney General's office for assistance.

How Many Cash Advance Companies are in Ramsey, IL?

With the help of our service, you will be able to find 1 cash advance companies in Ramsey, IL

What Cash Advance Companies in Ramsey, IL are the most popular?

You should check First National Bank. Also, you can start your application online on our website.