Payday Loans in Raymond, Illinois

Payday Loan Companies in Raymond, IL

Company nameAddressZip codePhone number
First National Bank of Raymond 403 E Broad St 62560 +1 (217) 229 - 3701

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Raymond, IL, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in North Chicago, IL, Payday Loan Without a Credit Check in Northbrook, IL, Payday Loans in Oak Lawn, IL, Payday Loans in Oak Park, IL, Payday Loans in Orland Park, IL, Payday Loans in Oswego, IL, Payday Loans in Palatine, IL and Emergency Loan in Park Ridge, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Raymond, IL.

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Payday Loans Available in Raymond, IL By The Following ZIP Codes:

62560

Are Payday Loans Legal In Raymond, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Raymond, IL payday loan calculator

F.A.Q.

Are there any restrictions on the number of times that a payday loan can be renewed in Raymond, Illinois?

Yes, in Raymond, Illinois, payday loans can only be renewed once. Borrowers who wish to renew their loan must pay off at least one-third of the principal and any fees before the loan can be renewed.

Can payday lenders in Raymond, Illinois charge higher interest rates on loans to military personnel and their families?

No, in Raymond, Illinois, payday lenders are prohibited from charging higher interest rates on loans to military personnel and their families. Borrowers who believe that they have been charged a higher interest rate due to their military status should contact the Illinois Attorney General's office for assistance.

How Many Cash Advance Companies are in Raymond, IL?

With the help of our service, you will be able to find 1 cash advance companies in Raymond, IL

What Cash Advance Companies in Raymond, IL are the most popular?

You should check First National Bank of Raymond. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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