Payday Loans in Shirland, Illinois

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No payday loan companies in Shirland, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Compeer Financial 1303 US-6 East, Geneseo, IL 61254 +1 (309) 944 - 6731
World Finance Corporation 100 S Hickory St, Shelbyville, IL 62565 +1 (217) 774 - 1356
Catlin Bank 202 S Sandusky St, Catlin, IL 61817 +1 (217) 427 - 2176
PLS Loan Store 954 E New York St, Aurora, IL 60505 +1 (630) 851 - 4328
Old Town Credit Inc 297 E S Frontage Rd, Bolingbrook, IL 60440 +1 (630) 783 - 2800
Security National Bank 200 W Main St, Coffeen, IL 62017 +1 (217) 534 - 2351
Advance America 729 Tenney St, Kewanee, IL 61443 +1 (309) 853 - 1222
PLS Loan Store 337 S Franklin St, Chicago, IL 60606 +1 (312) 322 - 0002
Christian Rosenbeck - COUNTRY Financial representative 201 E State St 1, Paxton, IL 60957 +1 (217) 379 - 9650
LendNation 1401 N Prospect Ave Ste 1, Champaign, IL 61820 +1 (217) 531 - 1100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shirland, IL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Romeoville, IL, Payday Loans in Saint Charles, IL, No Credit Check Loans in Schaumburg, IL, Payday Loan Without a Credit Check in Skokie, IL, Payday Loan Without a Credit Check in Springfield, IL, Payday Loan for Streamwood, IL, Bad Credit Loans in Tinley Park, IL and Payday Loans in Urbana, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shirland, IL.

Payday Loans Available in Shirland, IL By The Following ZIP Codes:

61079

Are Payday Loans Legal In Shirland, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Shirland, IL payday loan calculator

Payday Loans in Shirland, Illinois: A Comprehensive Guide

Payday loans are a type of short-term loan that can be a useful tool to help individuals in times of financial need. While payday loans have come under scrutiny in some states, they remain legal in Illinois, including in the small town of Shirland.

Understanding Payday Loans

A payday loan is a small, typically short-term loan. These loans are usually meant to be paid back on the borrower’s next payday. The amount of money that can be borrowed through a payday loan is usually limited, and interest rates can be high. Payday loans are often used to help individuals cover unexpected expenses or bills when they don’t have the funds to do so themselves.

While payday loans can be a useful tool for some individuals, it’s important to understand the risks involved. Because payday loans are often expensive, borrowers can find themselves in a cycle of debt if they can’t repay the loan on time. Before taking out a payday loan, it’s important to consider all other available options and only borrow what you can afford to repay.

Payday Loans in Shirland, Illinois

In Shirland, Illinois, payday loans are legal. This means that individuals who live in or near Shirland can take out payday loans if they need to. However, it’s important to note that payday loans are heavily regulated in Illinois, both to protect consumers and to prevent lenders from taking advantage of individuals who are in financial need.

Under Illinois law, the maximum amount of money that can be borrowed through a payday loan is $1,000 or 25% of your gross monthly income, whichever is less. Additionally, lenders in Illinois are required to disclose all fees and charges associated with a payday loan upfront, and the loan agreement must include an explanation of the borrower’s rights and responsibilities.

Applying for a Payday Loan

If you need to take out a payday loan in Shirland, Illinois, you can apply online through TheGuaranteedLoans. We are a connector service that helps connect borrowers with potential lenders. It’s important to remember that while we are not a direct lender, we can facilitate the loan application process and help you find a lender that meets your needs.

To apply for a payday loan through TheGuaranteedLoans, simply visit our website and fill out an online application. We will then match you with potential lenders based on the information you provide. If a lender decides to extend an offer to you, they will contact you directly with further details.

Interesting Facts and Statistics

  • According to a report by the Illinois Department of Financial and Professional Regulation, in 2019, Illinois borrowers took out a total of 2.2 million payday loans, with a total loan volume of $1.2 billion.
  • The average payday loan in Illinois in 2019 was $469.58.
  • Illinois law prohibits lenders from issuing more than one payday loan to a borrower at a time or rolling over a loan more than twice.

Conclusion

While payday loans can be a useful tool for individuals in financial need, it’s important to understand the potential risks and to only borrow what you can afford to repay. If you live in or near Shirland, Illinois, and need to take out a payday loan, TheGuaranteedLoans can help. Remember that we are not a direct lender, but a connector service that can help you find a potential lender that meets your needs.

If you’re considering taking out a payday loan, be sure to do your research and consider all available options to help you make the best decision for your financial situation.

Apply Now

If you need to take out a payday loan, you can apply now through TheGuaranteedLoans. Remember, we are a connector service and not a direct lender. Fill out our online application today to get started.

F.A.Q.

Can payday lenders in Shirland, Illinois require borrowers to provide collateral in order to take out a loan?

No, in Shirland, Illinois, payday lenders cannot require borrowers to provide collateral in order to take out a loan. Borrowers who are asked to provide collateral should be wary of the lender and consider alternative options.

What is a payday loan in Shirland, Illinois?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday. These loans are typically offered by non-bank lenders, such as storefront lenders or online lenders, and are often used by people who need quick access to cash to cover unexpected expenses or to bridge a temporary gap in their finances.