Payday Loans in Springerton, Illinois

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No payday loan companies in Springerton, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers State Bank 555 S Commercial St, Harrisburg, IL 62946 +1 (618) 252 - 2600
Check Into Cash 9165 W Cermak Rd, North Riverside, IL 60546 +1 (708) 447 - 4610
State Bank of Saunemin 59 North St, Saunemin, IL 61769 +1 (815) 832 - 4456
First Federal Savings Bank 701 1st Ave, Rock Falls, IL 61071 +1 (815) 626 - 9292
State Finance 410 N Monroe St # 200, Litchfield, IL 62056 +1 (217) 324 - 9377
Vbank of Marion 1023 4th St, Eldorado, IL 62930 +1 (618) 273 - 2641
USA Payday Loans 428 E 162nd St, South Holland, IL 60473 +1 (708) 333 - 3678
Advance America 5924 N 2nd St, Loves Park, IL 61111 +1 (815) 636 - 1400
Associated Bank 217 W Washington St, Millstadt, IL 62260 +1 (618) 476 - 3040
Trust Lending 140 N 19th Ave, Melrose Park, IL 60160 +1 (708) 483 - 8129

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Springerton, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Streamwood, IL, Payday Loans in Tinley Park, IL, Payday Loan Companies in Urbana, IL, No Credit Check Loans in Waukegan, IL, Payday Loans in Wheaton, IL, Payday Loans in Wheeling, IL, Emergency Loan in Woodridge, IL and Guaranteed Loans in Addison, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Springerton, IL.

Payday Loans Available in Springerton, IL By The Following ZIP Codes:

62887

Are Payday Loans Legal In Springerton, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Springerton, IL payday loan calculator

Living paycheck to paycheck can be a difficult experience, especially when unexpected expenses arise. In these situations, a payday loan can seem like a lifesaver. Payday loans in Springerton, Illinois, are legal and offer short-term relief to those in need of quick cash. In this article, we’ll discuss what payday loans are, their benefits and drawbacks, and how to apply for them in Springerton.

What are payday loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are designed to provide quick cash to those who can’t get a loan from a traditional lender, such as a bank, due to poor credit or lack of collateral. The application process is quick and easy, and borrowers can often get approved within minutes.

Benefits of payday loans in Springerton, Illinois

Payday loans offer a number of benefits to borrowers in Springerton. For one, they offer quick access to cash, which can be helpful in emergency situations. Additionally, payday lenders do not typically require a credit check, which means borrowers with poor credit can still get approved for a loan. Finally, payday loans are regulated by the Illinois Department of Financial and Professional Regulation, which means borrowers are protected from predatory lending practices.

Drawbacks of payday loans in Springerton, Illinois

While payday loans can be helpful in certain situations, they do come with a number of drawbacks. For one, they often come with high interest rates and fees, which can make it difficult to pay back the loan on time. Additionally, borrowers who fail to pay back the loan on time may be subject to additional fees and penalties, which can lead to a cycle of debt. Finally, payday loans can be addictive, and borrowers who rely on them may find themselves in a worse financial situation than before.

How to apply for payday loans in Springerton, Illinois

If you’re considering a payday loan in Springerton, the application process is quick and easy. First, you’ll need to find a lender. TheGuaranteedLoans is a great resource for finding lenders in your area. Once you find a lender, you’ll need to fill out an application. The application will ask for information about your income, employment, and bank account. You’ll also need to provide proof of identification, such as a driver’s license or passport.

If you’re approved for a loan, the lender will typically deposit the funds into your bank account within a few hours. The loan will be due on your next payday, so make sure you have enough money in your account to cover the loan and any fees.

Interesting facts about payday loans in Springerton, Illinois

  • The maximum amount you can borrow in Illinois for a payday loan is $1,000 or 25% of your gross monthly income, whichever is less.
  • Illinois law requires payday lenders to give borrowers a repayment plan if they’re unable to pay back the loan on time.
  • The average interest rate on a payday loan in Illinois is 297%.

Apply now

At TheGuaranteedLoans, we’re committed to helping you find the best payday loan for your needs. We’re not a direct lender, but we can connect you with lenders who can provide the cash you need. To apply, simply fill out our online application form. We’ll match you with a lender who can provide the best deal for you. Apply now and get the funds you need today!

F.A.Q.

Can payday lenders in Springerton, Illinois operate without a license?

No, all payday lenders in Springerton, Illinois must be licensed by the state in order to operate. Borrowers can check the Illinois Department of Financial and Professional Regulation's website to verify that a lender is licensed before taking out a loan.

Is there a maximum number of payday loans that a borrower can take out in Springerton, Illinois?

Yes, Illinois law limits borrowers to taking out a maximum of two payday loans at any one time. Borrowers must also wait at least seven days between taking out consecutive payday loans.