Payday Loans in Springfield, Illinois

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Payday Loan Companies in Springfield, IL

Company nameAddressZip codePhone number
Advance America 2516 S MacArthur Blvd 62704 +1 (217) 241 - 7200
Advance America 1508 Wabash Ave 62704 +1 (217) 793 - 6584
America's Financial Choice 1665 Wabash Ave F 62704 +1 (217) 679 - 2654
AmeriCash Loans 1150 N 5th St 62702 +1 (217) 523 - 9777
Cash Store 2512 N Dirksen Pkwy 62702 +1 (217) 492 - 1172
CEFCU 2449 N Dirksen Pkwy 62702 +1 (217) 528 - 9441
CEFCU ATM 3099 S Dirksen Pkwy 62704 +1 (800) 542 - 3328
Check 'n Go 1700 E Sangamon Ave 62702 +1 (217) 753 - 4573
Check Into Cash 1754 Wabash Ave B 62704 +1 (217) 546 - 5200
Credit Union 1 225 S College St 100 62704 +1 (800) 252 - 6950
Crowe LLP 3601 Wabash Ave Suite 201 62711 +1 (217) 862 - 2700
Farm Credit Services of Illinois 3600 Wabash Ave B 62711 +1 (217) 546 - 6100
Financial Partners Credit Union 940 N MacArthur Blvd 62702 +1 (217) 744 - 1456
First Payday Loans 121 N Grand Ave E 62702 +1 (217) 321 - 1500
First Payday Loans 2126 S MacArthur Blvd 62704 +1 (217) 391 - 1100
Funeral Service Credit Union 915 S Durkin Dr A 62704 +1 (217) 546 - 5480
Heartland Credit Union 2213 W White Oaks Dr 62704 +1 (217) 726 - 8877
Heights Finance Corporation 234/236 S Dirksen Pkwy 62703 +1 (217) 523 - 2274
IEC Federal Credit Union 6460 S 6th St 62712 +1 (217) 529 - 6045
Illinois Title Loans, Inc. 410 N Dirksen Pkwy 62702 +1 (217) 528 - 2180
Illinois Title Loans, Inc. 2950 S MacArthur Blvd 62704 +1 (217) 528 - 2140
IRSE Credit Union 3101 Constitution Dr 111 62704 +1 (217) 726 - 9595
ISPFCU 730 Engineering Dr 62703 +1 (800) 255 - 0886
LendNation 121 N Grand Ave E 62702 +1 (217) 321 - 1500
MARINE BANK 3050 Wabash Ave 62704 +1 (217) 726 - 0600
Mariner Finance 3417 Freedom Dr 62704 +1 (217) 718 - 5174
Midwest Title Loans 2106 S MacArthur Blvd 62704 +1 (217) 789 - 7095
Morgan Stanley 3201 W White Oaks Dr Ste 201 62704 +1 (217) 547 - 2900
Pomp's Tire Service 2110 E Clear Lake Ave 62703 +1 (217) 525 - 1395
Security Finance 2436 Denver Dr 62702 +1 (217) 527 - 1250
Sun Loan Company 2425 Denver Dr 62702 +1 (217) 753 - 0089
Thrivent Financial-Lutherans 3240 Hedley Rd D 62711
TitleMax Title Loans 2301 S MacArthur Blvd 62704 +1 (217) 726 - 6570
Tower Loan 1540 W Jefferson St 62707 +1 (217) 546 - 7930
Town and Country Bank 3601 Wabash Ave 62711 +1 (217) 787 - 3100
Wise Finance of Springfield, llc 2601 Stevenson Dr 62703 +1 (217) 529 - 0200
Wise Finance of Springfield, llc 2601 Adlai Stevenson Dr 62703 +1 (217) 529 - 0200
Woodforest National Bank 1100 Lejune Dr 62703 +1 (217) 585 - 0582
World Acceptance 5221 S 6th St 11 62703 +1 (217) 585 - 1525
World Finance 1824-1828 W Jefferson St 62702 +1 (217) 546 - 0851

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Springfield, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Streamwood, IL, Payday Loans in Tinley Park, IL, Short-term Loans in Urbana, IL, Online Loans in Waukegan, IL, Bad Credit Loans in Wheaton, IL, Payday Loan Without a Credit Check in Wheeling, IL, Payday Loans in Woodridge, IL and Payday Loans in Addison, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Springfield, IL.

Beautiful sights of Springfield, IL

Payday Loans Available in Springfield, IL By The Following ZIP Codes:

62706, 62726, 62736, 62791, 62705, 62794, 62757, 62781, 62766, 62786, 62713, 62708, 62707, 62769, 62701, 62721, 62756, 62762, 62761, 62702, 62716, 62703, 62722, 62704, 62720, 62723, 62765, 62715, 62763, 62767, 62739, 62719, 62776, 62746, 62709, 62796, 62764

Are Payday Loans Legal In Springfield, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Springfield, IL payday loan calculator

Payday loans are loans that one can apply for and be given if they have a steady job. Payday loans work on the premise that the individual will be able to repay the loan once their next paycheck comes in.

Some people may have some difficulties justifying getting such a loan, and there are many reasons why this may be the case. Please read on if you would like to learn more about payday loans in Springfield, Illinois. This article will cover everything you need to know about payday loans in Springfield, Illinois, which could help you consider whether it is a good idea for yourself.

Payday loans are a popular choice for many individuals who need to borrow money. Payday loans work on the premise that you will be able to repay the loan once your next paycheck comes in. However, there are many reasons why this may not be the case. Suppose you would like to learn more about payday loans in Springfield. In that case, Illinois continues reading because this article will cover everything you need to know about payday loans in Springfield, Illinois, which could help you consider whether it is a good idea for yourself.

How to Find a Good Direct Lender in Springfield, Illinois Online 

This guide aims to educate the potential customer on how to locate a responsible, direct lender and will offer them a loan even though their credit might not be perfect. The following links will take the reader on a wonderful journey through conventional payday lending by connecting them with some of the best companies in the country. These lenders are known for returning phone calls emails, and they even have chat lines to answer your questions quickly. They also make it easy to apply online or over the phone. Because they maintain such high standards for their companies, you can trust that your information is handled securely and confidentially.

  • 100% online = 100% privacy; a reputable lender will never bother you with constant phone calls or emails.
  • Choose a lender who will work hard for you, answer your questions quickly, and won’t give up on you.
  • Check out each lender’s website and see if they have a live chat feature.
  • A direct lender who cares about their customers and the service they provide should always have answers to your questions.

Cash Advance Online in Springfield, Illinois

After selecting a lender you think is the perfect fit, it’s time to begin reaching out to them to complete your paperwork. The first step in getting a payday loan is simple. You will need to complete an application. This is done by filling out all types of information about your life and needs for monetary assistance, and this process takes about ten minutes or less in most cases. The second step happens once the lender has received all of your required information, based on collateral, not cash advance loans under $1000 but could vary based on lender approval. Their staff will contact you with an estimated approval time frame and available next steps.

Surprisingly, a lot of paperwork is involved with getting a payday loan, such as a credit check, online application, and other documentation required for approval. Once the lender has received all of the information necessary for approval and when the approval process has occurred, you will be contacted via phone or email to notify you that you have been approved for your payday loan. From here, it is important to note that this approval will depend on the additional documents that the lender requires, and if they are not provided within 30 days, the application will be denied.

The next step is getting actual cash out, which is possible once the lender has approved your loan application. It is important to note that these payday loans are easy to complete, safe and affordable compared to other financial products that can be found online. The application process is fast, and the money will be deposited into your bank account within 24-48 hours. If you choose to have it deposited directly into your account, it will take 1-3 business days, depending on the bank.

Once you have been approved for your payday loan, make sure that there are no other outstanding debts or expenses that might come up unexpectedly, leading to financial issues in the future.

24 Hour Payday Loans in Springfield, Illinois: The Facts

A 24-hour payday loan is a type of financial product that is usually taken out to cover expenses that a person may have which are pressing and may not be able to wait until the next pay period. This type of loan is taken out by people who need money quickly. The following outlines some of the most important things you should know about these loans in order to make an informed decision about applying for one yourself.

What Are The Benefits Of 24 Hour Payday Loans?

The first and most obvious benefit of taking out a 24-hour payday loan is that it only takes about one day to receive your money. If you are in a situation where you need money quickly and when it is due immediately, then this is one of the fastest types of loans on the market. Many other types of loans could take up to several weeks to receive an answer, and if you are interested in getting results more quickly, this is certainly a good choice.

Another benefit to these loans is that they are very easy to qualify for. While there are some requirements, most people find that they can be eligible by simply having a job or income source and having regular access to the internet. This will make it much easier for people who need money quickly but might not have many other resources.

Another benefit to having this type of loan is receiving it in full. These types of loans are available for up to 60 days, which means that you can get the money you need quickly and pay it back in full as soon as you are able. If you are looking for a way to get cash fast and your credit is not good, this could be a good option.

Without a bank account, can you get a payday loan in Springfield, Illinois?

Yes, you can get a payday loan without a bank account. While many banks will not offer these types of loans in the past, they have been making changes to match their clients’ needs. Many people can get a payday loan without having any bank account. This makes it easier for people who are either unable to have and open a bank account or do not want one.

To take out a payday loan in Springfield, Illinois, you will need:

  • A valid ID (Passport/Driver’s License).
  • A current bank statement.
  • A recent paycheck stub or other proof of income. 
  • A clear understanding of the lending company’s terms and conditions set forth.

This article will cover everything you need to know about what it takes to get a payday loan in Springfield, Illinois. We hope this clears up any misconceptions, and we hope it helps anyone looking for guidance on where they can go for help.

People must always remember their situation when deciding whether or not a payday loan is right for them.

FAQ

How do I get an Emergency Loan in Springfield, Illinois?

The first step in getting a payday loan is simple. You will need to complete an application. This is done by filling out all types of information about your life and needs for monetary assistance, and this process takes about ten minutes or less in most cases. The second step happens once the lender has received all of your required information based on collateral, not cash advance loans under $1000 but could vary based on lender approval. Their staff will contact you with an estimated approval time frame and available next steps.
Surprisingly, a lot of paperwork is involved with getting a payday loan, such as a credit check, online application, and other documentation required for approval.

Can I Borrow $1000 with a 24-Hour Loan in Springfield, Illinois?

This is the next big question many people will have because there are many restrictions when getting a loan. You can usually borrow up to $1000 with this type of loan, but it will depend on your credit score and income level. The lower either of these is, the less you will be able to get.
People must always remember their situation when deciding whether or not a payday loan is right for them.

How can I get a Quick Loan in Springfield, Illinois?

A quick online search for fast payday loans in Springfield, Illinois, will differ. Many different lenders are available, and each one has additional terms and rates. The best thing to figure out how much you will need to borrow, pick the company that offers the best rate, and choose a loan length that you feel comfortable with.

Is it Possible to Get a Payday Loan Without a Checking Account in Springfield, Illinois?

The simple answer is yes. Many lenders these days are offering loans without checking accounts because many people would rather not have one.