Payday Loans in Virden, Illinois

Payday Loan Companies in Virden, IL

Company nameAddressZip codePhone number
First National Bank of Raymond 103 S Springfield St 62690 +1 (217) 965 - 3344
Prairie State Bank & Trust 201 E Jackson St 62690 +1 (217) 965 - 5496
Prairie State Bank and Trust 603 N Springfield St 62690 +1 (800) 597 - 2977

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Virden, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bloomington, IL, Payday Loans in Bolingbrook, IL, Payday Loans in Buffalo Grove, IL, No Credit Check Loans in Calumet City, IL, Payday Loans in Carol Stream, IL, Payday Loans in Carpentersville, IL, Payday Loans in Champaign, IL and No Credit Check Loans in Chicago, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Virden, IL.

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Payday Loans Available in Virden, IL By The Following ZIP Codes:

62690

Are Payday Loans Legal In Virden, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Virden, IL payday loan calculator

F.A.Q.

Can payday lenders in Virden, Illinois require borrowers to provide collateral in order to take out a loan?

No, in Virden, Illinois, payday lenders cannot require borrowers to provide collateral in order to take out a loan. Borrowers who are asked to provide collateral should be wary of the lender and consider alternative options.

What is a payday loan in Virden, Illinois?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday. These loans are typically offered by non-bank lenders, such as storefront lenders or online lenders, and are often used by people who need quick access to cash to cover unexpected expenses or to bridge a temporary gap in their finances.

How Many Cash Advance Companies are in Virden, IL?

With the help of our service, you will be able to find 3 cash advance companies in Virden, IL

What Cash Advance Companies in Virden, IL are the most popular?

You should check First National Bank of Raymond, Prairie State Bank & Trust, and Prairie State Bank and Trust. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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