Payday Loans in Worth, Illinois

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No payday loan companies in Worth, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Bank 1365 W Main St, Salem, IL 62881 +1 (618) 548 - 5293
Reynolds Banking Center - Peoples National Bank of Kewanee 227 Main St, Reynolds, IL 61279 +1 (309) 372 - 4242
PLS Loan Store 2036 Sibley Blvd, Calumet City, IL 60409 +1 (708) 868 - 9800
Iroquois Federal Savings and Loan Association 175 E 4th Ave, Clifton, IL 60927 +1 (815) 694 - 2315
First National Bank of Waterloo 210 E Fayette Ave, Effingham, IL 62401 +1 (217) 342 - 3200
Check Into Cash 8547 S Cicero Ave, Chicago, IL 60652 +1 (773) 582 - 0971
Peter Francis Geraci Law L.L.C. 4315 E State St, Rockford, IL 61108 +1 (888) 456 - 1953
Nicholas Financial Inc.Gurnee 5572 Grand Ave #3, Gurnee, IL 60031 +1 (224) 399 - 4511
First Mid Bank & Trust Highland Main 12616 IL-143, Highland, IL 62249 +1 (618) 654 - 1111
First State Bank 1212 La Salle St, Ottawa, IL 61350 +1 (815) 433 - 3727

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Worth, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in North Chicago, IL, 24-Hour Loan in Northbrook, IL, Payday Loan Without a Credit Check in Oak Lawn, IL, 24-Hour Loan in Oak Park, IL, Payday Loans in Orland Park, IL, Payday Loans in Oswego, IL, Payday Loans in Palatine, IL and Payday Loans in Park Ridge, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Worth, IL.

Beautiful sights of Worth, IL

Payday Loans Available in Worth, IL By The Following ZIP Codes:

60482

Are Payday Loans Legal In Worth, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Worth, IL payday loan calculator

Payday Loans in Worth, Illinois – What You Need to Know

When unexpected expenses arise, and you’re short on cash, payday loans can be a lifesaver. These short-term loans are designed to help people bridge the gap between paychecks and cover unforeseen expenses. While payday loans may seem like a quick and easy solution to your financial constraints, it’s essential to understand the regulations surrounding these loans.

The Legality of Payday Loans in Illinois

In Illinois, payday loans are legal with certain regulations in place to protect borrowers. These regulations include:

  • The maximum loan amount cannot exceed $1,000 or 25% of your gross monthly income, whichever is less.
  • The loan term must be between 13 and 120 days.
  • The finance charge is limited to $15.50 for every $100 borrowed.
  • Borrowers must have a cooling-off period of seven days between loans.

It’s important to note that payday loans should only be considered for short-term needs, as fees and interest charges can add up quickly if the loan is not paid off within the agreed-upon timeframe.

How to Apply for a Payday Loan in Worth, Illinois

Applying for a payday loan in Worth, Illinois, can be a straightforward process. The first step is to find a reputable lender, such as TheGuaranteedLoans, who can help connect you with potential lenders. From there, you will need to provide some basic information, such as:

  • Your name, address, and contact information
  • Your employer and income information
  • Your banking information for funding the loan and repayment
  • Your Social Security number or Tax ID number
  • Proof of identity, such as a driver’s license or passport

Once you’ve submitted your application, lenders may review your credit history and other factors to determine if you qualify for a loan. If approved, the funds can be deposited directly into your bank account.

Interesting Facts and Statistics About Payday Loans in Worth, Illinois

Did you know that in Illinois, payday loan borrowers have an average annual income of $30,000? Additionally, the average loan amount in the state is $350.

Another interesting fact is that the average APR for payday loans in Illinois is 404%. This means that if you were to borrow $100 for a two-week term, you could end up paying $115.50 in finance charges and fees.

While these numbers may seem alarming, they highlight the importance of understanding the terms and fees associated with payday loans before taking one out.

Apply Now for a Payday Loan in Worth, Illinois

If you’re facing a financial emergency and need a payday loan in Worth, Illinois, TheGuaranteedLoans can help. We are not a direct lender, but we work with a network of trusted lenders who can provide you with the funds you need.

Our online application process is easy and secure, and you can receive a loan decision quickly. With flexible loan terms and competitive rates, we’re committed to helping you find the best loan option for your situation.

Don’t let unexpected expenses cause you undue stress – Apply Now and get the funds you need!

F.A.Q.

How do I find a licensed payday lender in Worth, Illinois?

To find a licensed payday lender in Worth, Illinois, you can visit the Illinois Department of Financial and Professional Regulation website and search for licensed lenders in your area. You can also search online for payday lenders and check their license status with the state.

How do I compare payday loan offers in Worth, Illinois?

To compare payday loan offers in Worth, Illinois, you should carefully review and compare the interest rate, fees, repayment terms, and any other applicable charges for each lender. You should also consider the lender's reputation and customer service, as well as any potential consequences of defaulting on the loan.