Payday Loans in Ashley, Indiana

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No payday loan companies in Ashley, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash In A Flash 7210 W 132nd Ave, Cedar Lake, IN 46303 +1 (219) 374 - 9952
First Financial Bank 106 N Market St, North Manchester, IN 46962 +1 (260) 982 - 3000
Greenfield Banking CompanyATM 1920 N State St, Greenfield, IN 46140 +1 (317) 462 - 1431
Citizens State Bank 1802 N Main St, Rushville, IN 46173 +1 (765) 932 - 3288
German American Bank 704 N 5th St, Rockport, IN 47635 +1 (812) 649 - 2218
Fifth Third Bank & ATM 19 W Main St, Poseyville, IN 47633 +1 (812) 874 - 2239
Hebron Branch 4500 Washington Ave, Evansville, IN 47714 +1 (812) 473 - 0108
WesBanco Bank 125 W McClain Ave, Scottsburg, IN 47170 +1 (812) 752 - 4501
Check Into Cash 3697 Portage Ave b, South Bend, IN 46628 +1 (574) 271 - 6936
Vigo County Federal Credit Union 2359 State Rd 46, Terre Haute, IN 47803 +1 (812) 917 - 5846

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ashley, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gary, IN, No Credit Check Loans in Goshen, IN, Payday Loan Companies in Granger, IN, Payday Loans in Greenwood, IN, Same Day Loans in Guilford, IN, Payday Loans in Hammond, IN, Payday Loans in Indianapolis, IN and Online Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ashley, IN.

Beautiful sights of Ashley, IN

Payday Loans Available in Ashley, IN By The Following ZIP Codes:

46705

Are Payday Loans Legal In Ashley, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Ashley, IN payday loan calculator

Payday loans are a popular option for short-term borrowing needs, and for good reason. They are fast, easy to obtain, and available to a wide range of people. With that in mind, if you’re in Ashley, Indiana and in need of some quick cash, payday loans are legal and might be just what you need.

What is a payday loan?

A payday loan is a type of short-term loan that is usually due on your next payday. These loans are relatively small, with most payday loans ranging from $100 to $1000. In most cases, you can obtain a payday loan within a few hours, making it a fast and convenient option when you need cash quickly. However, despite their benefits, payday loans can also be quite expensive.

Why do people get payday loans?

There are many reasons people choose to get payday loans, including unexpected expenses, emergencies, or to cover bills until their next paycheck. Some people choose payday loans because they have a poor credit rating that makes it difficult for them to get a loan through traditional channels.

What Are the Requirements for a Payday Loan in Ashley, Indiana?

Each state has its own requirements for obtaining a payday loan. For Ashley, Indiana residents, you must be at least 18 years of age, have a government-issued ID, proof of income, and a valid checking account. You will also need to provide a phone number and proof of residency, such as a utility bill or lease agreement. Some lenders in Ashley may also require a credit check.

What Are the Fees for Payday Loans in Ashley, Indiana?

Like many states, Indiana has regulations in place to protect borrowers from unreasonable fees and interest rates. For payday loans in Ashley, Indiana, the maximum amount you can borrow is $550. Lenders are allowed to charge up to 15% of the total loan amount as a finance charge. This means that if you borrow $100, you will pay $15 in fees. Some payday loan lenders in Ashley may also charge additional fees, so it’s important to read the terms and conditions carefully before agreeing to the loan.

What Are the Risks of Payday Loans?

While payday loans can be a quick and convenient way to get cash, they can also be quite expensive. The fees and interest rates associated with payday loans can be higher than those of other types of loans, making it important to read all of the terms and conditions before agreeing to a loan. Moreover, if you don’t pay back the loan on time, you could face additional fees and penalties, or even end up in debt.

Interesting Facts and Statistics about Payday Loans in Ashley, Indiana

  • As of 2019, there were over 400 licensed payday loan lenders in Indiana.
  • The average payday loan amount in Indiana is around $320.
  • Indiana law prohibits lenders from charging more than 15% of the total amount borrowed in finance charges.

Apply Now for a Payday Loan in Ashley, Indiana

If you’re searching for a payday loan in Ashley, Indiana, look no further than TheGuaranteedLoans. As a connector service, we’ll work to connect you with reputable lenders in the Ashley area. To begin the process, simply fill out our online application form. Once we match you with a lender, you’ll be presented with the loan terms and conditions. If you agree to the loan, you could receive your funds as soon as the next business day.

Keep in mind that TheGuaranteedLoans is not a direct lender, and we don’t make credit decisions. Instead, we work as a connector to help you find the right lender for your needs. To ensure that you get the best possible service and terms, it’s important to choose a lender that meets your specific needs.

Conclusion

While payday loans in Ashley, Indiana can be a valuable resource for those in need of quick cash, it’s important to understand the fees, risks, and regulations associated with these loans. By doing your research, reading the terms and conditions carefully, and choosing a reputable lender, you can make the most of this short-term lending option. Remember, if you’re considering a payday loan or any other type of loan, it’s important to borrow responsibly and avoid taking on more debt than you can handle.

F.A.Q.

Is it possible to negotiate the terms of a payday loan in Ashley, Indiana?

Yes, it may be possible to negotiate the terms of a payday loan in Ashley, Indiana, such as the interest rate or repayment schedule. It is important to communicate with the lender and clearly explain your financial situation in order to negotiate a more favorable agreement.

What should I do if I feel that a payday lender in Ashley, Indiana is acting illegally or unfairly?

If you feel that a payday lender in Ashley, Indiana is acting illegally or unfairly, you can file a complaint with the Indiana Department of Financial Institutions. This agency is responsible for regulating payday lenders in the state and will investigate any complaints received.