Payday Loans in Earl Park, Indiana

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No payday loan companies in Earl Park, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 465 Town Center Dr, Mooresville, IN 46158 +1 (317) 831 - 4988
Fifth Third Bank & ATM 202 W Berry St, Fort Wayne, IN 46802 +1 (260) 422 - 3502
PLS Check Cashing Store 1402 E Columbus Dr, East Chicago, IN 46312 +1 (219) 397 - 9850
AFC Automotive Finance Corp. 2950 E Main St, Plainfield, IN 46168 +1 (317) 838 - 8022
First Cash Pawn 11 Honey Creek Dr, Terre Haute, IN 47802 +1 (812) 238 - 3663
Perfect Circle Credit Union 77 S 37th St, Richmond, IN 47374 +1 (765) 965 - 7400
Communitywide Federal Credit Union 1420 W Jefferson St, Plymouth, IN 46563 +1 (574) 935 - 3800
First Federal Savings & Loan 212 N Franklin St, Greensburg, IN 47240 +1 (812) 663 - 6793
KeyBank 76 S Main St, Martinsville, IN 46151 +1 (765) 342 - 7181
Steve Jackson - Raymond James 1821 Dogwood Dr, Kokomo, IN 46902 +1 (765) 452 - 2652

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Earl Park, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, Payday Loans in Lafayette, IN, Payday Loans in Merrillville, IN, Payday Loan Companies in Michigan City, IN, Short-term Loans in Mishawaka, IN, Bad Credit Loans in Muncie, IN, Payday Loans in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Earl Park, IN.

Beautiful sights of Earl Park, IN

Payday Loans Available in Earl Park, IN By The Following ZIP Codes:

47942, 47976

Are Payday Loans Legal In Earl Park, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Earl Park, IN payday loan calculator

Payday Loans in Earl Park, Indiana: Everything You Need to Know

Payday loans, also known as cash advances or paycheck advances, are short-term loans that can help individuals cover unexpected expenses or bridge the gap until their next paycheck comes in. In Earl Park, Indiana, payday loans are legal and can be obtained from a variety of lenders.

What You Should Know About Payday Loans in Earl Park, Indiana

If you’re considering taking out a payday loan in Earl Park, Indiana, it’s important to understand how they work and what the laws surrounding them are. Here are some key things to keep in mind:

  • Payday loans in Earl Park are legal with certain regulations
  • Borrowers can take out a maximum of $550, or 20% of their gross monthly income
  • The loan term cannot exceed 14 days
  • Lenders in Earl Park are required to disclose all fees and interest rates before issuing the loan

It’s important to note that payday loans should only be used as a short-term solution for financial emergencies. They often come with high interest rates and fees, which can make it difficult to repay the loan in full on time and can lead to additional financial difficulties.

How to Apply for a Payday Loan in Earl Park

If you have decided that a payday loan is the right option for you, the application process is usually quick and straightforward. You’ll need to provide basic personal and financial information, including your name, address, employment status, and banking information.

Many lenders in Earl Park offer online applications, which can be completed from the comfort of your own home. The application process usually takes just a few minutes, and you can typically expect to receive a decision within hours or even minutes.

Interesting Facts About Payday Loans in Earl Park, Indiana

  • The average payday loan in Indiana is $372, with an average interest rate of 382%
  • Indiana is one of only 13 states in the US that allows payday lending
  • A 2019 study found that the average borrower in Indiana takes out 8 loans per year, with an average total of $2,300
  • Payday loan borrowers in Earl Park, Indiana are primarily young adults aged 18-24

Apply Now

Ready to take the next step and apply for a payday loan in Earl Park, Indiana? TheGuaranteedLoans can help connect you with potential lenders who can provide you with a loan that meets your needs. Fill out our online application now to get started!

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders who can help you obtain the loan you need.

Conclusion

Payday loans can provide a lifeline in times of financial need, but it’s important to use them responsibly and understand the laws and regulations surrounding them. If you’re considering a payday loan in Earl Park, Indiana, be sure to do your research and only obtain a loan that you can realistically afford to repay.

F.A.Q.

Can I apply for a payday loan online in Earl Park, Indiana?

Yes, you can apply for a payday loan online in Earl Park, Indiana. However, it is important to research the lender and make sure they are licensed to operate in the state.

Are there any protections for borrowers in Earl Park, Indiana when it comes to payday loans?

Yes, Indiana state law has several protections in place for payday loan borrowers, including limits on fees and interest rates, and a prohibition on renewing or rolling over loans. Borrowers also have the right to dispute any errors on their loan agreements and seek legal recourse if they feel they have been treated unfairly by a lender.