Payday Loans in Etna Green, Indiana

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No payday loan companies in Etna Green, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Northwest Bank 401 W State St, Albany, IN 47320 +1 (765) 789 - 4235
Citizens Bank 1098 IN-39, Martinsville, IN 46151 +1 (765) 342 - 6600
Loan Zone 539 Coliseum Blvd S, Fort Wayne, IN 46805 +1 (260) 484 - 0517
Tomcat's Pawn Inc 2929 Mitchell Rd, Bedford, IN 47421 +1 (812) 675 - 0648
Freedom Bank 10 E Medcalf St, Dale, IN 47523 +1 (812) 937 - 4000
Thrivent Financial for Lutherans 64 Lake St, Knox, IN 46534 +1 (574) 970 - 3335
First Merchants Bank 1405 Baker Pl, Bluffton, IN 46714 +1 (260) 469 - 6271
Check Into Cash 1035 S Scatterfield Rd, Anderson, IN 46012 +1 (765) 643 - 4990
Easy Cash Pawn 1380 Old Hwy 135, Corydon, IN 47112 +1 (800) 329 - 5479
Personal Finance Company 2611 Central Ave # 3, Columbus, IN 47201 +1 (812) 372 - 0038

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Etna Green, IN, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Kokomo, IN, Payday Loans in Lafayette, IN, Payday Loans in Merrillville, IN, Payday Loan for Michigan City, IN, Payday Loans in Mishawaka, IN, Payday Loans in Muncie, IN, 24-Hour Loan in New Albany, IN and Online Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Etna Green, IN.

Payday Loans Available in Etna Green, IN By The Following ZIP Codes:

46524

Are Payday Loans Legal In Etna Green, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Etna Green, IN payday loan calculator

Payday Loans in Etna Green, Indiana: What You Need to Know

If you live in Etna Green, Indiana and are in need of quick access to cash, a payday loan may seem like a viable solution. These loans are designed for individuals who are struggling to meet their financial obligations and need a short-term financial solution. In Indiana, payday loans are legal, and there are various lenders offering these loans to residents.

How Payday Loans Work

Payday loans are short-term loans typically meant to help you cover unexpected expenses that arise before your next paycheck. These loans range from $100 to $1,000 and are generally to be paid back within two weeks or on your next payday. To secure a payday loan, you must provide proof of income, a bank account, and a valid form of identification.

When you apply for a payday loan, you agree to pay back the loan plus interest and fees on the due date. If you cannot repay the loan on time, you may be subject to additional fees and charges. In some cases, lenders may also allow borrowers to extend their due date, which may result in additional fees and interest. Although payday loans can provide short-term relief, they can also lead to long-term debt if not managed responsibly.

Indiana Payday Loan Laws

In Indiana, the maximum amount a borrower can take out for a payday loan is $550. The interest rate on payday loans cannot exceed 15 percent for the first $250, 13 percent for amounts between $251 and $400, and 10 percent for amounts between $401 and $500. Lenders may also charge a $50 fee for loans that are not repaid. These laws are in place to protect borrowers and promote responsible lending practices in Indiana.

Benefits of a Payday Loan

Payday loans can provide financial relief for those who need fast access to cash. These loans are easy to obtain and can be used for any purpose, whether it’s to pay bills, cover unexpected expenses, or simply make it through until your next paycheck. Additionally, payday loans can help improve a borrower’s credit score if repaid on time.

Another benefit of payday loans is that they are generally available to individuals with poor credit. Unlike traditional loans, payday lenders do not require a credit check, making it easier for individuals with poor credit to secure a loan. However, it’s important to note that the interest rates on payday loans are generally higher than those of traditional loans, so borrowers should be prepared to pay more in interest and fees.

Apply Now

If you’re in need of fast cash in Etna Green, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Our application process is fast and easy, and you can receive a decision in minutes. Simply fill out our online application, and we’ll take care of the rest. Remember, TheGuaranteedLoans is a connector service, not a direct lender, which means we work with a network of lenders to help you find the best loan options available to you.

Interesting Facts and Statistics

  • According to a report by the Indiana Institute for Working Families, the majority of payday loans in Indiana are taken out by individuals earning less than $25,000 per year.
  • Between 2016 and 2019, residents of Indiana paid over $300 million in payday loan fees.
  • The average payday loan borrower in Indiana takes out eight loans per year.

While payday loans can provide short-term financial relief, it’s crucial to borrow responsibly and repay the loan on time. Defaulting on a loan can result in additional fees and damage to your credit score. If you’re considering a payday loan in Etna Green, Indiana, make sure you understand the terms and conditions of the loan before applying.

F.A.Q.

Are there any protections for borrowers in Etna Green, Indiana when it comes to payday loans?

Yes, Indiana state law has several protections in place for payday loan borrowers, including limits on fees and interest rates, and a prohibition on renewing or rolling over loans. Borrowers also have the right to dispute any errors on their loan agreements and seek legal recourse if they feel they have been treated unfairly by a lender.

Can I be charged with criminal charges for not repaying a payday loan in Etna Green, Indiana?

No, Indiana state law prohibits lenders from pursuing criminal charges against borrowers who are unable to repay their payday loans.