Payday Loans in Fillmore, Indiana

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No payday loan companies in Fillmore, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Northwest Bank 1020 N Baldwin Ave, Marion, IN 46952 +1 (765) 662 - 6399
Quick Bad Credit Loans 600 Marsha Ct, Kokomo, IN 46902 +1 (765) 436 - 0934
Farm Credit Services 213 W Laporte St, Plymouth, IN 46563 +1 (574) 936 - 4285
Mariner Finance 2407 16th St, Bedford, IN 47421 +1 (812) 279 - 9763
First Merchants Bank 790 W Mill St, Middletown, IN 47356 +1 (765) 354 - 2291
Advance America 3097 E. Market St. Eastgate Plaza, Unit 1, Logansport, IN 46947 +1 (574) 722 - 7800
BMO Harris Bank 200 W Ridge Rd, Griffith, IN 46319 +1 (219) 972 - 7400
First Merchants Bank 14500 West, Davis Dr, Daleville, IN 47334 +1 (765) 378 - 7077
Check Into Cash 1812 165th St a, Hammond, IN 46320 +1 (219) 844 - 2667
Central States Cash Co 122 E National Ave, Brazil, IN 47834 +1 (812) 442 - 1894

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fillmore, IN, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Plainfield, IN, Payday Loans in Portage, IN, Payday Loans in Richmond, IN, Payday Loans in South Bend, IN, Payday Loans in Terre Haute, IN, Quick Loan in Valparaiso, IN, Payday Loans in West Lafayette, IN and Same Day Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fillmore, IN.

Beautiful sights of Fillmore, IN

Payday Loans Available in Fillmore, IN By The Following ZIP Codes:

46128

Are Payday Loans Legal In Fillmore, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Fillmore, IN payday loan calculator

What You Need to Know About Payday Loans in Fillmore, Indiana

Payday loans are short-term loans that are intended to help individuals cover their expenses until their next paycheck. In Fillmore, Indiana, these loans are legal, and they can be a helpful resource for those who need quick access to funds. However, it is important to understand the implications of these loans and to make an informed decision before applying.

How Do Payday Loans Work?

To qualify for a payday loan, an individual must typically have a source of income and a checking account. The lender will require proof of income and identification, and they will typically ask the borrower to write a post-dated check that covers the total amount borrowed, plus any fees and interest. On the due date, the borrower will either repay the loan in person or the lender will cash the check.

The amount that an individual can borrow varies by state law and by lender, but in Indiana, the maximum loan amount is $550. Lenders are also permitted to charge interest rates of up to 391% APR (annual percentage rate) on these loans. This means that if an individual borrows $100, they could be charged up to $15 in fees for a two-week loan period.

What Are the Benefits of Payday Loans?

  • Quick access to funds: Payday loans can be processed and approved within a matter of minutes, meaning that individuals can get the money they need to cover unexpected expenses.
  • No collateral required: Payday loans are unsecured, which means that borrowers do not need to provide any collateral, such as a car or house, to secure the loan.
  • Flexible repayment options: Payday loans can be repaid on a borrower’s next payday, which can provide some financial flexibility.

What Are the Risks of Payday Loans?

  • High interest rates: The interest rates and fees associated with payday loans can be much higher than other types of loans, making them a costly option for borrowing money.
  • Potential debt traps: Because payday loans are designed to be repaid on a borrower’s next payday, some individuals may struggle to repay the loan and end up in a cycle of debt, taking out new loans to cover the old ones.
  • Scams and fraudulent lenders: There are some fraudulent lenders that prey on individuals who are in need of quick cash. It is important to do research and only work with reputable lenders.

Interesting Facts About Payday Loans in Fillmore, Indiana

  • In 2019, the Indiana General Assembly passed a law that clarified the language of the state’s payday lending statutes, making it easier for lenders to operate within the state.
  • In 2017, the average payday loan in Indiana was $328, and the average fee was $50.
  • According to a 2018 report from the Indiana Institute for Working Families, payday lending costs Indiana families over $70 million in fees each year.

Apply Now

If you are in need of a payday loan in Fillmore, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are a connector service, not a direct lender, and we do not make credit decisions or provide loans. To apply, simply fill out our online application, and we will match you with lenders who may be able to provide the funds you need.

Remember to always read the terms and conditions carefully and make sure you understand the costs associated with the loan before accepting the funds. With careful planning and responsible borrowing, payday loans can be a helpful resource for those who need them.

F.A.Q.

How do I repay my payday loan in Fillmore, Indiana?

in Fillmore, Indiana, payday loans must be repaid in full on the due date, which is typically the borrower's next payday. The lender will automatically withdraw the loan amount and fees from the borrower's checking account on the due date.

Are there any protections for borrowers who take out payday loans in Fillmore, Indiana?

Yes, in Fillmore, Indiana, payday lenders are required to provide borrowers with a written disclosure statement outlining the terms of the loan, including the loan amount, fees, and repayment schedule.