Payday Loans in Flat Rock, Indiana

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No payday loan companies in Flat Rock, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 5930 US-6, Portage, IN 46368 +1 (219) 762 - 7456
Friendship State Bank 217 W Main St, Vevay, IN 47043 +1 (812) 667 - 5101
1st Source Bank 411 Illinois St, Walkerton, IN 46574 +1 (574) 586 - 3131
Principal Financial Group 203 E 3rd St, North Manchester, IN 46962 +1 (260) 577 - 8622
German American Bank 31 Cherry Tree Plaza, Washington, IN 47501 +1 (812) 254 - 1313
PNC Bank 137 S Main St, Batesville, IN 47006 +1 (812) 934 - 4411
Sterling United Federal CU 5727 Vogel Rd, Evansville, IN 47715 +1 (812) 491 - 9200
World Finance 4322 S Scatterfield Rd, Anderson, IN 46013 +1 (765) 643 - 0280
Woodforest National Bank 4040 N Newton St, Jasper, IN 47546 +1 (812) 634 - 2200
First Savings Bank Odon 501 W Main St 1298, Odon, IN 47562 +1 (812) 636 - 7324

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flat Rock, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Gary, IN, No Credit Check Loans in Goshen, IN, Payday Loans in Granger, IN, Same Day Loans in Greenwood, IN, Payday Loan Without a Credit Check in Guilford, IN, 24-Hour Loan in Hammond, IN, Payday Loan Without a Credit Check in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flat Rock, IN.

Payday Loans Available in Flat Rock, IN By The Following ZIP Codes:

47234

Are Payday Loans Legal In Flat Rock, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Flat Rock, IN payday loan calculator

Payday Loans in Flat Rock, Indiana: Everything You Need to Know

If you live in Flat Rock, Indiana and are in need of quick cash to cover unexpected expenses, a payday loan might be an option worth considering. Payday loans are a type of short-term loan that can help you bridge the gap until your next paycheck. But before you apply for a payday loan, it is crucial to understand the laws and regulations surrounding payday loans in Indiana and how they work.

What are Payday Loans?

A payday loan, also known as a cash advance, is a small, short-term loan that is typically due on your next payday. These loans are meant to help you get through a financial emergency until your next paycheck arrives.

Payday loans are often characterized by their high-interest rates and fees. According to Indiana law, payday lenders can charge up to 15% interest, or $15 for every $100 borrowed. For a two-week loan, this can translate to an APR of 390%. This high cost of borrowing is why payday loans should only be used as a last resort, and borrowers should be sure they can repay the loan when it is due.

Payday Loan Facts and Statistics in Flat Rock, Indiana

  • According to Indiana law, payday lenders cannot loan more than $550.
  • The maximum finance rate and fees for a payday loan in Indiana are 15% of the face value of the check, or $15 for every $100 borrowed.
  • There is no minimum loan term in Indiana, but loans cannot be for more than 30 days.
  • In 2019, the average payday loan amount in Indiana was $382, and the average fee was $55.

These facts and statistics highlight the importance of understanding the costs and terms of a payday loan before borrowing money.

How to Apply for a Payday Loan in Flat Rock, Indiana

If you are considering applying for a payday loan in Flat Rock, Indiana, there are a few things you should do before beginning the application process:

  • Research lenders to find one that is reputable and fits your needs.
  • Gather the necessary documentation, such as proof of income and a valid photo ID.
  • Have a plan in place to repay the loan on time and in full.
  • Be aware of the costs associated with payday loans and ensure that you can afford to repay the loan.

Once you have completed these steps, you can apply for a payday loan in Flat Rock, Indiana by following these steps:

  • Find a lender that operates in Indiana and provides payday loans to residents of Flat Rock.
  • Fill out the lender’s online application, providing your personal and financial information.
  • Wait for the lender to review your application and make a decision.
  • If approved, receive the funds directly into your bank account.

Apply Now with TheGuaranteedLoans

If you are looking for a payday loan in Flat Rock, Indiana, TheGuaranteedLoans can help. We are a connection service that helps borrowers connect with potential lenders in their area. Our network of lenders includes reputable lenders who offer payday loans to residents of Indiana, including Flat Rock.

To apply for a payday loan with TheGuaranteedLoans:

  • Visit our website and fill out our online application.
  • Provide your personal and financial information.
  • Wait for our network of lenders to review your application and make a decision.
  • If approved, receive the funds directly into your bank account.

It is crucial to note that TheGuaranteedLoans is not a lender and does not provide loans directly. We are a connection service that facilitates the connection between borrowers and lenders, making it easier for you to find the loan you need.

The Bottom Line

Payday loans can be a helpful tool for managing unexpected expenses and bridging the gap until your next paycheck. However, before you apply for a payday loan in Flat Rock, Indiana, it is essential to understand the laws and regulations surrounding payday loans in Indiana and how they work. Be sure to review the terms and costs associated with payday loans and ensure that you can afford to repay the loan on time and in full.

F.A.Q.

How much can I borrow with a payday loan in Flat Rock, Indiana?

The maximum amount that can be borrowed with a payday loan in Flat Rock, Indiana is $550.

Are there any restrictions on how I can use the money from a payday loan in Flat Rock, Indiana?

The funds from a payday loan in Flat Rock, Indiana must be used for a short-term financial need and cannot be used for long-term expenses or investments.