Payday Loans in Goshen, Indiana

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Payday Loan Companies in Goshen, IN

Company nameAddressZip codePhone number
1st Source Bank 101 S Main St 46526 +1 (574) 533 - 7570
Advance America 2003 Lincolnway E e 46526 +1 (574) 533 - 3653
Cashland 1827 Lincolnway E #1 46526 +1 (574) 535 - 0172
Chase Bank 401 S Main St 46526 +1 (574) 538 - 5844
Check Into Cash 4024 Elkhart Rd #4 46526 +1 (574) 875 - 4597
CheckSmart 1607 Elkhart Rd 46526 +1 (574) 533 - 9952
First State Bank 201 N Main St 46526 +1 (574) 533 - 8277
Interra Credit Union 300 W Lincoln Ave 46526 +1 (574) 534 - 2506
KeyBank 221 N Main St 46526 +1 (574) 535 - 2200
Lake City Bank 4202 Elkhart Rd 46526 +1 (574) 875 - 1563
Las Americas Financial Services & Taxes 212 N Main St 46526 +1 (574) 534 - 0827
Lehman, Hershberger & Company P.C. 301 W Lincoln Ave 46526 +1 (574) 533 - 8857
Mariner Finance 210 Johnston St 46528 +1 (574) 534 - 2681
Northwest Bank 4330 Elkhart Rd 46526 +1 (574) 875 - 9100
Woodforest National Bank 2304 Lincolnway E 46526 +1 (574) 537 - 9050

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goshen, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Granger, IN, Payday Loans in Greenwood, IN, Payday Loans in Guilford, IN, Payday Loans in Hammond, IN, Payday Loans in Indianapolis, IN, Payday Loans in Jeffersonville, IN, Payday Loans in Kokomo, IN and Payday Loans in Lafayette, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goshen, IN.

Beautiful sights of Goshen, IN

Payday Loans Available in Goshen, IN By The Following ZIP Codes:

46527, 46528, 46526

Are Payday Loans Legal In Goshen, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Goshen, IN payday loan calculator

Payday Loans in Goshen, Indiana: What You Need To Know

Goshen, Indiana, is a city in Elkhart County and is the county seat of the state. Payday loans, also known as cash advances, are a type of short-term loan that can help you get by in a pinch. They’re available in Goshen, Indiana, but there are some important laws and regulations you need to know before taking out a payday loan.

Payday Loans are Legal in Indiana

Payday loans are legal in Indiana, as long as they abide by the state’s regulations. According to the Indiana Department of Financial Institutions (DFI), payday lenders must follow state laws, including the Small Loan Act. Payday lenders must be licensed in Indiana and must offer loan terms of at least 14 days.

Types of Payday Loans in Goshen, Indiana

Payday loans come in a variety of types. Here are a few of the most common types:

  • Single-Payment Payday Loan: This type of payday loan is a lump-sum loan with a fixed repayment date. Borrowers must pay the entire loan balance, plus any interest and fees, on the due date.
  • Installment Payday Loan: This type of payday loan is paid back in installments. You will have to make separate payments over a period of time until the loan is fully paid off.
  • Line of Credit: A line of credit is a type of payday loan that allows you to borrow money as needed and pay it back over time. As you pay the loan off, you can borrow again up to the original loan amount.

Payday Loan Regulations in Indiana

Payday loans in Indiana are subject to certain regulations. These regulations are designed to ensure that borrowers are protected from predatory lenders. Some of the most important regulations include:

  • The maximum interest rate that a payday lender can charge is 15% of the loan amount per month.
  • No more than two payday loans can be taken out at the same time.
  • The maximum loan amount that can be taken out is $550.
  • Payday lenders must provide borrowers with a written agreement that outlines all the terms and conditions of the loan.
  • Payday lenders must provide borrowers with a grace period of at least seven days before repaying the loan.
  • Payday lenders must provide borrowers with an easy way to cancel the loan within a reasonable period of time.

How to Apply for a Payday Loan in Goshen, Indiana

To apply for a payday loan in Goshen, Indiana, you must first meet the eligibility requirements. Generally, borrowers must be at least 18 years old, have a valid ID, and have a regular source of income. You must also provide proof of your address and other personal information.

Once you’re eligible and you’ve gathered the necessary documents, you can apply for a payday loan. You can apply online or in-person at your local payday loan lender. When you apply, you’ll need to provide your personal information and financial information. Keep in mind that the process can take up to a few days, so you should plan accordingly.

F.A.Q.

Q: Can I get a payday loan if I have bad credit?

A: Yes, you can still get a payday loan even if you have bad credit, although the interest rates may be higher. Payday lenders typically don’t perform a traditional credit check, so your credit score won’t affect your eligibility.

Q: How long will it take to get my payday loan?

A: The amount of time it takes to get a payday loan depends on the lender. Some lenders can process your loan the same day, while others may take a few days.

Q: Is it safe to get a payday loan online?

A: Yes, it can be safe to get a payday loan online. Just make sure you are dealing with a reputable lender and that the website is secure.

Apply Now

At TheGuaranteedLoans, we can help you find the payday loan that’s right for you. Our website is secure and easy to use, and we will connect you with lenders who can offer you the best terms. We are not a lender, but we can help point you in the right direction. Apply now and see what payday loan options are available to you in Goshen, Indiana!

More F.A.Q.

Are there any restrictions on where payday lenders can operate in Goshen, Indiana?

in Goshen, Indiana, payday lenders must be licensed and cannot operate within 1,000 feet of a school or public park.

Is there a cooling-off period for borrowers in Goshen, Indiana between payday loans?

in Goshen, Indiana, borrowers must wait at least 7 days before taking out a new payday loan.

How Many Cash Advance Companies are in Goshen, IN?

With the help of our service, you will be able to find 15 cash advance companies in Goshen, IN

What Cash Advance Companies in Goshen, IN are the most popular?

You should check 1st Source Bank, Advance America, and Cashland. Also, you can start your application online on our website.