Payday Loans in Jamestown, Indiana

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No payday loan companies in Jamestown, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 309 Sagamore Pkwy W, West Lafayette, IN 47906 +1 (765) 423 - 0428
Raymond James Financial Services 106 N Market St, North Manchester, IN 46962 +1 (260) 982 - 3808
Lake City Bank 712 Wayne St, Middlebury, IN 46540 +1 (574) 825 - 5320
Horizon Bank - Howe 303 Defiance St. 303 Defiance St, Howe, IN 46746 +1 (260) 562 - 3300
Check Into Cash 5930 US-6, Portage, IN 46368 +1 (219) 762 - 7456
A-1 Cash Advance 5325 W 10th St, Indianapolis, IN 46224 +1 (317) 243 - 9300
Advance America 352 S Hoke Ave Ste. C, Frankfort, IN 46041 +1 (765) 654 - 4728
Richmond City Empl FCU 50 N 5th St, Richmond, IN 47374 +1 (765) 983 - 7228
The Napoleon State Bank 1015 N Lincoln St, Greensburg, IN 47240 +1 (812) 222 - 4002
Chase Bank 1881 Old Hwy 135, Corydon, IN 47112 +1 (812) 738 - 3032

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jamestown, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loans in Portage, IN, Payday Loan Companies in Richmond, IN, No Credit Check Loans in South Bend, IN, Same Day Loans in Terre Haute, IN, Payday Loans in Valparaiso, IN, Online Loans in West Lafayette, IN and Payday Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jamestown, IN.

Beautiful sights of Jamestown, IN

Payday Loans Available in Jamestown, IN By The Following ZIP Codes:

46147

Are Payday Loans Legal In Jamestown, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Jamestown, IN payday loan calculator

Understanding Payday Loans in Jamestown, Indiana

Payday loans are a financial resource available to people who are in need of immediate cash. These loans are typically small in amount and are meant to be repaid with the borrower’s next paycheck.

In Indiana, payday loans are legal. However, it is important to understand the terms and conditions of these loans before signing up for one.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that typically range from $100 to $1,000. These loans are meant to provide immediate relief to people who are in need of cash due to unexpected expenses.

Unlike traditional loans, payday loans do not require collateral or a credit check. Instead, the borrower must provide proof of income, such as a pay stub, and a valid ID to receive approval for the loan.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their advantages and disadvantages. Here are some pros and cons to consider:

Pros:

  • Quick access to cash
  • No credit check required
  • No collateral required
  • Flexible repayment terms

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt cycle
  • Not a long-term solution

It is important to note that payday loans should be used as a last resort and only if the borrower can afford to repay the loan on time. Failure to repay a payday loan can result in high fees and damage to the borrower’s credit score.

Understanding Payday Loans in Jamestown, Indiana

If you are considering a payday loan in Jamestown, Indiana, it is important to understand the terms and conditions of these loans. In Indiana, payday loans are legal but are subject to certain regulations.

The maximum loan amount in Indiana is $550, and the loan term cannot exceed 14 days. The maximum finance charge for a $100 payday loan for 14 days is $15. This means that the APR for a typical 14-day payday loan in Indiana is 391%.

Interesting Facts and Statistics about Payday Loans in Jamestown, Indiana

  • In Jamestown, Indiana, the number of payday loan locations is fewer than the state median of 2.9 per 10,000 people.
  • The average payday loan in Indiana is $326.
  • 59% of Indiana payday loan borrowers use the loans for recurring expenses, such as rent or utility bills.

Apply Now

If you are in need of a payday loan in Jamestown, Indiana, TheGuaranteedLoans can help. We are a connector service that works with a network of reputable lenders to help you find the right loan for your needs.

Simply fill out our online application form, and we will connect you with potential lenders who can offer you a loan that meets your needs. Remember, we are not a direct lender, but we will facilitate your connection with potential lenders.

Apply now and get the cash you need today!

F.A.Q.

Can a payday lender in Jamestown, Indiana garnish my wages if I am unable to repay the loan?

Yes, if you are unable to repay your payday loan in Jamestown, Indiana and the lender obtains a judgment against you, they may be able to garnish your wages to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.

Is it possible to consolidate multiple payday loans in Jamestown, Indiana into one loan?

Yes, it may be possible to consolidate multiple payday loans in Jamestown, Indiana into one loan with a lower interest rate and more manageable repayment schedule. This can be done through a debt consolidation program or by refinancing the loans with a personal loan from a bank or credit union.