Payday Loans in Kempton, Indiana

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No payday loan companies in Kempton, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Harvester Financial Credit Union 2507 Progress Pkwy, Shelbyville, IN 46176 +1 (317) 392 - 0811
1st Source Bank 221 S Main St, Kouts, IN 46347 +1 (219) 766 - 2626
Woodforest National Bank 316 Indian Ridge Blvd, Mishawaka, IN 46545 +1 (574) 247 - 0563
Mutual Savings Bank 80 E Jefferson St, Franklin, IN 46131 +1 (317) 736 - 7151
BMO Harris Bank 110 E Jefferson St, Tipton, IN 46072 +1 (765) 675 - 2172
Check Into Cash 543 N Line St, Columbia City, IN 46725 +1 (260) 248 - 2527
TCU 110 S Main St, South Bend, IN 46617 +1 (574) 232 - 8012
Hoosier Hills Credit Union 3010 N Newton St, Jasper, IN 47546 +1 (812) 481 - 2282
One Vision Federal Credit Union 2441 State St 1, New Albany, IN 47150 +1 (812) 948 - 7998
CheckSmart 2839 E State Blvd, Fort Wayne, IN 46805 +1 (260) 496 - 8885

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kempton, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gary, IN, No Credit Check Loans in Goshen, IN, Payday Loans in Granger, IN, Payday Loans in Greenwood, IN, Payday Loans in Guilford, IN, 24-Hour Loan in Hammond, IN, Payday Loan for Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kempton, IN.

Payday Loans Available in Kempton, IN By The Following ZIP Codes:

46049

Are Payday Loans Legal In Kempton, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Kempton, IN payday loan calculator

Understanding Payday Loans in Kempton, Indiana

Payday loans have become a popular option for many people who need quick cash in a financial emergency. If you’re a resident of Kempton, Indiana, you may be wondering what payday loans you can turn to. In this guide, we’ll cover everything you need to know about payday loans in Kempton, including the laws and regulations surrounding them, how they work, and where you can find a lender.

How Payday Loans Work

Payday loans are designed to be a short-term solution for people who need cash quickly. They’re typically less than $1,000 and are due to be repaid in full on your next payday. The lender will require you to provide proof of income, such as a pay stub, and a checking account where they can deposit the loan and withdraw the repayment.

When you’re approved for a payday loan, you’ll receive the funds quickly, often within 24 hours. However, the interest rates and fees for payday loans can be extremely high, sometimes reaching as much as 400% APR. It’s important to understand the repayment terms and make sure you can afford to repay the loan in full on your next payday before taking out a payday loan.

The Legal Landscape of Payday Loans in Indiana

Payday loans are legal in Indiana, but there are regulations in place to protect consumers. For example, the maximum amount you can borrow is $550 or 20% of your monthly gross income, whichever is less. The loan term cannot exceed 14 days, and lenders are not allowed to charge more than 15% in interest on the loan.

It’s important to note that while payday loans are legal in Indiana, they may not be the best option for everyone. Before taking out a payday loan, consider all your options and make sure you understand the terms and conditions of the loan.

Finding a Payday Loan Lender in Kempton, Indiana

When searching for a payday loan lender in Kempton, Indiana, it’s important to do your research and find a reputable lender. One option is to use a lender matching service, such as TheGuaranteedLoans. As a connector service, TheGuaranteedLoans will connect you with lenders who match your specific needs and requirements.

Applying for a payday loan through TheGuaranteedLoans is quick and easy. Simply fill out an online application and provide the required documentation, such as proof of income and a checking account. Once you’re approved, the lender will deposit the funds directly into your checking account.

Applying for a Payday Loan with TheGuaranteedLoans

If you’re in need of a payday loan in Kempton, Indiana, TheGuaranteedLoans is here to help. We offer a quick and easy online application process that connects you with potential lenders who match your specific needs and requirements. Remember, we are a connector service and not a direct lender, but we facilitate the connection between you and potential lenders. Apply now and get the cash you need to cover your financial emergency.

Interesting Facts About Payday Loans in Kempton, Indiana

  • There were over 60,000 payday loans taken out in Indiana in 2020.
  • The average loan amount in Indiana was $371.
  • Indiana has some of the most lenient payday loan regulations in the country.
  • Payday loans are popular among individuals with low credit scores or limited credit history.

F.A.Q.

Can I be sued or have my wages garnished if I fail to repay my payday loan in Kempton, Indiana?

Yes, if a borrower fails to repay a payday loan in Kempton, Indiana, the lender may choose to pursue legal action, including suing the borrower and garnishing their wages. It is important for borrowers to only take out payday loans if they are confident they will be able to repay them on time.

What are the consumer protections for payday loan borrowers in Kempton, Indiana?

Indiana has several consumer protections in place for payday loan borrowers, including a limit on the number of loans that can be taken out at one time, a maximum loan amount of $500, and a requirement for lenders to provide clear and concise disclosure of all fees and terms. Borrowers also have the right to dispute any charges or fees that they believe are unfair or inaccurate.