Payday Loans in Kimmell, Indiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Kimmell, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Bank 1551 E Tipton St, Seymour, IN 47274 +1 (812) 522 - 7898
Bell's Accounting 612 W Main St, North Manchester, IN 46962 +1 (260) 982 - 4750
Woodforest National Bank 3200 John A Williams Blvd, Bedford, IN 47421 +1 (812) 275 - 4638
Greenfield Banking CompanyATM 1920 N State St, Greenfield, IN 46140 +1 (317) 462 - 1431
Prudential Jon Findley Life Insurance & Financial Services 8888 Keystone Crossing 500, Indianapolis, IN 46240 +1 (317) 502 - 5299
Woodforest National Bank 505 Touring Dr, Auburn, IN 46706 +1 (260) 927 - 0690
Cunningham Tax & Accounting Services 131 E Morton St, Oakland City, IN 47660 +1 (812) 749 - 3670
PLS Check Cashing Store 2335 E 38th St, Indianapolis, IN 46218 +1 (317) 931 - 8000
Advance America 6716 E State Blvd, Fort Wayne, IN 46815 +1 (260) 749 - 6431
CheckSmart 907 Eastern Blvd, Clarksville, IN 47129 +1 (812) 288 - 4209

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kimmell, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Quick Loan in Portage, IN, Emergency Loan in Richmond, IN, Payday Loans in South Bend, IN, No Credit Check Loans in Terre Haute, IN, Payday Loan Without a Credit Check in Valparaiso, IN, Payday Loan Without a Credit Check in West Lafayette, IN and Emergency Loan in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kimmell, IN.

Payday Loans Available in Kimmell, IN By The Following ZIP Codes:

46760

Are Payday Loans Legal In Kimmell, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Kimmell, IN payday loan calculator

Payday Loans in Kimmell, Indiana: A Comprehensive Guide

Payday loans are a popular option for people who need quick cash to cover unexpected bills or expenses. While payday loans have been controversial in some states, they are legal in Indiana, including in the quiet town of Kimmell. In this guide, we will provide all the essential information you need to know about payday loans in Kimmell, Indiana.

What are Payday Loans?

Payday loans are a type of short-term loan that typically must be repaid on the borrower’s next payday. In most cases, the loan amount is relatively small, ranging from a few hundred to a few thousand dollars. Payday loans are intended to be a short-term solution to a temporary financial problem, such as an unexpected car repair or medical bill.

How do Payday Loans work in Kimmell, Indiana?

In Kimmell, Indiana, payday loans are legal, but they are subject to certain regulations. The Indiana Department of Financial Institutions regulates payday lending in the state. Under Indiana law, the maximum loan amount that a borrower can receive is $550. The maximum loan term is 31 days, and the interest rate is capped at 15% for the first $250 borrowed and 13% for any amount over $250.

When applying for a payday loan in Kimmell, Indiana, borrowers must provide proof of income and a valid form of identification. Once approved, the lender will provide the borrower with the loan amount, minus any fees. The borrower must agree to repay the loan amount, plus interest, on their next payday. If the borrower is unable to repay the loan, they may be eligible for a repayment plan, but this must be agreed upon with the lender.

What are the Pros and Cons of Payday Loans?

Like any financial product, payday loans have both advantages and disadvantages. Some of the pros of payday loans include:

  • Quick access to cash
  • No credit check required
  • Simple application process
  • Flexible repayment terms

However, there are also some cons to consider, including:

  • High interest rates and fees
  • Short repayment terms
  • Potential for cyclical debt
  • Risk of default and collection efforts

Ultimately, the decision to take out a payday loan should be carefully considered based on the borrower’s individual financial situation.

Interesting Facts and Statistics about Payday Loans in Kimmell, Indiana

  • According to data from the Indiana Department of Financial Institutions, there were over 100,000 payday loans made in the state in 2020.
  • The average payday loan amount in Indiana is $371.20, and the average loan term is 14 days.
  • Payday lenders in Indiana are required to prominently display a notice in their stores disclosing the maximum loan amount, fees, interest rates, and a toll-free number for borrowers to report complaints or issues.

Apply Now for a Payday Loan in Kimmell, Indiana

If you are in need of a payday loan in Kimmell, Indiana, you can apply now through TheGuaranteedLoans. We are not a direct lender but a connector service that can help you connect with potential lenders. Our application process is quick and straightforward, and you can receive a decision in just minutes. To get started, simply fill out our online application on our website.

Remember, however, that payday loans should only be used for short-term financial needs and not as a long-term solution to financial problems. If you are struggling with debt or other financial issues, seek help from a financial professional.

F.A.Q.

Can I be charged with criminal charges for not repaying a payday loan in Kimmell, Indiana?

No, Indiana state law prohibits lenders from pursuing criminal charges against borrowers who are unable to repay their payday loans.

What should I do if I am having trouble repaying my payday loan in Kimmell, Indiana?

If you are having trouble repaying your payday loan in Kimmell, Indiana, it is important to communicate with the lender and try to work out a repayment plan. You may also want to seek advice from a financial counselor or legal professional.